PM Kisan Samman Nidhi: Objectives, Features, Benefits, and Beneficiaries

The PM Kisan Samman Nidhi (PM KISAN Yojana) is a Central Sector Scheme that aims at providing financial assistance to all cultivable land holding farmer families across the country, subject to certain exclusion criteria. The scheme provides eligible farmers with an annual financial assistance of ₹6,000, distributed in three equal installments of ₹2,000 each. The 18th installment was disbursed on October 5, 2024.

Recent Update

Farmers are now anticipating the 19th installment, which is expected to be released in the first week of February 2025. However, the government has not yet officially confirmed the exact date. To ensure receipt of the upcoming installment, farmers should:

Verify Beneficiary Status:
- Visit the official PM-KISAN website.
- Navigate to the ‘Beneficiary Status’ section under ‘Farmers Corner.’
- Enter your Aadhaar number, bank account number, or mobile number to check your payment status.
Complete e-KYC:
- e-KYC is mandatory for all PM-KISAN registered farmers.
- Complete the process online through the PM-KISAN portal or visit the nearest Common Service Center (CSC) for biometric authentication.
Link Mobile Number:
- On the PM-KISAN portal, select ‘Update Mobile Number’ under ‘Farmers Corner.’
- Provide your Aadhaar details and verify using the OTP sent to your registered mobile number.

What is PM Kisan Samman Nidhi (PM KISAN Scheme)?

The PM Kisan Samman Nidhi is a Central Sector Direct Benefit Transfer (DBT) Scheme. Direct Benefit Transfer (DBT) is subsidy benefits from various Indian welfare schemes directly into the beneficiaries’ bank accounts. To avail of the DBT benefits, beneficiaries must ensure they link their bank account to their Aadhaar number.

Under the Scheme landholder Farmer families with total cultivable holding upto 2 hectares an amount of Rs. 6000 is transferred annually in three equal installments of Rs.2000 directly into the Aadhaar Seeded bank accounts of the farmers.

Central Sector Scheme

Central Sector Schemes are 100% funded and implemented by the union government.
Generally these schemes are related to the subjects over which the union government has jurisdiction as per Schedule VII of Indian Constitution.

Launch Year: 2018

Nodal Agency: It is being implemented by the Ministry of Agriculture and Farmers Welfare.

Objectives of PM Kisan Samman Nidhi

To Boost Small and Marginal Farmers’ Income: In the ongoing fiscal year, the government has introduced a new Central Sector Scheme designed to enhance the income of Small and Marginal Farmers (SMFs).
To address financial inclusion: The PM KISAN scheme is geared towards addressing the financial requirements of SMFs, facilitating the procurement of essential inputs for optimal crop health and yields.
Ensuring Sustainable Farming Income: The primary objective of PM KISAN is to safeguard SMFs from resorting to moneylenders to meet agricultural expenses, thereby ensuring their sustained engagement in farming activities.

Features of PM KISAN Samman Nidhi

Scope and Scale- The PM Kisan Samman Nidhi Yojana is poised to benefit a substantial 12 crore small and marginal farmers. The program boasts an impressive annual budgetary allocation of Rs 75,000 crore.
Direct benefit transfer to individuals- Each PM KISAN beneficiary is entitled to receive the allocated amount directly into their bank account. The disbursement is structured in three tranches, with each tranche amounting to Rs 2,000. Direct transfer eliminates discrepancies and middleman.
Ensured Income- The prime aim of PM KISAN is to ensure that farmers receive a minimum income. Eligible farming families get Rs. 6,000 in three equal parts every four months.
Utlization of funds as per their requirement- Beneficiaries of PM KISAN have the freedom to use the money they receive from the scheme. They can use it for various needs. There is full autonomy in their spending decisions.
All funds from the Central Government- All the funds for the PM KISAN program come from the central government. Initially, the program was allocated a reserve of Rs. 75,000 crore per year, with direct transfers made through Direct Benefit Transfer (DBT) to the bank accounts of beneficiaries.
Participation of States- Identifying the beneficiaries is the responsibility of the State and Union Territory administrations, while the Government of India takes charge of providing the necessary funding.
- To qualify for the program, a farmer family should include a husband, wife, and minor child or children, as determined by these governments.
Mandatory Aadhaar Requirement- To avail the benefit of this scheme, it is essential to provide Aadhaar data as a compulsory prerequisite beneficiaries who don’t have AADHAR data can enroll themselves from nearest CSC centre.
Self-Registration Mechanism- Beneficiaries can use PM KISAN mobile App a mobile app and can register themselves in Common Service Centers, the scheme introduces a convenient self-registration mechanism for beneficiaries.
Centralized Call Center Support- A dedicated centralized call center has been set up to assist beneficiaries, addressing issues encountered during registration or any other grievances they may have.
Annual Physical Verification Requirement- Ensuring scheme authenticity, a mandatory annual physical verification is conducted for 5% of beneficiaries, contributing to the robustness of the verification process.

According to Guidelines of PM KISAN Scheme Following Category of Persons Are Not Eligible to Avail Benefit If Scheme.

Person holding or retired from the constitutional posts.
Former and present Ministers/State Ministers.
Former or present members of LokSabha/ RajyaSabha/ State Legislative Assemblies/ State Legislative Councils
Former and present Mayors of Municipal Corporations
Former and present Chairpersons of District Panchayats.
Any serving or retired officers as well as employees under the Central/ State Government Ministries /Offices/Departments.
All retired pensioners who get a monthly pension of Rs.10,000/-or more and belong to the above category.
Any individual who paid their income tax in the last assessment year is not eligible under this scheme.
Professionals like Doctors, Engineers, Lawyers, Chartered Accountants, and Architects registered with Professional bodies.

PM Kisan Yojana

Benefits of PM KISAN Samman Nidhi

DBT Advantages- The PM Kisan scheme leverages Direct Benefit Transfer (DBT) as a pivotal mechanism, eliminating intermediaries and streamlining the direct transfer of funds.
Inclusive Coverage- Regardless of land holdings, the program ensures comprehensive coverage, reaching every farmer family across the nation.
Digital Transformation- Embracing digitization, all farmer-related records are systematically maintained on an official digital platform. This initiative simplifies the registration process and facilitates seamless fund transfers.
Enhancing Farmer Liquidity- A key outcome of this scheme is the alleviation of liquidity constraints faced by farmers. It empowers them to manage agricultural expenses, allied activities, and domestic needs with greater financial flexibility.
Greater Coverage- The scheme covers all farmer families in the country irrespective of the size of their land holdings.
A step to reform in agriculture- Many new systems were launched spanning from seed to market and a lot of reforms were brought in the old systems in the agriculture sector.

Schemes Similar to PM KISAN in Other States in India

KALIA: Odisha government launched the Krushak Assistance for Livelihood and Income augmentation (KALIA). In this scheme farmers get Rs 5,000 twice a year, that is Rs 10,000 a year.
Bhavantar Bhugtan Yojana: It was launched in Madhya Pradesh to provide relief to farmers by providing the differential between MSPs and market prices.
Rythu Bandhu Scheme: Launched By Telangana government which provides ₹4,000 per acre for every season to all the farmers of the state. Similar initiatives have also been framed in Jharkhand and Odisha.

Progress of PM KISAN Samman Nidhi

The PM KISAN scheme has been accessed by over 11 crore farmers nationwide, showcasing its extensive outreach and influence.
The scheme has actively involved over 3 crore women farmers, underscoring its commitment to gender inclusivity and the empowerment of women in the agricultural sector.

Challenges for PM KISAN

Insufficient Financial Support- The effectiveness of PM KISAN hinges on the provision of substantial financial aid, ensuring farmers possess the necessary purchasing power for meeting their daily basic needs. Notably, the cash transfer is not tied to the size of the farmer’s land.
Limited Reach to All Farmers- Contrary to pro-poor objectives, PM KISAN seems to benefit recipients who were relatively better off even before the lockdown, raising concerns about its inclusivity among the broader rural population.
Exclusion of Landless Farmers- The scheme’s criteria exclude impoverished rural households without land ownership, highlighting a significant limitation in its scope.
Implementation Challenges- Despite its potential for positive welfare outcomes, PM KISAN’s top-down implementation approach neglects governance constraints, posing challenges to its effective execution.
Structural Concerns- Shifting budgetary allocations significantly toward cash transfers may raise apprehensions about the potential impact on long-term commitments in agricultural markets and crucial infrastructure areas like irrigation.

Technical Services in PM KISAN Scheme

PM KISAN Mobile App
- It is developed to provide farmers with a user-friendly platform for various activities related to the scheme.
- Using this App farmers can register themselves and can check the status of their application. By this app they can update personal information, and receive alerts and notifications.
- This App is designed to make the facility more accessible and convenient for farmers who may prefer mobile platforms.
PM KISAN Portal

- It is a web-based platform which serves as an online interface for the scheme.
- It provides facilities to farmers to register themselves and can check their eligibility, and track the status of their application.
- PM KISAN App also gives information about the scheme’s guidelines, updates, and relevant announcements.
- Act as an online platform for both farmers and other stakeholders involved in the implementation of the PM KISAN scheme.

Way Forward to PM KISAN Samman Nidhi Yojana

Proactive Role of Banks- Banks engaged in primary sector lending, including the disbursement of crop loans, must be adequately sensitized regarding their crucial role in effectively implementing PM KISAN.
Strengthening IT Backbone- States with robust computerized land records databases and well-established IT infrastructure are better positioned for successful PM KISAN implementation and also minimizes pilferage.
Efficient Targeting and Land Records- PM KISAN, aiding small farmers, needs attention in states with irregular land records. Prompt addressing of claim challenges due to land partitioning and preventive measures against fraudulent claims are crucial.
Structural Reforms for Sustainability- Streamlining input subsidies minimizes environmental impact. Recognizing income support limitations, prioritize increased rural infrastructure investments and agricultural R&D for higher farm incomes.

Recent Development of PM KISAN Scheme

In June 2023 the Ministry of Agriculture & Farmers Welfare, Government of India rolled out Face Authentication Feature in the PM KISAN app to enhance the efficiency and accessibility of welfare schemes.

SWOT Analysis of PM PM KISAN Samman Nidhi

Strength	Direct Financial Assistance: PM KISAN provides direct income support to small land holder farmers and addresses their immediate financial needs. Wide Reach: Covering 11 crore beneficiaries, PM KISAN scheme has made its widespread coverage. Gender Inclusion: Inclusion of over 3 crore women farmers reflects the intention of PM KISAN scheme commitment to gender inclusion.
Weakness	Exclusion of Landless Farmers: The scheme’s criteria may exclude impoverished rural households without land ownership. Limited Pro-Poor Impact: Concerns arise as recipients may be relatively better off, questioning the pro-poor nature of the scheme. Implementation Challenges: Top-down implementation may overlook local governance constraints.
Opportunities	Sensitizing Banks: Proactive engagement with banks involved in primary sector lending can enhance the scheme’s efficiency. IT Strengthening: States with robust IT infrastructure can leverage technology for seamless implementation. Targeted Land Records Updation: Addressing irregular land records can ensure accurate beneficiary targeting. Promoting Financial Inclusion- To get benefit of PM KISAN farmers have to open their bank account which will promote financial inclusion.
Threat	Budgetary Shifts: A decisive shift in budgetary allocations towards cash transfers may impact long-term commitments in other sectors. Fraudulent Claims: Inadequate measures against fraudulent claims pose a threat to the scheme’s integrity. Environmental Impact: Rationalizing subsidies should be carefully managed to avoid adverse environmental effects.

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Frequently Asked Questions

The objective of the PM Kisan Samman Nidhi Yojana is to offer income support to farmer families throughout the country. Under this scheme, eligible farmer families receive ₹6,000 per year, distributed in three equal installments.

It helps many farmers by giving them 2,000 rupees each year in three parts. The main goal is to give money to farmers for their farming expenses. If a farmer meets the requirements, they receive 6,000 rupees annually for their farming land, up to 2 hectares.

PM KISAN scheme launched by the Ministry of Agriculture and Farmers Welfare.

Yes. The ambit of the scheme has been extended to cover all farmer families, irrespective of the size of their land holdings.

A landholder farmer's family is defined as "a family consisting of husband, wife and minor children who own cultivable land as per the land records of the concerned State/UT". The existing land-ownership system will be used for identification of beneficiaries for calculation of benefit.

Yes. The financial benefit under the scheme shall be directly credited into bank accounts of beneficiaries.

Yes, States/UTs can provide a list of eligible beneficiaries as and when they are finalized based on the eligibility criteria in batches/phrases. The benefits will be released on a regular basis based on the approved list provided by the States/UTs.

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