{"id":96031,"date":"2024-03-16T18:55:08","date_gmt":"2024-03-16T13:25:08","guid":{"rendered":"https:\/\/pwonlyias.com\/hi\/?p=96031"},"modified":"2024-03-16T18:55:08","modified_gmt":"2024-03-16T13:25:08","slug":"third-party-application-provider-tpap","status":"publish","type":"post","link":"https:\/\/pwonlyias.com\/hi\/current-affairs\/third-party-application-provider-tpap\/","title":{"rendered":"\u0925\u0930\u094d\u0921-\u092a\u093e\u0930\u094d\u091f\u0940 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u092a\u094d\u0930\u0926\u093e\u0924\u093e (TPAP)"},"content":{"rendered":"<h4 style=\"text-align: justify;\"><strong>\u0938\u0902\u0926\u0930\u094d\u092d<\/strong><\/h4>\n<p style=\"text-align: justify;\"><strong>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092d\u0941\u0917\u0924\u093e\u0928 \u0928\u093f\u0917\u092e<\/strong> (NPCI) \u0928\u0947 <strong>\u0935\u0928<\/strong><strong>97 <\/strong><strong>\u0915\u092e\u094d\u092f\u0941\u0928\u093f\u0915\u0947\u0936\u0902\u0938 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (<\/strong><strong>OCL)<\/strong> \u0915\u094b \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 (UPI) \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u0932\u094d\u091f\u0940-\u092c\u0948\u0902\u0915 \u092e\u0949\u0921\u0932 \u0915\u0947 \u0924\u0939\u0924<strong> \u0925\u0930\u094d\u0921-\u092a\u093e\u0930\u094d\u091f\u0940 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u092a\u094d\u0930\u0926\u093e\u0924\u093e (<\/strong><strong>TPAP)<\/strong> \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u092e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0940 \u0939\u0948\u0964<\/p>\n<h4 style=\"text-align: justify;\"><strong>\u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0924\u0925\u094d\u092f<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>\u0917\u094c\u0930\u0924\u0932\u092c \u0939\u0948 \u0915\u093f \u092a\u0947\u091f\u0940\u090f\u092e \u0915\u0947 \u0938\u0902\u0938\u094d\u0925\u093e\u092a\u0915 \u0935\u093f\u091c\u092f \u0936\u0947\u0916\u0930 \u0936\u0930\u094d\u092e\u093e \u0915\u0947 \u092a\u093e\u0938 \u092a\u0947\u091f\u0940\u090f\u092e \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u092c\u0948\u0902\u0915 \u0915\u0940 51 \u092b\u0940\u0938\u0926\u0940 \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940 \u0939\u0948, \u091c\u092c\u0915\u093f \u0936\u0947\u0937 49 \u092b\u0940\u0938\u0926\u0940 \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940 \u0935\u092897 \u0915\u092e\u094d\u092f\u0941\u0928\u093f\u0915\u0947\u0936\u0902\u0938 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (OCL) \u0915\u0947 \u092a\u093e\u0938 \u0939\u0948\u0964<\/li>\n<li>\u0907\u0938 \u0928\u090f \u092e\u0949\u0921\u0932 \u0915\u0947 \u0924\u0939\u0924, Paytm \u0928\u0947 \u091a\u093e\u0930 \u092c\u0948\u0902\u0915\u094b\u0902 (\u090f\u0915\u094d\u0938\u093f\u0938 \u092c\u0948\u0902\u0915, \u090f\u091a\u0921\u0940\u090f\u092b\u0938\u0940 \u092c\u0948\u0902\u0915, \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e \u0914\u0930 \u092f\u0938 \u092c\u0948\u0902\u0915) \u0915\u0947 \u0938\u093e\u0925 \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u0915\u0940 \u0939\u0948\u0964\n<ul>\n<li>\u092f\u0947 \u092c\u0948\u0902\u0915 Paytm \u0915\u0940 \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u0947\u0935\u093e \u0915\u094b \u0938\u0915\u094d\u0937\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f <strong>\u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092a\u094d\u0930\u0926\u093e\u0924\u093e (<\/strong><strong>Payment System Providers- PSP) <\/strong>\u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0947\u0902\u0917\u0947\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<span class=\"vc_green_button\"><\/p>\n<table width=\"624\">\n<tbody>\n<tr>\n<td>\n<h4><strong>\u0925\u0930\u094d\u0921-\u092a\u093e\u0930\u094d\u091f\u0940 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u092a\u094d\u0930\u0926\u093e\u0924\u093e (<\/strong><strong>TPAP) <\/strong><strong>\u0915\u094d\u092f\u093e \u0939\u0948<\/strong><strong>?<\/strong><\/h4>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-96032\" src=\"https:\/\/pwonlyias.com\/hi\/wp-content\/uploads\/2024\/03\/14-4.jpg\" alt=\"\" width=\"297\" height=\"198\" \/><\/p>\n<ul>\n<li style=\"text-align: justify;\">\u0925\u0930\u094d\u0921-\u092a\u093e\u0930\u094d\u091f\u0940 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u092a\u094d\u0930\u0926\u093e\u0924\u093e (TPAP ) \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f UPI-\u0905\u0928\u0941\u0915\u0942\u0932 \u0910\u092a\u094d\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0910\u092a \u092e\u094b\u092c\u093e\u0907\u0932 \u0935\u0949\u0932\u0947\u091f, \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0910\u092a \u092f\u093e UPI \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u093e \u0915\u094b\u0908 \u092d\u0940 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<li style=\"text-align: justify;\">TPAPs, NPCI \u0915\u0947 UPI \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0901\u091a\u0947 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u090f\u0935\u0902 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0947 \u0932\u093f\u090f PSP \u0924\u0925\u093e \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li style=\"text-align: justify;\">TPAP \u0915\u094b \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e \u0915\u093f \u0909\u0928\u0915\u0947 \u0910\u092a NPCI&#8217;s \u0915\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092e\u093e\u0928\u0915\u094b\u0902 \u090f\u0935\u0902 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0926\u093f\u0936\u093e-\u0928\u093f\u0930\u094d\u0926\u0947\u0936\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0947\u0902\u0964<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/span>\n<h4 style=\"text-align: justify;\"><strong>NPCI <\/strong><strong>\u0926\u094d\u0935\u093e\u0930\u093e <\/strong><strong>Paytm <\/strong><strong>\u0915\u094b <\/strong><strong>UPI <\/strong><strong>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u0925\u0930\u094d\u0921-\u092a\u093e\u0930\u094d\u091f\u0940 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u092a\u094d\u0930\u0926\u093e\u0924\u093e (<\/strong><strong>TPAP) <\/strong><strong>\u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092e\u0902\u091c\u0942\u0930\u0940 \u0926\u0947\u0928\u0947 \u0915\u093e \u092e\u0939\u0924\u094d\u0924\u094d\u0935<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li><strong>UPI <\/strong><strong>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0928\u093f\u0930\u0902\u0924\u0930\u0924\u093e<\/strong>\n<ul>\n<li><strong>\u092c\u0902\u0926 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947\u0935\u093e\u090f\u0901: <\/strong>Paytm \u0905\u092a\u0928\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0907\u0915\u093e\u0908, \u092a\u0947\u091f\u0940\u090f\u092e \u092a\u0947\u092e\u0947\u0902\u091f \u092c\u0948\u0902\u0915 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (PPBL) \u0915\u0947 \u092c\u0902\u0926 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u092d\u0940 \u0905\u092a\u0928\u0947 \u0910\u092a \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b UPI \u0938\u0947\u0935\u093e\u090f\u0901 \u0926\u0947\u0928\u093e \u091c\u093e\u0930\u0940 \u0930\u0916 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928<\/strong>\n<ul>\n<li><strong>TPAP <\/strong><strong>\u092e\u0949\u0921\u0932 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928:<\/strong> \u091a\u0942\u0901\u0915\u093f PPBL \u0928\u093f\u092f\u093e\u092e\u0915 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930 \u0930\u0939\u093e \u0939\u0948, \u0907\u0938\u0932\u093f\u090f Paytm, TPAP \u092e\u0949\u0921\u0932 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948\u0964<\/li>\n<li><strong>\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0938\u0939\u092f\u094b\u0917: <\/strong>Paytm, \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092a\u094d\u0930\u0926\u093e\u0924\u093e (PSPs) \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u090f\u0915\u094d\u0938\u093f\u0938 \u092c\u0948\u0902\u0915, \u090f\u091a\u0921\u0940\u090f\u092b\u0938\u0940 \u092c\u0948\u0902\u0915, \u092d\u093e\u0930\u0924\u0940\u092f \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u090f\u0935\u0902 \u092f\u0938 \u092c\u0948\u0902\u0915 \u0938\u0939\u093f\u0924 \u0915\u0908 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0938\u0939\u092f\u094b\u0917 \u0915\u0930\u0947\u0917\u093e\u0964\n<ul>\n<li>\u092f\u0947 \u092c\u0948\u0902\u0915 Paytm \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u091a\u093e\u0930\u0941 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u092c\u0926\u0932\u093e\u0935 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f UPI \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0947\u0902\u0917\u0947\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u092c\u093e\u091c\u093e\u0930 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0926\u094d\u0927\u093e<\/strong>\n<ul>\n<li><strong>\u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0926\u094d\u0927\u093e \u092c\u0922\u093c\u0940:<\/strong> TPAP \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 Paytm \u0915\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u0938\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0926\u094d\u0927\u093e \u0924\u0947\u091c \u0939\u094b \u0917\u0908 \u0939\u0948\u0964\n<ul>\n<li>\u092f\u0939 \u0915\u0926\u092e \u0928\u0935\u093e\u091a\u093e\u0930, \u092c\u0947\u0939\u0924\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u090f\u0935\u0902 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0926\u094d\u0927\u0940 \u092a\u0947\u0936\u0915\u0936\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0905\u0902\u0924\u0924\u0903 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0932\u093e\u092d \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-96033\" src=\"https:\/\/pwonlyias.com\/hi\/wp-content\/uploads\/2024\/03\/15-3-300x169.jpg\" alt=\"\" width=\"358\" height=\"204\" \/><\/p>\n<ul>\n<li><strong>\u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u092e\u093e\u0935\u0947\u0936\u0928<\/strong>\n<ul>\n<li>UPI \u0938\u0947\u0935\u093e\u090f\u0901 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0902, \u0916\u093e\u0938\u0915\u0930 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0914\u0930 \u0935\u0902\u091a\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902\u0964<\/li>\n<li><strong>\u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0924\u0915 \u0935\u094d\u092f\u093e\u092a\u0915 \u092a\u0939\u0941\u0901\u091a:<\/strong> Paytm \u0915\u094b TPAP \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0928\u0947 \u0915\u093e NCPI \u0915\u093e \u0928\u093f\u0930\u094d\u0923\u092f \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0924\u0915 \u0935\u094d\u092f\u093e\u092a\u0915 \u092a\u0939\u0941\u0901\u091a \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u094b \u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u092a\u094d\u0930\u092f\u093e\u0938\u094b\u0902 \u092e\u0947\u0902 \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938<\/strong>\n<ul>\n<li>\u090f\u0915 \u092e\u091c\u092c\u0942\u0924 UPI \u092a\u093e\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u0915\u0940 \u0924\u0902\u0924\u094d\u0930 \u092d\u093e\u0930\u0924 \u0915\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0943\u0926\u094d\u0927\u093f \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947\u0924\u093e \u0939\u0948\u0964\n<ul>\n<li><strong>\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u094b \u0938\u0941\u0917\u092e \u092c\u0928\u093e\u0924\u093e \u0939\u0948: <\/strong>\u092f\u0939 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u094b \u0906\u0938\u093e\u0928 \u092c\u0928\u093e\u0924\u093e \u0939\u0948, \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u094b \u092c\u0922\u093c\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u090f\u0935\u0902 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u0905\u092a\u0928\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u0947 \u0939\u0947\u0924\u0941 \u0905\u0927\u093f\u0915 \u0905\u0935\u0938\u0930 \u092a\u0948\u0926\u093e \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><strong>UPI <\/strong><strong>\u0907\u0915\u094b\u0938\u093f\u0938\u094d\u091f\u092e \u092e\u0947\u0902 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092a\u094d\u0930\u0926\u093e\u0924\u093e\u0913\u0902 (<\/strong><strong>PSPs) <\/strong><strong>\u0915\u0940 \u0915\u094d\u092f\u093e \u092d\u0942\u092e\u093f\u0915\u093e \u0939\u0948<\/strong><strong>?<\/strong><\/h4>\n<ul style=\"text-align: justify;\">\n<li>\u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092a\u094d\u0930\u0926\u093e\u0924\u093e (PSPs) \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f \u0907\u0902\u091f\u0930\u092b\u0947\u0938 (UPI) \u092a\u093e\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u0915\u0940 \u0924\u0902\u0924\u094d\u0930 \u092e\u0947\u0902 \u092c\u0939\u0941\u0924 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0939\u093f\u0924\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u092e\u0927\u094d\u092f\u0938\u094d\u0925<\/strong>\n<ul>\n<li><strong>\u092c\u093f\u091a\u094c\u0932\u093f\u092f\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 <\/strong><strong>PSPs <\/strong><strong>\u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e: <\/strong>\u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0924\u093e (PSPs) UPI \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902, \u092c\u0948\u0902\u0915\u094b\u0902 \u090f\u0935\u0902 \u0905\u0928\u094d\u092f \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u0947 \u092c\u0940\u091a \u092c\u093f\u091a\u094c\u0932\u093f\u092f\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964\n<ul>\n<li>\u0935\u0947 \u0932\u0947\u0928\u0926\u0947\u0928 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902 \u0915\u0947 \u092c\u0940\u091a \u0938\u0902\u092c\u0902\u0927 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0915\u0947 \u0938\u0941\u091a\u093e\u0930\u0941 \u090f\u0935\u0902 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0938\u0902\u0938\u094d\u0915\u0930\u0923 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u092d\u0941\u0917\u0924\u093e\u0928 \u0917\u0947\u091f\u0935\u0947 \u0915\u0947 \u0938\u093e\u0925 \u090f\u0915\u0940\u0915\u0930\u0923<\/strong>\n<ul>\n<li><strong>\u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u092d\u0941\u0917\u0924\u093e\u0928 \u0917\u0947\u091f\u0935\u0947:<\/strong> PSPs \u090f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u090f\u0935\u0902 \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u092d\u0941\u0917\u0924\u093e\u0928 \u0917\u0947\u091f\u0935\u0947 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u094b UPI \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0915\u094b \u092c\u0948\u0902\u0915\u094b\u0902 \u0938\u0947 \u091c\u094b\u0921\u093c\u0924\u093e \u0939\u0948\u0964\n<ul>\n<li>\u092f\u0939 \u0938\u0947\u091f\u0905\u092a \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0915\u093f \u092a\u0948\u0938\u093e \u092d\u0941\u0917\u0924\u093e\u0928\u0915\u0930\u094d\u0924\u093e \u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0938\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924\u0915\u0930\u094d\u0924\u093e \u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u093f\u0924 \u0939\u094b\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u0932\u0947\u0928\u0926\u0947\u0928 \u0938\u0915\u094d\u0937\u092e \u0915\u0930\u0928\u093e<\/strong>\n<ul>\n<li><strong>\u0938\u0939\u091c <\/strong><strong>UPI <\/strong><strong>\u0932\u0947\u0928\u0926\u0947\u0928:<\/strong> PSPs \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b UPI \u0932\u0947\u0928\u0926\u0947\u0928 \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u0947 \u090f\u0935\u0902 \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u092c\u0928\u093e\u0924\u093e \u0939\u0948\u0964\n<ul>\n<li>\u0935\u0947 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b UPI \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 \u092a\u0948\u0938\u0947 \u092d\u0947\u091c\u0928\u0947, \u092c\u093f\u0932\u094b\u0902 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u0947 \u090f\u0935\u0902 \u0916\u0930\u0940\u0926\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0909\u092a\u0915\u0930\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u0938\u0941\u0930\u0915\u094d\u0937\u093e \u090f\u0935\u0902 \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u0940 \u0930\u094b\u0915\u0925\u093e\u092e<\/strong>\n<ul>\n<li><strong>\u092e\u091c\u092c\u0942\u0924 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f: <\/strong>PSPs \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0938\u0947 \u092c\u091a\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u091c\u092c\u0942\u0924 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964\n<ul>\n<li>\u0935\u0947 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u092a\u0939\u091a\u093e\u0928 \u0938\u0924\u094d\u092f\u093e\u092a\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u090f\u0935\u0902 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0940 \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f\u0924\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><strong>UPI <\/strong><strong>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0926\u0915\u094d\u0937\u0924\u093e \u090f\u0935\u0902 \u092a\u0939\u0941\u0901\u091a \u092c\u0922\u093c\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0932\u094d\u091f\u0940-\u092c\u0948\u0902\u0915 \u092e\u0949\u0921\u0932 \u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e<\/strong><\/h4>\n<ul>\n<li><strong>UPI <\/strong><strong>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0935\u094d\u092f\u093e\u092a\u0915 \u092a\u0939\u0941\u0901\u091a<\/strong>\n<ul>\n<li style=\"text-align: justify;\"><strong>\u092e\u0932\u094d\u091f\u0940\u092a\u0932 \u092c\u0948\u0902\u0915 \u092e\u0949\u0921\u0932:<\/strong> Paytm \u091c\u0948\u0938\u0940 \u092b\u093f\u0928\u091f\u0947\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0928\u0947 \u092e\u0932\u094d\u091f\u0940-\u092c\u0948\u0902\u0915 \u092e\u0949\u0921\u0932 \u0915\u0947 \u0924\u0939\u0924 \u0915\u0908 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0939\u093e\u0925 \u092e\u093f\u0932\u093e\u092f\u093e \u0939\u0948, \u091c\u0939\u093e\u0901 \u092f\u0947 \u092c\u0948\u0902\u0915<strong> \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092a\u094d\u0930\u0926\u093e\u0924\u093e (<\/strong><strong>PSPs) <\/strong>\u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964\n<ul>\n<li>\u092f\u0939 \u0938\u0939\u092f\u094b\u0917 UPI \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u092a\u0939\u0941\u0901\u091a \u0915\u094b \u0935\u094d\u092f\u093e\u092a\u0915 \u092c\u0928\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092c\u0948\u0902\u0915 \u0907\u0938 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li style=\"text-align: justify;\"><strong>\u0905\u0924\u093f\u0930\u0947\u0915 \u090f\u0935\u0902 \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f\u0924\u093e<\/strong>\n<ul>\n<li><strong>\u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u093e \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u0923: <\/strong>\u0915\u0908 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0936\u093e\u092e\u093f\u0932 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0905\u0924\u093f\u0930\u0947\u0915 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0905\u0930\u094d\u0925 \u0939\u0948 \u0915\u093f \u092f\u0926\u093f \u090f\u0915 \u092c\u0948\u0902\u0915 \u0915\u094b \u0924\u0915\u0928\u0940\u0915\u0940 \u0917\u0921\u093c\u092c\u0921\u093c\u093f\u092f\u094b\u0902 \u092f\u093e \u0921\u093e\u0909\u0928\u091f\u093e\u0907\u092e \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948, \u0924\u094b \u0932\u0947\u0928\u0926\u0947\u0928 \u0928\u093f\u0930\u094d\u092c\u093e\u0927 \u0930\u0942\u092a \u0938\u0947 \u0926\u0942\u0938\u0930\u0947 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u093f\u0924 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<li>\u0907\u0938\u0932\u093f\u090f, \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u091a\u0930\u092e \u0938\u092e\u092f \u092f\u093e \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0935\u094d\u092f\u0935\u0927\u093e\u0928 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092d\u0940 \u0928\u093f\u0930\u094d\u092c\u093e\u0927 \u0938\u0947\u0935\u093e\u0913\u0902 \u092a\u0930 \u092d\u0930\u094b\u0938\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u0915\u092e \u0935\u093f\u0932\u0902\u092c\u0924\u093e<\/strong>\n<ul>\n<li><strong>\u0915\u093e\u0930\u094d\u092f\u092d\u093e\u0930 \u0915\u093e \u0915\u0941\u0936\u0932 \u0935\u093f\u0924\u0930\u0923: <\/strong>\u091c\u092c \u0915\u0908 \u092c\u0948\u0902\u0915 UPI \u0932\u0947\u0928\u0926\u0947\u0928 \u0938\u0901\u092d\u093e\u0932\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0938\u093f\u0938\u094d\u091f\u092e \u0915\u093e\u0930\u094d\u092f\u092d\u093e\u0930 \u0915\u094b \u0915\u0941\u0936\u0932\u0924\u093e\u092a\u0942\u0930\u094d\u0935\u0915 \u0935\u093f\u0924\u0930\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u0947 \u092a\u0930\u093f\u0923\u093e\u092e\u0938\u094d\u0935\u0930\u0942\u092a \u0935\u093f\u0932\u0902\u092c\u0924\u093e \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948\u0964\n<ul>\n<li style=\"text-align: justify;\">\u0907\u0938\u0938\u0947 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0924\u0947\u091c \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0938\u092e\u0917\u094d\u0930 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0905\u0928\u0941\u092d\u0935 \u092c\u0947\u0939\u0924\u0930 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u0938\u0902\u0926\u0930\u094d\u092d \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092d\u0941\u0917\u0924\u093e\u0928 \u0928\u093f\u0917\u092e (NPCI) \u0928\u0947 \u0935\u092897 \u0915\u092e\u094d\u092f\u0941\u0928\u093f\u0915\u0947\u0936\u0902\u0938 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (OCL) \u0915\u094b \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 (UPI) \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u0932\u094d\u091f\u0940-\u092c\u0948\u0902\u0915 \u092e\u0949\u0921\u0932 \u0915\u0947 \u0924\u0939\u0924 \u0925\u0930\u094d\u0921-\u092a\u093e\u0930\u094d\u091f\u0940 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u092a\u094d\u0930\u0926\u093e\u0924\u093e (TPAP) \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u092e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0940 \u0939\u0948\u0964 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0924\u0925\u094d\u092f \u0917\u094c\u0930\u0924\u0932\u092c \u0939\u0948 \u0915\u093f \u092a\u0947\u091f\u0940\u090f\u092e \u0915\u0947 \u0938\u0902\u0938\u094d\u0925\u093e\u092a\u0915 \u0935\u093f\u091c\u092f \u0936\u0947\u0916\u0930 \u0936\u0930\u094d\u092e\u093e \u0915\u0947 \u092a\u093e\u0938 \u092a\u0947\u091f\u0940\u090f\u092e \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u092c\u0948\u0902\u0915 \u0915\u0940 51 \u092b\u0940\u0938\u0926\u0940&hellip; <a class=\"more-link\" href=\"https:\/\/pwonlyias.com\/hi\/current-affairs\/third-party-application-provider-tpap\/\">Continue reading <span class=\"screen-reader-text\">\u0925\u0930\u094d\u0921-\u092a\u093e\u0930\u094d\u091f\u0940 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u092a\u094d\u0930\u0926\u093e\u0924\u093e (TPAP)<\/span><\/a><\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4818],"tags":[],"paper":[4828],"subject":[4839],"acf":[],"_links":{"self":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/96031"}],"collection":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/comments?post=96031"}],"version-history":[{"count":1,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/96031\/revisions"}],"predecessor-version":[{"id":96034,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/posts\/96031\/revisions\/96034"}],"wp:attachment":[{"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/media?parent=96031"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/categories?post=96031"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/tags?post=96031"},{"taxonomy":"paper","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/paper?post=96031"},{"taxonomy":"subject","embeddable":true,"href":"https:\/\/pwonlyias.com\/hi\/wp-json\/wp\/v2\/subject?post=96031"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}