{"id":123357,"date":"2025-08-11T15:38:12","date_gmt":"2025-08-11T10:08:12","guid":{"rendered":"https:\/\/pwonlyias.com\/hi\/?p=123357"},"modified":"2025-08-11T15:38:12","modified_gmt":"2025-08-11T10:08:12","slug":"au-small-finance-bank-secures-first-universal-bank-licence","status":"publish","type":"post","link":"https:\/\/pwonlyias.com\/hi\/current-affairs\/au-small-finance-bank-secures-first-universal-bank-licence\/","title":{"rendered":"AU \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 \u0915\u094b \u092a\u0939\u0932\u0947 \u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u092c\u0948\u0902\u0915 \u0915\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092e\u093f\u0932\u093e"},"content":{"rendered":"<h4 style=\"text-align: justify;\"><b>\u0938\u0902\u0926\u0930\u094d\u092d<\/b><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">\u0939\u093e\u0932 \u0939\u0940 \u092e\u0947\u0902, <\/span><b>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI)<\/b><span style=\"font-weight: 400;\"> \u0928\u0947 <\/span><b>AU \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 (AU SFB) <\/b><span style=\"font-weight: 400;\">\u0915\u094b <\/span><b>\u0935\u0930\u094d\u0937 2025 \u092e\u0947\u0902 \u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u092c\u0948\u0902\u0915 \u0932\u093e\u0907\u0938\u0947\u0902\u0938<\/b><span style=\"font-weight: 400;\"> \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092f\u0939 \u090f\u0915 \u0926\u0936\u0915 \u092e\u0947\u0902 \u092a\u0939\u0932\u093e \u0910\u0938\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0939\u0948, \u091c\u094b \u0915\u093f\u0938\u0940 <\/span><b>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 <\/b><span style=\"font-weight: 400;\">\u0915\u094b <\/span><b>\u092a\u0942\u0930\u094d\u0923 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 <\/b><span style=\"font-weight: 400;\">\u092e\u0947\u0902 \u0905\u092a\u0917\u094d\u0930\u0947\u0921 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><b>\u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u092c\u0948\u0902\u0915 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902<\/b><\/h4>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092a\u0930\u093f\u092d\u093e\u0937\u093e: <\/b><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940 \u090f\u0915 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0932\u093e\u0907\u0938\u0947\u0902\u0938, \u091c\u094b \u0915\u093f\u0938\u0940 \u0938\u0902\u0938\u094d\u0925\u093e \u0915\u094b <\/span><b>\u092a\u0942\u0930\u094d\u0923-\u0938\u0947\u0935\u093e \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 <\/b><span style=\"font-weight: 400;\">\u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u094b \u0938\u092d\u0940 <\/span><b>\u0917\u094d\u0930\u093e\u0939\u0915 \u0935\u0930\u094d\u0917\u094b\u0902 \u0915\u094b \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u092a\u0942\u0930\u0940 \u0936\u094d\u0930\u0943\u0902\u0916\u0932\u093e \u092a\u094d\u0930\u0926\u093e\u0928 <\/b><span style=\"font-weight: 400;\">\u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u090f\u0915 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u0939\u0948 \u091c\u094b \u091c\u0928\u0924\u093e \u0938\u0947 <\/span><b>\u091c\u092e\u093e \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0924\u093e \u0939\u0948, \u090b\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 <\/b><span style=\"font-weight: 400;\">\u0915\u0930\u0924\u093e \u0939\u0948, \u0914\u0930 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u090f\u0901 \u091c\u0948\u0938\u0947 <\/span><b>\u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0938\u0902\u0938\u094d\u0915\u0930\u0923, \u090b\u0923 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0901 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 <\/b><span style=\"font-weight: 400;\">\u0909\u0924\u094d\u092a\u093e\u0926 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><b>\u0909\u0926\u093e\u0939\u0930\u0923: <\/b><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924\u0940\u092f \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 (SBI), HDFC \u092c\u0948\u0902\u0915, \u092a\u0902\u091c\u093e\u092c \u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915 (PNB)\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092a\u093e\u0924\u094d\u0930\u0924\u093e: <\/b><span style=\"font-weight: 400;\">\u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924: \u092f\u0939 \u0926\u0930\u094d\u091c\u093e \u0909\u0928 \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902 \u0915\u094b \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u091c\u094b RBI \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 <\/span><b>\u092a\u0942\u0902\u091c\u0940 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924\u0924\u093e, \u0936\u093e\u0938\u0928 <\/b><span style=\"font-weight: 400;\">\u0914\u0930 <\/span><b>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092e\u093e\u0928\u0926\u0902\u0921\u094b\u0902 <\/b><span style=\"font-weight: 400;\">\u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092a\u094d\u0930\u0926\u0924\u094d\u0924 \u0936\u0915\u094d\u0924\u093f\u092f\u093e\u0901<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u0938\u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 <\/span><b>\u091c\u092e\u093e\u090f\u0901 (\u092c\u091a\u0924, \u091a\u093e\u0932\u0942, \u0938\u093e\u0935\u0927\u093f, \u0906\u0935\u0930\u094d\u0924\u0940) <\/b><span style=\"font-weight: 400;\">\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u0938\u092d\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 (\u0916\u0941\u0926\u0930\u093e, \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u091f, MSME, \u0915\u0943\u0937\u093f) \u0915\u094b \u090b\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">RBI \u0926\u093f\u0936\u093e-\u0928\u093f\u0930\u094d\u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u0905\u0927\u0940\u0928<\/span><b>, \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e, \u0921\u0947\u0930\u093f\u0935\u0947\u091f\u093f\u0935 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 <\/b><span style=\"font-weight: 400;\">\u092e\u0947\u0902 \u092d\u093e\u0917 \u0932\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><b>\u090f\u0915 \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 \u0915\u094b \u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u092e\u093e\u0928\u0926\u0902\u0921<\/b><\/h4>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0938\u094d\u0925\u093f\u0924\u093f:<\/b><span style=\"font-weight: 400;\"> \u0915\u092e-\u0938\u0947-\u0915\u092e \u092a\u093e\u0901\u091a \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915 \u0915\u093e \u0926\u0930\u094d\u091c\u093e \u0939\u094b\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0938\u094d\u091f\u0949\u0915 \u0938\u0942\u091a\u0940\u0915\u0930\u0923: <\/b><span style=\"font-weight: 400;\">\u0936\u0947\u092f\u0930 \u0915\u093f\u0938\u0940 <\/span><b>\u092e\u093e\u0928\u094d\u092f\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0938\u094d\u091f\u0949\u0915 \u090f\u0915\u094d\u0938\u091a\u0947\u0902\u091c<\/b><span style=\"font-weight: 400;\"> \u092e\u0947\u0902 \u0938\u0942\u091a\u0940\u092c\u0926\u094d\u0927 \u0939\u094b\u0928\u0947 \u091a\u093e\u0939\u093f\u090f\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0928\u093f\u0935\u0932 \u0938\u0902\u092a\u0924\u094d\u0924\u093f: <\/b><span style=\"font-weight: 400;\">\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u20b91,000 \u0915\u0930\u094b\u0921\u093c\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e:<\/b><span style=\"font-weight: 400;\"> \u092a\u093f\u091b\u0932\u0947 \u0926\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u0936\u0941\u0926\u094d\u0927 \u0932\u093e\u092d\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e: <\/b><span style=\"font-weight: 400;\">\u092a\u093f\u091b\u0932\u0947 \u0926\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902<\/span><b> \u0938\u0915\u0932 \u0917\u0948\u0930-\u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u093e\u0901 (G-NPA) \u2264 3% \u0914\u0930 \u0936\u0941\u0926\u094d\u0927 \u0917\u0948\u0930-\u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u093e\u0901 (N-NPA) \u2264 1%\u0964<\/b><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092a\u094d\u0930\u092e\u094b\u091f\u0930 \u0938\u094d\u0925\u093f\u0930\u0924\u093e: <\/b><span style=\"font-weight: 400;\">\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092a\u094d\u0930\u092e\u094b\u091f\u0930 \u092e\u0947\u0902 \u0915\u094b\u0908 \u0935\u0943\u0926\u094d\u0927\u093f \u092f\u093e \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0928\u0939\u0940\u0902\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0935\u093f\u0935\u093f\u0927\u0940\u0915\u0930\u0923: \u0935\u093f\u0935\u093f\u0927 \u090b\u0923 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0935\u093e\u0932\u0947 \u092c\u0948\u0902\u0915\u094b\u0902<\/b><span style=\"font-weight: 400;\"> \u0915\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e\u0964<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><b>AU \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 (AU SFB) \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902<\/b><\/h4>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0938\u094d\u0925\u093e\u092a\u0928\u093e: \u0935\u0930\u094d\u0937 <\/b><span style=\"font-weight: 400;\">1996 \u092e\u0947\u0902 <\/span><b>AU \u092b\u093e\u0907\u0928\u0947\u0902\u0938\u0930\u094d\u0938 (\u0907\u0902\u0921\u093f\u092f\u093e) \u0932\u093f\u092e\u093f\u091f\u0947\u0921<\/b><span style=\"font-weight: 400;\">, \u090f\u0915 <\/span><b>\u0917\u0948\u0930-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0902\u092a\u0928\u0940 (NBFC) <\/b><span style=\"font-weight: 400;\">\u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u092a\u093f\u0924\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>SFB \u0932\u093e\u0907\u0938\u0947\u0902\u0938: \u0935\u0930\u094d\u0937 2015 \u092e\u0947\u0902 \u092a\u094d\u0930\u093e\u092a\u094d\u0924, \u0935\u0930\u094d\u0937 2017 \u092e\u0947\u0902 SFB \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902<\/b><span style=\"font-weight: 400;\"> \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092e\u0941\u0916\u094d\u092f\u093e\u0932\u092f: <\/b><span style=\"font-weight: 400;\">\u091c\u092f\u092a\u0941\u0930, \u0930\u093e\u091c\u0938\u094d\u0925\u093e\u0928\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u0924\u093e:<\/b><span style=\"font-weight: 400;\"> \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0914\u0930 \u0905\u0930\u094d\u0926\u094d\u0927-\u0936\u0939\u0930\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u092e\u091c\u092c\u0942\u0924 \u0909\u092a\u0938\u094d\u0925\u093f\u0924\u093f, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u092a\u0930 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924\u0964<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><b>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 (SFB) \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902<\/b><\/h4>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0909\u0924\u094d\u092a\u0924\u094d\u0924\u093f: <\/b><span style=\"font-weight: 400;\">\u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u091c\u091f \u0935\u0930\u094d\u0937 2014-15 \u092e\u0947\u0902 \u0918\u094b\u0937\u093f\u0924\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f: <\/b><span style=\"font-weight: 400;\">\u0935\u0902\u091a\u093f\u0924 \u0914\u0930 \u0935\u0902\u091a\u093f\u0924 \u0935\u0930\u094d\u0917\u094b\u0902 \u0915\u0940 \u0938\u0947\u0935\u093e \u0915\u0930\u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092a\u0902\u091c\u0940\u0915\u0930\u0923: \u0915\u0902\u092a\u0928\u0940 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 2013<\/b><span style=\"font-weight: 400;\"> \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924<\/span><b> \u090f\u0915 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 \u0915\u0902\u092a\u0928\u0940<\/b><span style=\"font-weight: 400;\"> \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0932\u093e\u0907\u0938\u0947\u0902\u0938\u093f\u0902\u0917 \u0914\u0930 \u0935\u093f\u0928\u093f\u092f\u092e\u0928: \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1949 <\/b><span style=\"font-weight: 400;\">\u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092a\u0942\u0901\u091c\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e: <\/b><span style=\"font-weight: 400;\">\u20b9200 \u0915\u0930\u094b\u0921\u093c (\u0915\u0941\u091b \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0935\u093e\u0926\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925)\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092a\u093e\u0924\u094d\u0930 \u092a\u094d\u0930\u092e\u094b\u091f\u0930\u094d\u0938: \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924 \u092e\u0947\u0902 \u0915\u092e-\u0938\u0947-\u0915\u092e 10 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u093e \u0905\u0928\u0941\u092d\u0935<\/b><span style=\"font-weight: 400;\"> \u0930\u0916\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u093f\u0935\u093e\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\/\u092a\u0947\u0936\u0947\u0935\u0930\u0964<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><b>\u0924\u0941\u0932\u0928\u093e\u0924\u094d\u092e\u0915 \u0924\u093e\u0932\u093f\u0915\u093e &#8211; \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 (SFB) \u092c\u0928\u093e\u092e \u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u092c\u0948\u0902\u0915<\/b><\/h4>\n<span class=\"vc_green_button\"><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>\u092a\u0948\u0930\u093e\u092e\u0940\u091f\u0930<\/b><\/td>\n<td><b>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 (SFB)<\/b><\/td>\n<td><b>\u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u092c\u0948\u0902\u0915<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>\u092a\u0930\u093f\u092d\u093e\u0937\u093e<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u092f\u0939 \u090f\u0915 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u093e \u092c\u0948\u0902\u0915 \u0939\u0948, \u091c\u093f\u0938\u0947 <\/span><b>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915<\/b><span style=\"font-weight: 400;\"> \u0926\u094d\u0935\u093e\u0930\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u094b \u0932\u0918\u0941 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902, \u0915\u093f\u0938\u093e\u0928\u094b\u0902 \u0914\u0930 \u0928\u093f\u092e\u094d\u0928 \u0906\u092f \u0935\u0930\u094d\u0917 \u091c\u0948\u0938\u0947 \u0935\u0902\u091a\u093f\u0924 \u0935\u0930\u094d\u0917\u094b\u0902 \u0915\u094b \u091c\u092e\u093e \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u0947 \u0914\u0930 \u090b\u0923 \u0926\u0947\u0928\u0947 \u091c\u0948\u0938\u0940 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u090f\u0901 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u092f\u0939 \u090f\u0915 <\/span><b>\u092a\u0942\u0930\u094d\u0923-\u0938\u0947\u0935\u093e \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 <\/b><span style=\"font-weight: 400;\">\u0939\u0948, \u091c\u093f\u0938\u0947 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u091c\u094b <\/span><b>\u0916\u0941\u0926\u0930\u093e, \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u091f \u0914\u0930 \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 <\/b><span style=\"font-weight: 400;\">\u0938\u0939\u093f\u0924 \u0938\u092d\u0940 \u0917\u094d\u0930\u093e\u0939\u0915 \u0935\u0930\u094d\u0917\u094b\u0902 \u0915\u094b \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u090f\u0915 \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0936\u094d\u0930\u0943\u0902\u0916\u0932\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0941\u0935\u093f\u0927\u093e \u0938\u0947 \u0935\u0902\u091a\u093f\u0924 \u0914\u0930 \u0905\u0932\u094d\u092a \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0941\u0935\u093f\u0927\u093e \u0935\u093e\u0932\u0947 \u0932\u094b\u0917\u094b\u0902 \u0915\u0940 \u0938\u0947\u0935\u093e \u0915\u0930\u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928\u0964<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0935\u093f\u0935\u093f\u0927 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 <\/span><b>\u0935\u094d\u092f\u093e\u092a\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0924\u093e \u0914\u0930 \u0932\u093e\u092d \u0905\u0927\u093f\u0915\u0924\u092e\u0940\u0915\u0930\u0923\u0964<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092a\u0942\u0902\u091c\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e<\/b><\/td>\n<td><b>\u20b9200 \u0915\u0930\u094b\u0921\u093c (SFB \u0915\u0947 \u0932\u093f\u090f RBI \u0915\u0947 \u0926\u093f\u0936\u093e\u0928\u093f\u0930\u094d\u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930)\u0964<\/b><\/td>\n<td><b>\u20b9500 \u0915\u0930\u094b<\/b><span style=\"font-weight: 400;\">\u0921\u093c (RBI \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u093f\u0902\u0917 \u092e\u093e\u0928\u0926\u0902\u0921\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930)\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u092a\u094d\u0930\u092e\u094b\u091f\u0930 \u0915\u093e \u092a\u094d\u0930\u093e\u0930\u0902\u092d\u093f\u0915 \u092f\u094b\u0917\u0926\u093e\u0928<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u092a\u094d\u0930\u0925\u092e 5 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u0941\u0932 \u0907\u0915\u094d\u0935\u093f\u091f\u0940 \u092a\u0942\u0902\u091c\u0940 \u0915\u093e \u0915\u092e-\u0938\u0947-\u0915\u092e 40%\u0964<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u092a\u094d\u0930\u0925\u092e 5 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u0941\u0932 \u0907\u0915\u094d\u0935\u093f\u091f\u0940 \u092a\u0942\u0902\u091c\u0940 \u0915\u093e \u0915\u092e-\u0938\u0947-\u0915\u092e 40% (SFB\u00a0 \u0915\u0947 \u0938\u092e\u093e\u0928)\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0914\u0930 \u0905\u0930\u094d\u0926\u094d\u0927-\u0936\u0939\u0930\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 (\u0915\u092e-\u0938\u0947-\u0915\u092e 25% \u0936\u093e\u0916\u093e\u090f\u0901 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0941\u0935\u093f\u0927\u093e \u0930\u0939\u093f\u0924 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f)\u0964<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0915\u094b\u0908 \u092d\u094c\u0917\u094b\u0932\u093f\u0915 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0928\u0939\u0940\u0902, \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0935\u094d\u092f\u093e\u092a\u0940 \u0914\u0930 \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0938\u094d\u0924\u0930 \u092a\u0930 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u092a\u093e\u0924\u094d\u0930 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u091c\u092e\u093e \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f, \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u094b \u090b\u0923 (<\/span><b>\u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u090f\u0921\u091c\u0938\u094d\u091f\u0947\u0921 \u0928\u0947\u091f \u092c\u0948\u0902\u0915 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e \u0915\u092e-\u0938\u0947-\u0915\u092e 75%)<\/b><span style=\"font-weight: 400;\">, \u0938\u0942\u0915\u094d\u0937\u094d\u092e \u090b\u0923 \u0914\u0930 \u0932\u0918\u0941 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u0923\u0964<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0916\u0941\u0926\u0930\u093e, \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u091f, \u0928\u093f\u0935\u0947\u0936 \u092c\u0948\u0902\u0915\u093f\u0902\u0917, \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0914\u0930 \u091f\u094d\u0930\u0947\u091c\u0930\u0940 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0938\u0939\u093f\u0924 \u0938\u092d\u0940 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u090b\u0923 (PSL) \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e<\/b><\/td>\n<td><span style=\"font-weight: 400;\">ANBC \u0915\u093e 75% \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0935\u093e\u0932\u0947 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u094b\u0964<\/span><\/td>\n<td><b>ANBC \u0915\u093e 40%<\/b><span style=\"font-weight: 400;\"> \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u094b\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u0935\u093f\u0926\u0947\u0936\u0940 \u0936\u093e\u0916\u093e\u090f\u0901<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u092a\u094d\u0930\u093e\u0930\u0902\u092d\u093f\u0915 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u0907\u0938\u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0940 \u0917\u0908 \u0939\u0948, \u092a\u0930\u0902\u0924\u0941 RBI \u0915\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u0915\u0947 \u0905\u0927\u0940\u0928\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928<\/b><\/td>\n<td><span style=\"font-weight: 400;\">RBI \u0915\u0947 \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u090f\u0935\u0902 \u0909\u091a\u093f\u0924 \u092e\u093e\u0928\u0926\u0902\u0921\u094b\u0902 \u0914\u0930 \u0935\u093f\u0928\u093f\u092f\u093e\u092e\u0915 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0907\u0938\u0947 <\/span><b>\u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u092c\u0948\u0902\u0915<\/b><span style=\"font-weight: 400;\"> \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u092f\u0939 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u090f\u0915 <\/span><b>\u092a\u0942\u0930\u094d\u0923 \u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u092c\u0948\u0902\u0915<\/b><span style=\"font-weight: 400;\"> \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f \u0915\u0930 \u0930\u0939\u093e \u0939\u0948\u0964<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u0909\u0926\u093e\u0939\u0930\u0923<\/b><\/td>\n<td><b>AU\u00a0 \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915, \u0909\u091c\u094d\u091c\u0940\u0935\u0928 \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915, \u0907\u0915\u094d\u0935\u093f\u091f\u093e\u0938 \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915\u0964<\/b><\/td>\n<td><b>\u092d\u093e\u0930\u0924\u0940\u092f \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 (SBI), HDFC \u092c\u0948\u0902\u0915, ICICI \u092c\u0948\u0902\u0915, \u090f\u0915\u094d\u0938\u093f\u0938 \u092c\u0948\u0902\u0915\u0964<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/span>\n","protected":false},"excerpt":{"rendered":"<p>\u0938\u0902\u0926\u0930\u094d\u092d \u0939\u093e\u0932 \u0939\u0940 \u092e\u0947\u0902, \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 AU \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 (AU SFB) \u0915\u094b \u0935\u0930\u094d\u0937 2025 \u092e\u0947\u0902 \u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u092c\u0948\u0902\u0915 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u092f\u0939 \u090f\u0915 \u0926\u0936\u0915 \u092e\u0947\u0902 \u092a\u0939\u0932\u093e \u0910\u0938\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0939\u0948, \u091c\u094b \u0915\u093f\u0938\u0940 \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 \u0915\u094b \u092a\u0942\u0930\u094d\u0923 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u0905\u092a\u0917\u094d\u0930\u0947\u0921 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u092c\u0948\u0902\u0915 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902&hellip; <a class=\"more-link\" href=\"https:\/\/pwonlyias.com\/hi\/current-affairs\/au-small-finance-bank-secures-first-universal-bank-licence\/\">Continue reading <span class=\"screen-reader-text\">AU \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 \u0915\u094b \u092a\u0939\u0932\u0947 \u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u092c\u0948\u0902\u0915 \u0915\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092e\u093f\u0932\u093e<\/span><\/a><\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4818],"tags":[],"paper":[4828],"subject":[4839],"acf":[],"_links":{"self":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/123357"}],"collection":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/comments?post=123357"}],"version-history":[{"count":1,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/123357\/revisions"}],"predecessor-version":[{"id":123358,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/123357\/revisions\/123358"}],"wp:attachment":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/media?parent=123357"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/categories?post=123357"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/tags?post=123357"},{"taxonomy":"paper","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/paper?post=123357"},{"taxonomy":"subject","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/subject?post=123357"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}