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Pradhan Mantri Jan Dhan Yojana (PMJDY)

August 19, 2023

GS Paper III Indian Economy

Context: 

The total number of Jan Dhan accounts crossed 50 crore on 9th August.

  • The National Mission on Financial Inclusion, also known as the Pradhan Mantri Jan Dhan Yojana (PMJDY), was launched on August 28, 2014, and has completed nine years.
  • It ensures access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

Information

Statistics
Total Number of Jan Dhan Accounts in India Over 50 Crore
Percentage of Jan Dhan Accounts Belonging to Women 56%
Percentage of Jan Dhan Accounts Opened in Rural and Semi-Urban Areas 67%
Total Deposits in Jan Dhan Accounts Above Rs 2.03 Lakh Crore
Number of RuPay Cards Issued with Jan Dhan Accounts Around 34 Crore
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