Context
Recently, The Government of India has launched a pilot program to provide cashless treatment to the victims of road accidents caused by the use of motor vehicles.
Pilot Program For Cashless Treatment of Road Accident Victims
- Aim: To establish an ecosystem for providing timely medical care to the victims of road accidents, including during the golden hour.
Golden Hour: According to the Motor Vehicles Amendment Act, 2019,
- It is the one-hour period following a traumatic injury during which there is the highest likelihood of preventing death by providing prompt medical care.
Motor Vehicle Accident Fund:
- Legal Mandate: The Central Government shall constitute a Fund under Section 164(B)(1) of the Motor Vehicles Amendment Act, 2019.
- Purpose:
- To treat any person injured in road accidents according to the golden hour scheme.
- To compensate the dependents and other representatives of individuals who died in hit-and-run accidents.
- To provide compensation to any person grievously injured in a hit-and-run accident.
- Creation of the Fund:
- The fund will be replenished by all payments of a specified nature as notified by the central government.
- Utilization of the existing balance of the Solatium Fund (money already available under the Motor Vehicles Act, 1988).
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- Legal mandate: Under section 162 of Motor Vehicles Act, 1988
- Initiated in: Chandigarh
- Developed by: Ministry of Road Transport and Highways.
- Implementing Agency: The National Health Authority (NHA) in coordination with police, hospitals, State Health Agency (SHA).
- Broad contours of the pilot program are:
- Cashless Treatment Benefits to the Victims:
- up to a maximum of Rs. 1.5 lakhs per accident per person.
- for a maximum period of 7 days from the date of accident.
- Beneficiary:
- All road accidents caused by the use of motor vehicles on any category of road.
- Benefits will be Opted from:
- AB PM-JAY packages for trauma and polytrauma cases being co-opted.
- Claims raised by hospitals for treatment Reimbursed from: The Motor Vehicle Accident Fund.
- Establishing IT platform: An IT platform combining the functionalities of the eDAR application of MoRTH and the Transaction Management System (TMS) of NHA.
- Expansion: Based on the outcome of the pilot program, expansion of the cashless treatment facility to the entire country will be considered.
The Integrated Road Accident Database (iRAD) / e-Detailed Accident Report (eDAR) Project
- Objective: Development of Integrated Road Accident Database (iRAD), to enrich the accident databases from every part of the country.
- Nodal Agency: Ministry of Road Transport and Highways (MoRTH), Government of India and
- Funding Partner: World Bank
- Methodology: Analysing the Data through implementation of Data analytics technique. & Represent the analysis output through the Monitoring & Reporting Dashboard & Analytics Dashboard.
- Outcome: Enhanced road safety i.e., ‘Safe Road for All’ in India.
Good Samaritan Scheme
- Launched on: 3rd Oct 2021 by the Ministry of Road Transport & Highways
- Objective: To motivate the general public to help road accident victims in emergencies and motivate others to save innocent lives.
- Provisions: It grants an award to the good samaritan who has saved the life of a victim of a fatal accident (involving a motor vehicle) by administering immediate assistance and rushing to the Hospital/Trauma Care Centre within the Golden Hour of the accident
- Award & Certificate: As per the Scheme Guidelines, the amount of award for each Good Samaritan would be Rs. 5,000/- per incident & a certificate of appreciation.
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Also Read: Insurance Sector In India
News Source: The Hindu
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March 15, 2024