{"id":127820,"date":"2025-12-31T14:28:05","date_gmt":"2025-12-31T08:58:05","guid":{"rendered":"https:\/\/pwonlyias.com\/hi\/?p=127820"},"modified":"2025-12-31T14:28:05","modified_gmt":"2025-12-31T08:58:05","slug":"report-on-trend-and-progress-of-banking-in-india-2024-25","status":"publish","type":"post","link":"https:\/\/pwonlyias.com\/hi\/current-affairs\/report-on-trend-and-progress-of-banking-in-india-2024-25\/","title":{"rendered":"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0940 \u092a\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f \u0914\u0930 \u092a\u094d\u0930\u0917\u0924\u093f \u092a\u0930 \u0930\u093f\u092a\u094b\u0930\u094d\u091f 2024-25"},"content":{"rendered":"<h4 style=\"text-align: justify;\"><strong>\u0938\u0902\u0926\u0930\u094d\u092d<\/strong><strong>\u00a0<\/strong><\/h4>\n<p style=\"text-align: justify;\">\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0928\u0947 <strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0940 \u092a\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f \u0914\u0930 \u092a\u094d\u0930\u0917\u0924\u093f \u092a\u0930 \u0930\u093f\u092a\u094b\u0930\u094d\u091f<\/strong><strong>, 2024\u201325<\/strong> \u091c\u093e\u0930\u0940 \u0915\u0940 \u0939\u0948\u0964<\/p>\n<h4 style=\"text-align: justify;\"><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0940 \u092a\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f \u0914\u0930 \u092a\u094d\u0930\u0917\u0924\u093f \u092a\u0930 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>\u092f\u0939 <strong>\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e<\/strong><strong>, 1949<\/strong> \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0915\u093e\u0936\u093f\u0924 \u090f\u0915 <strong>\u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0935\u0948\u0927\u093e\u0928\u093f\u0915 \u0930\u093f\u092a\u094b\u0930\u094d\u091f<\/strong> \u0939\u0948\u0964<\/li>\n<li>\u092f\u0939 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u0940 \u0935\u094d\u092f\u093e\u092a\u0915 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 <strong>\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915<\/strong><strong>, \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 \u0924\u0925\u093e \u0917\u0948\u0930-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u090f\u0901<\/strong> \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f: <\/strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u0939\u0941\u0908 \u092a\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u0914\u0930 \u0935\u093f\u0915\u093e\u0938 \u0915\u093e \u0938\u093e\u0930 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0928\u093e\u0964\n<ul>\n<li>\u0907\u0938\u092e\u0947\u0902 <strong>\u090b\u0923 \u090f\u0935\u0902 \u091c\u092e\u093e \u0935\u0943\u0926\u094d\u0927\u093f<\/strong><strong>, \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e, \u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e, \u092a\u0942\u0901\u091c\u0940 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924\u0924\u093e, \u091c\u094b\u0916\u093f\u092e \u092a\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f\u092f\u093e\u0901, \u0935\u093f\u0928\u093f\u092f\u093e\u092e\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u094b\u0902 \u0924\u0925\u093e \u0909\u092d\u0930\u0924\u0940 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902<\/strong> \u0915\u093e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0940 \u092a\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f \u0914\u0930 \u092a\u094d\u0930\u0917\u0924\u093f \u092a\u0930 \u0930\u093f\u092a\u094b\u0930\u094d\u091f <\/strong><strong>2024\u201325 \u0915\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/strong><\/h4>\n<ul>\n<li><strong>\u0938\u092e\u0917\u094d\u0930 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928: <\/strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 2025 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0928\u0947 \u0928\u093f\u0930\u0902\u0924\u0930 <strong>\u0932\u091a\u0940\u0932\u093e\u092a\u0928<\/strong> \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924 \u0915\u093f\u092f\u093e, \u091c\u093f\u0938\u0947 \u092c\u0948\u0932\u0947\u0902\u0938 \u0936\u0940\u091f \u092e\u0947\u0902 <strong>\u0926\u094b \u0905\u0902\u0915\u094b\u0902 \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f<\/strong> \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u0941\u0906\u0964\n<ul>\n<li>\u0935\u093f\u0915\u093e\u0938 \u0915\u0940 \u0917\u0924\u093f \u0905\u092d\u0940 \u092d\u0940 \u092e\u091c\u092c\u0942\u0924 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092a\u093f\u091b\u0932\u0947 <strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 (\u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 <\/strong><strong>2024) <\/strong>\u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0907\u0938\u092e\u0947\u0902 \u0925\u094b\u0921\u093c\u0940 \u0915\u092e\u0940 \u0906\u0908 \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u092a\u094d\u0930\u092e\u0941\u0916 \u0935\u0943\u0926\u094d\u0927\u093f \u0938\u0902\u0915\u0947\u0924\u0915<\/strong>\n<ul>\n<li><strong>\u091c\u092e\u093e \u0914\u0930 \u090b\u0923 \u0935\u0943\u0926\u094d\u0927\u093f<\/strong>: \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u092e\u093e \u0914\u0930 \u090b\u0923\u2014\u0926\u094b\u0928\u094b\u0902 \u092e\u0947\u0902<strong> \u0926\u094b \u0905\u0902\u0915\u094b\u0902 \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f<\/strong> \u0926\u0930\u094d\u091c \u0915\u0940 \u0917\u0908, \u0939\u093e\u0932\u093e\u0901\u0915\u093f \u092f\u0939 \u0935\u0943\u0926\u094d\u0927\u093f <strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 <\/strong><strong>2024<\/strong> \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0927\u0940\u092e\u0940 \u0930\u0939\u0940\u0964<\/li>\n<li><strong>\u092c\u0948\u0932\u0947\u0902\u0938 \u0936\u0940\u091f \u0935\u093f\u0938\u094d\u0924\u093e\u0930<\/strong>: \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0938\u092e\u0947\u0915\u093f\u0924 \u092c\u0948\u0932\u0947\u0902\u0938 \u0936\u0940\u091f \u0935\u0930\u094d\u0937 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 <strong>11% \u0938\u0947 \u0905\u0927\u093f\u0915<\/strong> \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0941\u0908\u0964<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930: <\/strong>\u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0940 \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u092e\u0947\u0902 \u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f \u0938\u0941\u0927\u093e\u0930 \u0939\u0941\u0906 \u0914\u0930 \u092f\u0939 <strong>\u0926\u0936\u0915\u094b\u0902 \u092e\u0947\u0902 \u0905\u092a\u0928\u0940 \u0938\u092c\u0938\u0947 \u092e\u091c\u092c\u0942\u0924 \u0938\u094d\u0925\u093f\u0924\u093f<\/strong> \u092a\u0930 \u092a\u0939\u0941\u0901\u091a \u0917\u0908\u0964\n<ul>\n<li><strong>\u0938\u0915\u0932 \u0917\u0948\u0930-\u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902<\/strong> \u0915\u093e \u0905\u0928\u0941\u092a\u093e\u0924 \u092e\u093e\u0930\u094d\u091a 2025 \u0924\u0915 \u0918\u091f\u0915\u0930 <strong>2.2%<\/strong> \u0915\u0947 \u092c\u0939\u0941-\u0926\u0936\u0915\u0940\u092f \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0938\u094d\u0924\u0930 \u092a\u0930 \u0906 \u0917\u092f\u093e\u0964<\/li>\n<li>\u0938\u093f\u0924\u0902\u092c\u0930 2025 \u0924\u0915 \u092f\u0939 \u0905\u0928\u0941\u092a\u093e\u0924 \u0914\u0930 \u0918\u091f\u0915\u0930 <strong>2.1%<\/strong> \u0939\u094b \u0917\u092f\u093e\u0964<\/li>\n<li>\u092f\u0939 \u0917\u093f\u0930\u093e\u0935\u091f \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u090f \u091c\u093e \u0930\u0939\u0947 \u0928\u093f\u0930\u0902\u0924\u0930 <strong>\u0938\u092e\u093e\u0927\u093e\u0928 \u092a\u094d\u0930\u092f\u093e\u0938\u094b\u0902 \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u090b\u0923 \u0917\u093e\u0930\u0902\u091f\u0940 \u092e\u093e\u0928\u0915\u094b\u0902 <\/strong>\u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e: <\/strong>\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e \u0938\u0941\u0926\u0943\u0922\u093c \u092c\u0928\u0940 \u0930\u0939\u0940, \u091c\u094b<strong> \u0938\u094d\u0935\u0938\u094d\u0925 \u0906\u092f \u0938\u0902\u0930\u091a\u0928\u093e<\/strong> \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u0940 \u0939\u0948\u0964\n<ul>\n<li><strong>\u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u092b\u0932<\/strong>: \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 2025 \u092e\u0947\u0902 <strong>1.4%<\/strong>\u0964<\/li>\n<li><strong>\u0907\u0915\u094d\u0935\u093f\u091f\u0940 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u092b\u0932<\/strong>: \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 2025 \u092e\u0947\u0902 <strong>13.5%<\/strong>\u0964<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u0938\u0939\u0915\u093e\u0930\u0940 \u0914\u0930 \u0917\u0948\u0930-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930<\/strong>\n<ul>\n<li><strong>\u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915:<\/strong> \u092c\u0947\u0939\u0924\u0930 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u0914\u0930 \u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e \u0915\u0947 \u0938\u093e\u0925 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0935\u093f\u0915\u093e\u0938 \u0915\u093f\u092f\u093e\u0964<\/li>\n<li><strong>\u0917\u0948\u0930-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901: <\/strong>\u092e\u091c\u092c\u0942\u0924 \u092a\u0942\u0901\u091c\u0940 \u0906\u0927\u093e\u0930 \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u0915\u0947 \u0938\u093e\u0925 <strong>\u0926\u094b \u0905\u0902\u0915\u094b\u0902 \u0915\u0940 \u090b\u0923 \u0935\u0943\u0926\u094d\u0927\u093f<\/strong> \u092c\u0928\u093e\u090f \u0930\u0916\u0940\u0964<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901 \u0914\u0930 \u091c\u094b\u0916\u093f\u092e<\/strong>\n<ul>\n<li><strong>\u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u0940 \u092a\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928<\/strong>: \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u0947 \u092e\u093e\u092e\u0932\u094b\u0902 \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u0915\u092e\u0940 \u0906\u0908, \u092a\u0930\u0902\u0924\u0941 \u0907\u0938\u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0930\u093e\u0936\u093f \u092e\u0947\u0902 \u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0941\u0908, \u091c\u094b <strong>\u0928\u090f \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u091c\u094b\u0916\u093f\u092e\u094b\u0902 \u0915\u0940 \u0913\u0930<\/strong> \u0938\u0902\u0915\u0947\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/li>\n<li><strong>\u0917\u094d\u0930\u093e\u0939\u0915 \u0936\u093f\u0915\u093e\u092f\u0924\u0947\u0902<\/strong>: \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947<strong> \u090b\u0923<\/strong><strong>, \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0914\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 <\/strong>\u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0936\u093f\u0915\u093e\u092f\u0924\u094b\u0902 \u092e\u0947\u0902 \u092e\u093e\u092e\u0942\u0932\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0941\u0908, \u091c\u093f\u0938\u0938\u0947 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u0923 \u0914\u0930 \u0938\u0947\u0935\u093e \u092e\u093e\u0928\u0915\u094b\u0902 \u0915\u094b \u0938\u0941\u0926\u0943\u0922\u093c \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0909\u091c\u093e\u0917\u0930 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<span class=\"vc_green_button\"><\/p>\n<table style=\"width: 99.8698%;\" width=\"624\">\n<tbody>\n<tr>\n<td style=\"width: 100%;\">\n<h4><strong>RBI \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0936\u092c\u094d\u0926<\/strong><\/h4>\n<h4><strong>\u0938\u0915\u0932 \u0917\u0948\u0930-\u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u093e\u0901 (<\/strong><strong>GNPA)<\/strong><\/h4>\n<ul>\n<li>GNPA \u0909\u0928 \u0938\u092d\u0940 \u090b\u0923\u094b\u0902 \u0915\u0947 \u0915\u0941\u0932 \u092c\u0915\u093e\u092f\u093e \u092e\u0942\u0932\u094d\u092f \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u0940 \u0939\u0948\u0902, \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0924\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0915\u093e\u0930\u0923 <strong>\u0917\u0948\u0930-\u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 <\/strong>\u0918\u094b\u0937\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u094b\u0964<\/li>\n<li>\u092f\u0939 \u092c\u0948\u0902\u0915 \u0915\u0947 \u090b\u0923 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u092e\u0947\u0902 <strong>\u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u0914\u0930 \u090b\u0923 \u091c\u094b\u0916\u093f\u092e<\/strong> \u0915\u093e \u092a\u094d\u0930\u092e\u0941\u0916 \u0938\u0902\u0915\u0947\u0924\u0915 \u0939\u0948\u0964\n<ul>\n<li>\u0907\u0938\u0915\u093e \u0909\u091a\u094d\u091a \u0905\u0928\u0941\u092a\u093e\u0924 <strong>\u0917\u0902\u092d\u0940\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0924\u0928\u093e\u0935 <\/strong>\u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<li>\u0915\u093f\u0938\u0940 \u090b\u0923 \u0915\u094b \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 <strong>NPA (\u0928\u0949\u0928-\u092a\u0930\u092b\u0949\u0930\u094d\u092e\u093f\u0902\u0917 \u090f\u0938\u0947\u091f) <\/strong>\u0918\u094b\u0937\u093f\u0924 \u0915\u0930 \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u092f\u0926\u093f <strong>\u092e\u0942\u0932\u0927\u0928 \u092f\u093e \u092c\u094d\u092f\u093e\u091c \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 <\/strong><strong>90 \u0926\u093f\u0928\u094b\u0902 \u092f\u093e \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915 (\u092f\u093e \u090f\u0915 \u0924\u093f\u092e\u093e\u0939\u0940)<\/strong> \u0915\u0947 \u0932\u093f\u090f \u092c\u0915\u093e\u092f\u093e \u0939\u094b\u0964<\/li>\n<\/ul>\n<h4><strong>\u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u092b\u0932<\/strong><\/h4>\n<ul>\n<li>RoA \u0915\u0941\u0932 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 <strong>\u0938\u093e\u092a\u0947\u0915\u094d\u0937 \u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e<\/strong> \u0915\u093e \u090f\u0915 \u092e\u093e\u092a \u0939\u0948\u0964<\/li>\n<li>\u092f\u0939 \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u092c\u0948\u0902\u0915 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0905\u092a\u0928\u0940<strong> \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 (\u091c\u0948\u0938\u0947 \u090b\u0923 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936) <\/strong>\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 \u0906\u092f \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0915\u093f\u0924\u0928\u093e \u0915\u0941\u0936\u0932 \u0939\u0948\u0964<\/li>\n<li><strong>\u0938\u0942\u0924\u094d\u0930: <\/strong>(\u0936\u0941\u0926\u094d\u0927 \u0932\u093e\u092d \/ \u0915\u0941\u0932 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u093e\u0901)\u0964<\/li>\n<\/ul>\n<h4><strong>\u0907\u0915\u094d\u0935\u093f\u091f\u0940 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u092b\u0932 (<\/strong><strong>RoE)<\/strong><\/h4>\n<ul>\n<li>\u092f\u0939 \u0936\u0947\u092f\u0930\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0940 \u0907\u0915\u094d\u0935\u093f\u091f\u0940 \u0915\u0947 \u0938\u093e\u092a\u0947\u0915\u094d\u0937 \u0932\u093e\u092d\u092a\u094d\u0930\u0926\u0924\u093e \u0915\u093e \u092e\u093e\u092a \u0939\u0948\u0964<\/li>\n<li>\u092f\u0939 \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0947 \u0938\u094d\u0935\u093e\u092e\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u0924\u0928\u093e \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u092a\u094d\u0930\u0924\u093f\u092b\u0932 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948\u0964<\/li>\n<li><strong>\u0938\u0942\u0924\u094d\u0930<\/strong>: \u0936\u0941\u0926\u094d\u0927 \u0932\u093e\u092d \u00f7 \u0936\u0947\u092f\u0930\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0940 \u0907\u0915\u094d\u0935\u093f\u091f\u0940\u0964<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\"><\/span>\n","protected":false},"excerpt":{"rendered":"<p>\u0938\u0902\u0926\u0930\u094d\u092d\u00a0 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0928\u0947 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0940 \u092a\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f \u0914\u0930 \u092a\u094d\u0930\u0917\u0924\u093f \u092a\u0930 \u0930\u093f\u092a\u094b\u0930\u094d\u091f, 2024\u201325 \u091c\u093e\u0930\u0940 \u0915\u0940 \u0939\u0948\u0964 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0940 \u092a\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f \u0914\u0930 \u092a\u094d\u0930\u0917\u0924\u093f \u092a\u0930 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092f\u0939 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1949 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0915\u093e\u0936\u093f\u0924 \u090f\u0915 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0935\u0948\u0927\u093e\u0928\u093f\u0915 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0939\u0948\u0964 \u092f\u0939 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u0940 \u0935\u094d\u092f\u093e\u092a\u0915&hellip; <a class=\"more-link\" href=\"https:\/\/pwonlyias.com\/hi\/current-affairs\/report-on-trend-and-progress-of-banking-in-india-2024-25\/\">Continue reading <span class=\"screen-reader-text\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0940 \u092a\u094d\u0930\u0935\u0943\u0924\u094d\u0924\u093f \u0914\u0930 \u092a\u094d\u0930\u0917\u0924\u093f \u092a\u0930 \u0930\u093f\u092a\u094b\u0930\u094d\u091f 2024-25<\/span><\/a><\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4818],"tags":[],"paper":[4828],"subject":[4839],"acf":[],"_links":{"self":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/127820"}],"collection":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/comments?post=127820"}],"version-history":[{"count":2,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/127820\/revisions"}],"predecessor-version":[{"id":127822,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/127820\/revisions\/127822"}],"wp:attachment":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/media?parent=127820"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/categories?post=127820"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/tags?post=127820"},{"taxonomy":"paper","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/paper?post=127820"},{"taxonomy":"subject","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/subject?post=127820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}