{"id":115602,"date":"2025-01-17T15:51:30","date_gmt":"2025-01-17T10:21:30","guid":{"rendered":"https:\/\/pwonlyias.com\/hi\/?p=115602"},"modified":"2025-01-17T15:51:30","modified_gmt":"2025-01-17T10:21:30","slug":"credit-deposit-ratio","status":"publish","type":"post","link":"https:\/\/pwonlyias.com\/hi\/current-affairs\/credit-deposit-ratio\/","title":{"rendered":"\u090b\u0923-\u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924"},"content":{"rendered":"<h4 style=\"text-align: justify;\"><b>\u0938\u0902\u0926\u0930\u094d\u092d\u00a0<\/b><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u092a\u093f\u091b\u0932\u0947 \u0935\u0930\u094d\u0937 \u090b\u0923 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u091c\u094b\u0921\u093c\u0940, \u091c\u093f\u0938\u0938\u0947 \u090b\u0923-\u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0906\u0908\u0964<\/span><\/p>\n<h4 style=\"text-align: justify;\"><b>\u090b\u0923 \u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924 \u092a\u0930 \u092e\u0941\u0916\u094d\u092f \u092c\u093f\u0902\u0926\u0941<\/b><\/h4>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0935\u0930\u094d\u0937 2024 \u092e\u0947\u0902 \u090b\u0923-\u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0906\u0908 \u0914\u0930 \u092f\u0939 89.5% \u0939\u094b \u0917\u092f\u093e, \u091c\u092c\u0915\u093f \u0935\u0930\u094d\u0937 2023 \u092e\u0947\u0902 \u092f\u0939 94% \u0939\u094b\u0917\u093e\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u091c\u092e\u093e \u0935\u0943\u0926\u094d\u0927\u093f \u0905\u0917\u094d\u0930\u093f\u092e\u094b\u0902 \u0938\u0947 \u092a\u0940\u091b\u0947 \u0930\u0939\u0928\u0947 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926, \u0928\u090f \u091c\u092e\u093e \u0914\u0930 \u0917\u0948\u0930-\u0916\u093e\u0926\u094d\u092f \u090b\u0923 \u0915\u0947 \u092c\u0940\u091a \u0915\u093e \u0905\u0902\u0924\u0930 \u0935\u0930\u094d\u0937 2023 \u0915\u0947 \u20b91.3 \u091f\u094d\u0930\u093f\u0932\u093f\u092f\u0928 \u0938\u0947 \u092c\u0922\u093c\u0915\u0930 \u0935\u0930\u094d\u0937 2024 \u092e\u0947\u0902 \u20b92 \u091f\u094d\u0930\u093f\u0932\u093f\u092f\u0928 \u0939\u094b \u0917\u092f\u093e\u0964<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><b>\u00a0\u090b\u0923-\u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924\u00a0<\/b><\/h4>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092a\u0930\u093f\u092d\u093e\u0937\u093e: <\/b><span style=\"font-weight: 400;\">\u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092e\u0940\u091f\u094d\u0930\u093f\u0915, \u091c\u093f\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u0938\u0940 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0924\u0930\u0932\u0924\u093e \u0915\u093e \u0906\u0915\u0932\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u0909\u0938\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u0909\u0938\u0915\u0947 \u0915\u0941\u0932 \u090b\u0923\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0941\u0932 \u091c\u092e\u093e\u0913\u0902 \u0938\u0947 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u0924\u094d\u0935: <\/b><span style=\"font-weight: 400;\">\u090b\u0923 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u094b\u0917 \u0915\u0940 \u0917\u0908 \u091c\u092e\u093e\u0930\u093e\u0936\u093f\u092f\u094b\u0902 \u0915\u093e \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0917\u0923\u0928\u093e: <\/b><span style=\"font-weight: 400;\">\u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u0917\u090f \u0915\u0941\u0932 \u090b\u0923\u094b\u0902 \u0915\u094b \u0909\u0938\u0915\u0940 \u0915\u0941\u0932 \u091c\u092e\u093e\u0930\u093e\u0936\u093f\u092f\u094b\u0902 \u0938\u0947 \u0935\u093f\u092d\u093e\u091c\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0926\u093f\u0936\u093e-\u0928\u093f\u0930\u094d\u0926\u0947\u0936: <\/b><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u094b\u0908 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u092c\u0947\u0902\u091a\u092e\u093e\u0930\u094d\u0915 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948; \u092c\u0948\u0902\u0915 \u0924\u0930\u0932\u0924\u093e \u0914\u0930 \u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0905\u0928\u0941\u092a\u093e\u0924 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><b>\u090b\u0923-\u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924 (CD \u0905\u0928\u0941\u092a\u093e\u0924) \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u0915<\/b><\/h4>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u090b\u0923 \u0915\u0940 \u092c\u0922\u093c\u0924\u0940 \u092e\u093e\u0901\u0917:<\/b><span style=\"font-weight: 400;\"> \u090b\u0923 \u0915\u0940 \u092c\u0922\u093c\u0924\u0940 \u092e\u093e\u0901\u0917 \u0938\u0947 CD \u0905\u0928\u0941\u092a\u093e\u0924 \u092c\u0922\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u091c\u092e\u093e \u091c\u0941\u091f\u093e\u0928\u093e: <\/b><span style=\"font-weight: 400;\">\u0905\u0917\u0930 \u0909\u0927\u093e\u0930 \u0926\u0947\u0928\u0947 \u0915\u0940 \u092e\u093e\u0924\u094d\u0930\u093e \u0906\u0928\u0941\u092a\u093e\u0924\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0928\u0939\u0940\u0902 \u092c\u0922\u093c\u0924\u0940 \u0939\u0948 \u0924\u094b \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u092c\u0922\u093c\u0928\u0947 \u0938\u0947 CD \u0905\u0928\u0941\u092a\u093e\u0924 \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u093e\u0901: <\/b><span style=\"font-weight: 400;\">\u0909\u091b\u093e\u0932 \u092f\u093e \u092e\u0902\u0926\u0940 \u0938\u0947 \u090b\u0923 \u0915\u0940 \u092e\u093e\u0901\u0917 \u0914\u0930 \u091c\u092e\u093e \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u094b\u0928\u094b\u0902 \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935 \u092a\u0921\u093c\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 CD \u0905\u0928\u0941\u092a\u093e\u0924 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><b>\u092c\u0948\u0902\u0915\u094b\u0902 \u092a\u0930 \u0909\u091a\u094d\u091a \u090b\u0923-\u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924 \u0915\u0947 \u092a\u094d\u0930\u092d\u093e\u0935<\/b><\/h4>\n<ul>\n<li><b>\u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e: <\/b><span style=\"font-weight: 400;\">\u0938\u0915\u094d\u0930\u093f\u092f \u0909\u0927\u093e\u0930 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948, \u091c\u094b \u0938\u092e\u092f \u092a\u0930 \u090b\u0923 \u091a\u0941\u0915\u093e\u0928\u0947 \u092a\u0930 \u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e \u0915\u094b \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li><b>\u091c\u094b\u0916\u093f\u092e \u091c\u094b\u0916\u093f\u092e: <\/b><span style=\"font-weight: 400;\">\u092f\u0926\u093f \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u0942\u0930\u093e \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0924\u094b \u0909\u091a\u094d\u091a \u090b\u0923 \u091c\u094b\u0916\u093f\u092e \u0917\u0948\u0930-\u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 (NPA) \u0915\u0940 \u0913\u0930 \u0932\u0947 \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li><b>\u0936\u0941\u0926\u094d\u0927 \u092c\u094d\u092f\u093e\u091c \u092e\u093e\u0930\u094d\u091c\u093f\u0928 (Net Interest Margins-NIM) \u092a\u0930 \u0926\u092c\u093e\u0935: <\/b><span style=\"font-weight: 400;\">\u0909\u0927\u093e\u0930 \u092a\u0930 \u092c\u0922\u093c\u0924\u0940 \u0928\u093f\u0930\u094d\u092d\u0930\u0924\u093e NIM \u0915\u094b \u0915\u092e \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u090b\u0923 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u091c\u0948\u0938\u0940 \u0915\u092e\u093e\u0908 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u092a\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li><b>\u0924\u0930\u0932\u0924\u093e \u091c\u094b\u0916\u093f\u092e: <\/b><span style=\"font-weight: 400;\">\u0915\u092e \u0924\u0930\u0932\u0924\u093e \u092d\u0902\u0921\u093e\u0930 \u0915\u0947 \u0915\u093e\u0930\u0923 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0905\u091a\u093e\u0928\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u0926\u093e\u092f\u093f\u0924\u094d\u0935\u094b\u0902 \u092f\u093e \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><b>\u092c\u0948\u0902\u0915\u094b\u0902 \u092a\u0930 \u0915\u092e \u090b\u0923-\u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924 \u0915\u0947 \u092a\u094d\u0930\u092d\u093e\u0935<\/b><\/h4>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e \u092a\u094d\u0930\u092d\u093e\u0935: <\/b><span style=\"font-weight: 400;\">\u0905\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0909\u0927\u093e\u0930 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948, \u091c\u094b \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0930\u093e\u091c\u0938\u094d\u0935 \u0926\u0930\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0938\u0924\u0930\u094d\u0915 \u0909\u0927\u093e\u0930: <\/b><span style=\"font-weight: 400;\">\u0906\u0930\u094d\u0925\u093f\u0915 \u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e \u092f\u093e \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0909\u0927\u093e\u0930 \u0905\u0935\u0938\u0930\u094b\u0902 \u0915\u0940 \u0915\u092e\u0940 \u0915\u093e \u0938\u0902\u0915\u0947\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><b>\u090b\u0923-\u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0915\u093e \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935<\/b><\/h4>\n<span class=\"vc_green_button\"><\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<h4><b>\u0932\u093e\u092d<\/b><\/h4>\n<\/td>\n<td>\n<h4><b>\u0939\u093e\u0928\u093f<\/b><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><b>\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u092c\u0947\u0939\u0924\u0930 \u0924\u0930\u0932\u0924\u093e: <\/b><span style=\"font-weight: 400;\">\u0905\u0927\u093f\u0915 \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u090b\u0923 \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915 \u0924\u0930\u0932\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/span><\/td>\n<td><b>\u0927\u0940\u092e\u0940 \u090b\u0923 \u0935\u0943\u0926\u094d\u0927\u093f:<\/b><span style=\"font-weight: 400;\"> \u0915\u092e CD \u0905\u0928\u0941\u092a\u093e\u0924 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u092e \u090b\u0923 \u092a\u094d\u0930\u0935\u093e\u0939 \u0915\u093e \u0938\u0902\u0915\u0947\u0924 \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901 \u0927\u0940\u092e\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u0938\u094d\u0925\u093f\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u0923\u093e\u0932\u0940: <\/b><span style=\"font-weight: 400;\">\u0909\u0927\u093e\u0930 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930\u0924\u093e \u0915\u092e \u0939\u094b\u0928\u0947 \u0938\u0947 \u0917\u0948\u0930-\u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 (NPA) \u0915\u093e \u091c\u094b\u0916\u093f\u092e \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/td>\n<td><b>\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e \u092e\u0947\u0902 \u0915\u092e\u0940:<\/b><span style=\"font-weight: 400;\"> \u090b\u0923 \u0938\u0947 \u092c\u094d\u092f\u093e\u091c \u0906\u092f \u0915\u092e \u0939\u094b\u0928\u0947 \u0915\u0947 \u0915\u093e\u0930\u0923 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0906\u092f \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u0930\u093e\u091c\u0915\u094b\u0937\u0940\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u0938\u092e\u0930\u094d\u0925\u0928: <\/b><span style=\"font-weight: 400;\">\u092c\u0922\u093c\u0940 \u0939\u0941\u0908 \u091c\u092e\u093e\u0930\u093e\u0936\u093f\u092f\u093e\u0901 \u092c\u093e\u0939\u094d\u092f \u0906\u0930\u094d\u0925\u093f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u094b\u0902 \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/td>\n<td><b>\u0906\u0930\u094d\u0925\u093f\u0915 \u092e\u0902\u0926\u0940:<\/b><span style=\"font-weight: 400;\"> \u0915\u092e \u090b\u0923 \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u0915\u0947 \u0915\u093e\u0930\u0923 \u0928\u093f\u0935\u0947\u0936 \u0924\u0925\u093e \u0916\u092a\u0924 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0906 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f \u0938\u0902\u092c\u0902\u0927\u0940 \u0926\u092c\u093e\u0935 \u092e\u0947\u0902 \u0915\u092e\u0940: <\/b><span style=\"font-weight: 400;\">\u0915\u092e \u090b\u0923 \u0935\u0943\u0926\u094d\u0927\u093f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092e\u0947\u0902 \u092e\u0941\u0926\u094d\u0930\u093e \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0915\u0947 \u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/td>\n<td><b>\u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u090b\u0923 \u0938\u0902\u0915\u091f: <\/b><span style=\"font-weight: 400;\">\u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0909\u0926\u094d\u092f\u094b\u0917\u094b\u0902 \u0915\u094b \u0935\u093f\u0915\u093e\u0938 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u0923 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0915\u0920\u093f\u0928\u093e\u0908 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u092c\u0922\u093c\u0940 \u0939\u0941\u0908 \u092c\u091a\u0924 \u0938\u0902\u0938\u094d\u0915\u0943\u0924\u093f:<\/b><span style=\"font-weight: 400;\"> \u092c\u0922\u093c\u0924\u0940 \u091c\u092e\u093e\u0930\u093e\u0936\u093f\u092f\u093e\u0901 \u092c\u0922\u093c\u0940 \u0939\u0941\u0908 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u092c\u091a\u0924 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u0940 \u0939\u0948\u0902, \u091c\u094b \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092e\u0947\u0902 \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/td>\n<td><b>\u0938\u0940\u092e\u093f\u0924 \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930:<\/b><span style=\"font-weight: 400;\"> \u0915\u092e \u090b\u0923 \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092a\u0942\u0901\u091c\u0940 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0914\u0930 \u0930\u094b\u091c\u0917\u093e\u0930 \u0938\u0943\u091c\u0928 \u0915\u094b \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/span>\n","protected":false},"excerpt":{"rendered":"<p>\u0938\u0902\u0926\u0930\u094d\u092d\u00a0 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u092a\u093f\u091b\u0932\u0947 \u0935\u0930\u094d\u0937 \u090b\u0923 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u091c\u094b\u0921\u093c\u0940, \u091c\u093f\u0938\u0938\u0947 \u090b\u0923-\u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0906\u0908\u0964 \u090b\u0923 \u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924 \u092a\u0930 \u092e\u0941\u0916\u094d\u092f \u092c\u093f\u0902\u0926\u0941 \u0935\u0930\u094d\u0937 2024 \u092e\u0947\u0902 \u090b\u0923-\u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0906\u0908 \u0914\u0930 \u092f\u0939 89.5% \u0939\u094b \u0917\u092f\u093e, \u091c\u092c\u0915\u093f \u0935\u0930\u094d\u0937 2023 \u092e\u0947\u0902 \u092f\u0939 94% \u0939\u094b\u0917\u093e\u0964 \u091c\u092e\u093e \u0935\u0943\u0926\u094d\u0927\u093f \u0905\u0917\u094d\u0930\u093f\u092e\u094b\u0902 \u0938\u0947 \u092a\u0940\u091b\u0947 \u0930\u0939\u0928\u0947 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926,&hellip; <a class=\"more-link\" href=\"https:\/\/pwonlyias.com\/hi\/current-affairs\/credit-deposit-ratio\/\">Continue reading <span class=\"screen-reader-text\">\u090b\u0923-\u091c\u092e\u093e \u0905\u0928\u0941\u092a\u093e\u0924<\/span><\/a><\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4818],"tags":[],"paper":[4828],"subject":[4839],"acf":[],"_links":{"self":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/115602"}],"collection":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/comments?post=115602"}],"version-history":[{"count":1,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/115602\/revisions"}],"predecessor-version":[{"id":115603,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/115602\/revisions\/115603"}],"wp:attachment":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/media?parent=115602"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/categories?post=115602"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/tags?post=115602"},{"taxonomy":"paper","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/paper?post=115602"},{"taxonomy":"subject","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/subject?post=115602"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}