Answer:

Computer literacy refers to the knowledge and ability to use computers and technology efficiently. It is essential for individuals to access and utilise digital services effectively, thereby enhancing their quality of life. In today’s digital society, computer illiteracy can significantly restrict an individual’s opportunities and experiences, leading to limited job prospects and restricted access to vast information resources. For instance, the National Sample Survey (NSS) 78th round of the Multiple Indicator Survey (2020-21) revealed that only 24.7% of individuals aged 15 years and above are computer literate.

Restrictions on Individual’s Experiences and Opportunities:

• Social Isolation: Lack of computer literacy can lead to social isolation, particularly among older adults, as they may struggle to use digital communication tools to connect with others.
  For instance: Only 4.4% of individuals aged 65-69 years are computer literate, highlighting the extent of this issue among older demographics. 
• Financial Exclusion: Many essential financial services are now digital, and individuals lacking computer literacy are unable to access these services, resulting in financial exclusion.
  For instance: In rural areas, where computer literacy stands at only 18.1%, many people struggle with online banking and financial transactions. This exclusion limits their ability to manage their finances effectively and access financial benefits or services.
• Educational Barriers: Computer illiteracy hinders access to online educational resources and opportunities, affecting academic progress and lifelong learning.
  For instance: During the COVID-19 pandemic, the shift to online education in India exacerbated existing educational disparities and pushed many students, particularly in rural and underserved areas, towards illiteracy. 
• Healthcare Access: As health services increasingly rely on digital platforms, individuals who are not computer literate may struggle to access healthcare information and services.
  For example: In states like Uttar Pradesh, where computer literacy is 22.9%, individuals may find it difficult to access digital healthcare services. This includes booking appointments, accessing medical records, or teleconsultations, which can affect their overall health outcomes by limiting timely access to necessary healthcare services.

Job Prospects and Access to Information:

• Employment Opportunities: Computer skills are becoming a prerequisite for many job roles, enhancing employability and opening up a wider range of employment opportunities. Employers prefer candidates proficient in computers, leading to higher employment rates among those with these skills.
  For instance: Candidates in regions with higher computer literacy, such as Kerala with a rate of 72.7%, have better job prospects compared to those in states like Assam with only 17.6%.
• Professional Development: Computer literacy enhances employability and productivity, allowing individuals to perform complex tasks in less time and improve their career prospects.
  For example: Studies by economist Gang Peng show that computer skills positively affect worker employment and productivity. 
• Access to Information: The internet is a vast resource for knowledge and information, but those who are computer illiterate cannot leverage this resource effectively.
  For example: Individuals without computer skills are unable to access online information, affecting their ability to stay informed and make educated decisions. 
• Skill Gap: There is a significant skill gap between computer-literate and illiterate individuals, which perpetuates economic disparities and limits career advancement.
  For example: Those with computer skills can access online job portals, skill development courses, and networking opportunities, enhancing their employability and career growth.
• Educational Opportunities: Many educational resources and courses are available online, and computer literacy is essential to access these opportunities for continuous learning and development.
  For example: Online platforms offer a range of courses, certifications, and learning materials that can help individuals acquire new skills and knowledge, but those without computer access are excluded from these benefits.

Suggestions to Ensure Computer Literacy:

• Integrate Computer Education in Schools: Ensure that computer skills are part of the school curriculum from an early age to prepare students for the digital world.
• Government Training Programs: Allocate resources for training computer personnel and ensure sufficient staffing levels, particularly in economically disadvantaged regions.
• Targeted Programs for Older Populations: Implement targeted computer literacy programs involving local governing bodies and NGOs to empower older individuals.
• Community Outreach: Conduct community outreach programs to raise awareness about the importance of computer literacy and provide training.
  For instance: Use local panchayats and community centres to educate rural populations, helping them access digital financial services, healthcare, and educational resources.
• Review and Improve Infrastructure: Improve the infrastructure and quality of computer education in schools and colleges to ensure comprehensive literacy.

Addressing computer illiteracy is crucial to ensure equitable access to opportunities and resources. As technology advances and integrates into daily life, those without computer skills will face significant disadvantages. It is essential for governments, educational institutions, and the private sector to collaborate on comprehensive computer literacy programs.