{"id":142113,"date":"2024-11-11T14:13:51","date_gmt":"2024-11-11T08:43:51","guid":{"rendered":"https:\/\/pwonlyias.com\/stage\/?post_type=mains-answer-writing&#038;p=142113"},"modified":"2024-11-12T17:33:14","modified_gmt":"2024-11-12T12:03:14","slug":"indias-demographic-dividend-presents-both-opportunities-and-challenges","status":"publish","type":"mains-answer-writing","link":"https:\/\/pwonlyias.com\/stage\/mains-answer-writing\/indias-demographic-dividend-presents-both-opportunities-and-challenges","title":{"rendered":"India&#8217;s demographic dividend presents both opportunities and challenges. Despite having a large working-age population, the country faces declining fertility rates and manufacturing sector struggles. Critically analyze the measures needed to leverage this demographic advantage before India grows old while comparing it with China&#8217;s development trajectory. in hindi"},"content":{"rendered":"<table style=\"width: 99.7992%;\">\n<tbody>\n<tr>\n<td style=\"width: 100%;\">\n<h3><span style=\"font-size: 16pt;\"><b>\u092a\u094d\u0930\u0936\u094d\u0928 \u0915\u0940 \u092e\u0941\u0916\u094d\u092f \u092e\u093e\u0901\u0917<\/b><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924 \u0915\u0947 \u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d\u093e\u0902\u0936 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0905\u0935\u0938\u0930\u094b\u0902 \u0915\u0940 \u0930\u0942\u092a\u0930\u0947\u0916\u093e \u0932\u093f\u0916\u093f\u090f\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0909\u0928 \u0915\u093e\u0930\u0923\u094b\u0902 \u092a\u0930 \u091a\u0930\u094d\u091a\u093e \u0915\u0940\u091c\u093f\u090f \u0915\u093f \u0915\u094d\u092f\u094b\u0902 \u092c\u0921\u093c\u0940 \u0915\u093e\u0930\u094d\u092f\u0936\u0940\u0932 \u0906\u092f\u0941 \u0935\u093e\u0932\u0940 \u091c\u0928\u0938\u0902\u0916\u094d\u092f\u093e \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u092d\u093e\u0930\u0924 \u0915\u0947 \u092a\u094d\u0930\u091c\u0928\u0928 \u0926\u0930 \u092e\u0947\u0902 \u0917\u093f\u0930\u093e\u0935\u091f \u0906 \u0930\u0939\u0940 \u0939\u0948 \u0914\u0930 \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901 \u0906 \u0930\u0939\u0940 \u0939\u0948\u0902\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0906\u092c\u093e\u0926\u0940 \u0915\u0947 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\u092e\u0947\u0902 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f, \u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u092e\u094d\u092e\u0941\u0916 \u0905\u092a\u0928\u0940 \u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u0947 \u092e\u0947\u0902 \u0906\u0928\u0947 \u0935\u093e\u0932\u0940 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u092a\u0930 \u092a\u094d\u0930\u0915\u093e\u0936 \u0921\u093e\u0932\u093f\u090f\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0907\u0938 \u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u093e \u092a\u0942\u0930\u094d\u0923 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0939 \u0938\u0941\u091d\u093e\u0907\u090f\u0964<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-size: 18pt;\"><b>\u0909\u0924\u094d\u0924\u0930<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924 \u0915\u093e \u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d\u093e\u0902\u0936 <\/span><b>\u091c\u093f\u0938\u0915\u093e<\/b> <b>62% \u0915\u093e\u0930\u094d\u092f\u0936\u0940\u0932 \u0906\u092f\u0941 \u0935\u0930\u094d\u0917 \u0939\u0948, \u0935\u0930\u094d\u0937 2055 <\/b><span style=\"font-weight: 400;\">\u0924\u0915 \u092c\u0939\u0941\u0924 \u092c\u0921\u093c\u093e \u0906\u0930\u094d\u0925\u093f\u0915 \u0932\u093e\u092d \u0914\u0930 \u0935\u093f\u0915\u093e\u0938 \u0915\u094d\u0937\u092e\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u092c <\/span><b>\u0914\u0938\u0924 \u0906\u092f\u0941 <\/b><span style=\"font-weight: 400;\">27 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href=\"https:\/\/www.pw.live\/batches\/upsc?utm_source=seo+upsc+batch&#038;utm_medium=seo+upsc&#038;utm_campaign=seo&#038;utm_id=upsc\" target=\"_blank\" rel=\"noopener\">Enroll now for UPSC Online Course<\/a><\/span><\/p>\n<h2><span style=\"font-size: 18pt;\"><b>\u092d\u093e\u0930\u0924 \u0915\u0947 \u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d\u093e\u0902\u0936 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0905\u0935\u0938\u0930<\/b><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e: <\/b><span style=\"font-weight: 400;\">\u092f\u0941\u0935\u093e \u0914\u0930 \u092c\u0922\u093c\u0924\u0947 \u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u0915\u0947 \u0938\u093e\u0925, \u092d\u093e\u0930\u0924 \u0909\u0924\u094d\u092a\u093e\u0926\u0915\u0924\u093e, \u0928\u0935\u093e\u091a\u093e\u0930 \u0914\u0930 \u0909\u092a\u092d\u094b\u0917 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u0917\u0924\u093f \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092c\u0922\u093c\u0940 \u0939\u0941\u0908 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0926\u094d\u0927\u093e\u0924\u094d\u092e\u0915\u0924\u093e: <\/b><span style=\"font-weight: 400;\">\u090f\u0915 \u0935\u093f\u0936\u093e\u0932 \u0915\u093e\u0930\u094d\u092f\u092c\u0932 <\/span><b>\u0932\u093e\u0917\u0924 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0936\u094d\u0930\u092e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092d\u093e\u0930\u0924 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400;\">\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0918\u0930\u0947\u0932\u0942 \u0916\u092a\u0924 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f: \u092f\u0941\u0935\u093e \u0906\u092c\u093e\u0926\u0940 \u0915\u0940 \u090f\u0915 \u092c\u0921\u093c\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u0918\u0930\u0947\u0932\u0942 \u092e\u093e\u0901\u0917 \u0915\u094b \u092c\u0922\u093c\u093e\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0935\u0938\u094d\u0924\u0941\u0913\u0902, \u0906\u0935\u093e\u0938 \u0914\u0930 \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 <\/b><span style=\"font-weight: 400;\">\u091c\u0948\u0938\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0916\u0941\u0926\u0930\u093e<\/b> <b>\u0915\u094d\u0937\u0947\u0924\u094d\u0930<\/b><span style=\"font-weight: 400;\">, \u091c\u093f\u0938\u0915\u093e \u092e\u0942\u0932\u094d\u092f <\/span><b>$1.3 \u091f\u094d\u0930\u093f\u0932\u093f\u092f\u0928 \u0939\u0948,<\/b><span style=\"font-weight: 400;\"> \u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u092c\u0938\u0947 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c\u0924\u0947 \u0909\u0926\u094d\u092f\u094b\u0917\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u0939\u0948, \u091c\u093f\u0938\u0947 \u090f\u0915 \u092c\u0921\u093c\u0947 <\/span><b>\u092f\u0941\u0935\u093e \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0906\u0927\u093e\u0930 \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u0948<\/b><span style=\"font-weight: 400;\">\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0914\u0930 \u0917\u0930\u0940\u092c\u0940 \u092e\u0947\u0902 \u0915\u092e\u0940: \u0930\u094b\u091c\u0917\u093e\u0930 \u0914\u0930 \u0906\u092f <\/b><span style=\"font-weight: 400;\">\u0915\u093e \u0938\u0943\u091c\u0928 \u0915\u0930\u0915\u0947, \u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d\u093e\u0902\u0936 <\/span><b>\u0917\u0930\u0940\u092c\u0940 \u0915\u0947 \u0938\u094d\u0924\u0930 \u0915\u094b \u0915\u092e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948 <\/b><span style=\"font-weight: 400;\">\u0914\u0930 <\/span><b>\u091c\u0940\u0935\u0928 \u0938\u094d\u0924\u0930 \u0915\u094b \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u093e \u0939\u0948<\/b><span style=\"font-weight: 400;\">\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0926\u0940\u0928<\/b> <b>\u0926\u092f\u093e\u0932 \u0909\u092a\u093e\u0927\u094d\u092f\u093e\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u094c\u0936\u0932 \u092f\u094b\u091c\u0928\u093e (DDU-GKY) \u0928\u0947 1 \u092e\u093f\u0932\u093f\u092f\u0928 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092f\u0941\u0935\u093e\u0913\u0902 <\/b><span style=\"font-weight: 400;\">\u0915\u094b \u0915\u094c\u0936\u0932 \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 \u0914\u0930 \u0930\u094b\u091c\u0917\u093e\u0930 \u0915\u0947 \u0905\u0935\u0938\u0930 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u090f \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0915\u0908 \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u094b \u0917\u0930\u0940\u092c\u0940 \u0938\u0947 \u092c\u093e\u0939\u0930 \u0928\u093f\u0915\u0932\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932\u0940 \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span style=\"font-size: 18pt;\"><b>\u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d\u093e\u0902\u0936 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u0947 \u092e\u0947\u0902 \u0906\u0928\u0947<\/b> <b>\u0935\u093e\u0932\u0940<\/b> <b>\u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901<\/b><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092a\u094d\u0930\u091c\u0928\u0928 \u0926\u0930 \u092e\u0947\u0902 \u0917\u093f\u0930\u093e\u0935\u091f: \u092a\u094d\u0930\u091c\u0928\u0928 \u0926\u0930 \u092e\u0947\u0902 \u0917\u093f\u0930\u093e\u0935\u091f \u0938\u0947 \u0915\u093e\u0930\u094d\u092f\u0936\u0940\u0932<\/b> <b>\u0906\u092f\u0941 \u0935\u0930\u094d\u0917 \u0915\u0940 \u0906\u092c\u093e\u0926\u0940 <\/b><span style=\"font-weight: 400;\">\u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930 \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948 , \u091c\u093f\u0938\u0938\u0947 \u092d\u093e\u0930\u0924 \u0915\u093e <\/span><b>\u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948<\/b><span style=\"font-weight: 400;\">\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092a\u0930\u093f\u0935\u093e\u0930 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0930\u094d\u0935\u0947\u0915\u094d\u0937\u0923 (NFHS-5) <\/b><span style=\"font-weight: 400;\">\u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0939\u093e\u0932 \u0915\u0947 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0940 \u0915\u0941\u0932 \u092a\u094d\u0930\u091c\u0928\u0928 \u0926\u0930 (TFR) \u0918\u091f\u0915\u0930 2.0 <\/span><b>\u0939\u094b \u0917\u0908 \u0939\u0948 <\/b><span style=\"font-weight: 400;\">\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0936\u094d\u0930\u092e \u092c\u0932 \u092e\u0947\u0902 \u0915\u092e \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u0940: <\/b><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924 \u0915\u0940 <\/span><b>\u0936\u094d\u0930\u092e \u092c\u0932 \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u0940 \u0926\u0930 <\/b><span style=\"font-weight: 400;\">\u0915\u092e \u092c\u0928\u0940 \u0939\u0941\u0908 \u0939\u0948, \u0935\u093f\u0936\u0947\u0937\u0915\u0930 <\/span><b>\u092e\u0939\u093f\u0932\u093e\u0913\u0902 \u0915\u0947 \u092c\u0940\u091a <\/b><span style=\"font-weight: 400;\">, \u091c\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0915\u094b \u0938\u0940\u092e\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0906\u0935\u0927\u093f\u0915 \u0936\u094d\u0930\u092e \u092c\u0932 \u0938\u0930\u094d\u0935\u0947\u0915\u094d\u0937\u0923 (PLFS) 2022-23 <\/b><span style=\"font-weight: 400;\">\u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, <\/span><b>\u092e\u0939\u093f\u0932\u093e \u0936\u094d\u0930\u092e \u092c\u0932 \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u0940 \u0926\u0930 <\/b><span style=\"font-weight: 400;\">\u092c\u0922\u093c\u0915\u0930 <\/span><b>37.0% \u0939\u094b \u0917\u0908<\/b><span style=\"font-weight: 400;\">, \u092b\u093f\u0930 \u092d\u0940 \u092f\u0939 \u0905\u092d\u0940 \u092d\u0940 50% \u0915\u0947 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0914\u0938\u0924 \u0938\u0947 \u092a\u0940\u091b\u0947 \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0915\u0941\u0936\u0932 \u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u0915\u0940 \u0915\u092e\u0940: <\/b><span style=\"font-weight: 400;\">\u092c\u0921\u093c\u0940 \u0906\u092c\u093e\u0926\u0940 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926, <\/span><b>\u0915\u094c\u0936\u0932 \u0905\u0902\u0924\u0930, \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0914\u0930 \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 <\/b><span style=\"font-weight: 400;\">\u091c\u0948\u0938\u0947 \u0909\u091a\u094d\u091a \u092e\u093e\u0901\u0917 \u0935\u093e\u0932\u0947 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0930\u094b\u091c\u0917\u093e\u0930 \u0915\u094b \u0938\u0940\u092e\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">\u092f\u0939 \u0905\u0928\u0941\u092e\u093e\u0928 \u0932\u0917\u093e\u092f\u093e \u0917\u092f\u093e \u0939\u0948 \u0915\u093f \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0915\u0947\u0935\u0932 <\/span><b>2.3% <\/b><span style=\"font-weight: 400;\">\u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u0928\u0947 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 <\/span><b>\u0915\u094c\u0936\u0932 \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u093f\u092f\u093e \u0939\u0948,<\/b><span style=\"font-weight: 400;\"> \u091c\u092c\u0915\u093f <\/span><b>UK \u092e\u0947\u0902 \u092f\u0939 68%<\/b><span style=\"font-weight: 400;\"> \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0927\u0940\u092e\u0940 \u0935\u0943\u0926\u094d\u0927\u093f: <\/b><span style=\"font-weight: 400;\">\u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0928\u0947 <\/span><b>\u092c\u0922\u093c\u0924\u0947 \u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u0915\u0947 \u0938\u093e\u0925 \u0924\u093e\u0932\u092e\u0947\u0932 \u0928\u0939\u0940\u0902 \u0930\u0916\u093e \u0939\u0948<\/b><span style=\"font-weight: 400;\">, \u091c\u093f\u0938\u0938\u0947 \u0930\u094b\u091c\u0917\u093e\u0930 \u0915\u0947 \u0905\u0935\u0938\u0930 \u0915\u092e \u0939\u094b \u0930\u0939\u0947 \u0939\u0948\u0902\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">\u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923, <\/span><b>\u0938\u0915\u0932 \u0918\u0930\u0947\u0932\u0942 \u0909\u0924\u094d\u092a\u093e\u0926 \u0915\u093e \u0915\u0947\u0935\u0932 15% \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948, \u091c\u094b \u091a\u0940\u0928 <\/b><span style=\"font-weight: 400;\">\u091c\u0948\u0938\u0947 \u0926\u0947\u0936\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0915\u093e\u092b\u0940 \u0915\u092e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u0938\u0902\u092c\u0902\u0927\u0940 \u0935\u094d\u092f\u0935\u0927\u093e\u0928:<\/b><span style=\"font-weight: 400;\"> \u0905\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 <\/span><b>\u0932\u0949\u091c\u093f\u0938\u094d\u091f\u093f\u0915\u094d\u0938 \u0914\u0930 \u0935\u093f\u0926\u094d\u092f\u0941\u0924 \u0906\u092a\u0942\u0930\u094d\u0924\u093f <\/b><span style=\"font-weight: 400;\">\u091c\u0948\u0938\u0947 <\/span><b>\u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e\u0924\u094d\u092e\u0915 \u092e\u0941\u0926\u094d\u0926\u0947 <\/b><span style=\"font-weight: 400;\">\u0914\u0926\u094d\u092f\u094b\u0917\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0914\u0930 \u0930\u094b\u091c\u0917\u093e\u0930 \u0938\u0943\u091c\u0928 \u092e\u0947\u0902 \u092c\u093e\u0927\u093e \u0921\u093e\u0932\u0924\u0947 \u0939\u0948\u0902\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0935\u093f\u0936\u094d\u0935 \u092c\u0948\u0902\u0915 \u0932\u0949\u091c\u093f\u0938\u094d\u091f\u093f\u0915\u094d\u0938 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0938\u0942\u091a\u0915\u093e\u0902\u0915 2024 \u0915\u0947 <\/b><span style=\"font-weight: 400;\">\u0905\u0928\u0941\u0938\u093e\u0930, \u092d\u093e\u0930\u0924 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0932\u0949\u091c\u093f\u0938\u094d\u091f\u093f\u0915\u094d\u0938 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092e\u0947\u0902 <\/span><b>38\u0935\u0947\u0902 \u0938\u094d\u0925\u093e\u0928 \u092a\u0930 \u0939\u0948<\/b><span style=\"font-weight: 400;\">, \u091c\u094b \u0907\u0938 \u091a\u0941\u0928\u094c\u0924\u0940 \u0915\u094b \u0909\u091c\u093e\u0917\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0938\u0947\u0935\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930\u0924\u093e: \u0939\u093e\u0932\u093e\u0901\u0915\u093f \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0941\u0908 \u0939\u0948, \u0935\u0947 \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 <\/b><span style=\"font-weight: 400;\">\u091c\u093f\u0924\u0928\u0940 \u0928\u094c\u0915\u0930\u093f\u092f\u093e\u0901 \u0938\u0943\u091c\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 , \u091c\u093f\u0938\u0938\u0947 <\/span><b>\u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u092e\u093e\u0935\u0947\u0936\u093f\u0924\u093e \u0938\u0940\u092e\u093f\u0924 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948<\/b><span style=\"font-weight: 400;\">\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0906\u0908\u091f\u0940<\/b> <b>\u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 <\/b><span style=\"font-weight: 400;\">\u0932\u0917\u092d\u0917 <\/span><b>4.5 \u092e\u093f\u0932\u093f\u092f\u0928 \u0932\u094b\u0917 \u0915\u093e\u0930\u094d\u092f\u0930\u0924 \u0939\u0948\u0902, \u091c\u094b \u0915\u0941\u0932 \u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u0915\u093e \u090f\u0915 \u091b\u094b\u091f\u093e-\u0938\u093e<\/b> <b>\u0905\u0902\u0936 \u0939\u0948, \u091c\u094b \u0936\u094d\u0930\u092e-\u092a\u094d\u0930\u0927\u093e\u0928 \u0909\u0926\u094d\u092f\u094b\u0917\u094b\u0902 <\/b><span style=\"font-weight: 400;\">\u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u094b \u0909\u091c\u093e\u0917\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span style=\"font-size: 18pt;\"><b>\u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d\u093e\u0902\u0936 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0909\u092a\u093e\u092f<\/b><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e: \u092d\u093e\u0930\u0924 \u0915\u094b <\/b><span style=\"font-weight: 400;\">\u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u0915\u093e \u0909\u091a\u093f\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0940 <\/span><b>\u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u094b <\/b><span style=\"font-weight: 400;\">\u092c\u0922\u093c\u093e\u0928\u093e \u091a\u093e\u0939\u093f\u090f, \u091c\u0948\u0938\u093e \u0915\u093f <\/span><b>\u091a\u0940\u0928 \u0928\u0947 <\/b><span style=\"font-weight: 400;\">\u0905\u092a\u0928\u0947 \u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d\u093e\u0902\u0936 \u091a\u0930\u0923 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0915\u093f\u092f\u093e \u0925\u093e\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u092e\u0947\u0915<\/b> <b>\u0907\u0928 \u0907\u0902\u0921\u093f\u092f\u093e \u092a\u0939\u0932 \u0935\u0930\u094d\u0937 2025 \u0924\u0915 \u0938\u0915\u0932 \u0918\u0930\u0947\u0932\u0942 \u0909\u0924\u094d\u092a\u093e\u0926 \u092e\u0947\u0902 \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0940 \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940 \u0915\u094b 25% \u0924\u0915 <\/b><span style=\"font-weight: 400;\">\u092c\u0922\u093c\u093e\u0928\u0947 \u092a\u0930 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0915\u094c\u0936\u0932 \u0935\u093f\u0915\u093e\u0938 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e\u094b\u0902 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e: <\/b><span style=\"font-weight: 400;\">\u091a\u0940\u0928 \u0915\u0947 \u0932\u0915\u094d\u0937\u093f\u0924 <\/span><b>\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e\u094b\u0902 \u0915\u0940 \u0924\u0930\u0939, \u092d\u093e\u0930\u0924 \u0915\u094b \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0915\u094c\u0936\u0932 <\/b><span style=\"font-weight: 400;\">\u0914\u0930 \u0909\u0926\u094d\u092f\u094b\u0917-\u0935\u093f\u0936\u093f\u0937\u094d\u091f \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0915\u094c\u0936\u0932<\/b> <b>\u092d\u093e\u0930\u0924 \u092e\u093f\u0936\u0928, <\/b><span style=\"font-weight: 400;\">\u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u090f\u0915 \u0938\u0930\u0915\u093e\u0930\u0940 \u092a\u0939\u0932 \u0925\u0940, \u091c\u093f\u0938\u0915\u093e <\/span><b>\u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0935\u0930\u094d\u0937 2022 \u0924\u0915 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 400 \u092e\u093f\u0932\u093f\u092f\u0928 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u093e \u0925\u093e<\/b><span style=\"font-weight: 400;\">, \u091c\u094b <\/span><b>\u0909\u0926\u094d\u092f\u094b\u0917 \u0915\u0940 \u092e\u093e\u0901\u0917\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0947\u0964<\/b><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e<\/b> <b>\u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936: \u092d\u093e\u0930\u0924 \u0915\u094b <\/b><span style=\"font-weight: 400;\">\u0909\u0926\u094d\u092f\u094b\u0917 \u0915\u0947 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u0938\u0941\u0935\u093f\u0927\u093e\u091c\u0928\u0915 \u092c\u0928\u093e\u0928\u0947 \u0914\u0930 <\/span><b>\u0935\u093f\u0926\u0947\u0936\u0940 \u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f <\/b><span style=\"font-weight: 400;\">\u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902<\/span> <span style=\"font-weight: 400;\">\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/b> <b>\u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u092a\u093e\u0907\u092a\u0932\u093e\u0907\u0928 (NIP), 2025 \u0924\u0915 \u20b9102 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c <\/b><span style=\"font-weight: 400;\">\u0915\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0915\u0930\u0924\u0940 \u0939\u0948 \u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0935\u093e\u0924\u093e\u0935\u0930\u0923<\/b> <b>\u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930: <\/b><span style=\"font-weight: 400;\">\u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u094b \u0938\u0930\u0932 \u092c\u0928\u093e\u0928\u0947 \u0914\u0930 <\/span><b>\u092a\u094d\u0930\u0936\u093e\u0938\u0928\u093f\u0915<\/b> <b>\u092c\u093e\u0927\u093e\u0913\u0902 \u0915\u094b \u0915\u092e <\/b><span style=\"font-weight: 400;\">\u0915\u0930\u0928\u0947 \u0938\u0947<\/span> <span style=\"font-weight: 400;\">\u0914\u0926\u094d\u092f\u094b\u0917\u093f\u0915 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948, \u091c\u0948\u0938\u093e \u091a\u0940\u0928 \u092e\u0947\u0902 \u0939\u0941\u090f \u0938\u0941\u0927\u093e\u0930\u094b\u0902 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928\u200c \u0939\u0941\u0906 \u0925\u093e\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u092d\u093e\u0930\u0924 \u0928\u0947 \u0935\u0930\u094d\u0937 2014 \u0915\u0947 142\u0935\u0947\u0902 \u0938\u094d\u0925\u093e\u0928 <\/b><span style=\"font-weight: 400;\">\u0938\u0947 \u0935\u0930\u094d\u0937 2020 \u092e\u0947\u0902 63\u0935\u0947\u0902 \u0938\u094d\u0925\u093e\u0928 \u092a\u0930 \u0930\u0939\u0924\u0947 \u0939\u0941\u090f \u0905\u092a\u0928\u0940 <\/span><b>\u0908\u091c \u0911\u092b \u0921\u0942\u0907\u0902\u0917 \u092c\u093f\u091c\u0928\u0947\u0938 \u0930\u0948\u0902\u0915 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u093f\u092f\u093e<\/b><span style=\"font-weight: 400;\">, \u091c\u094b \u092a\u094d\u0930\u0917\u0924\u093f \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092e\u0939\u093f\u0932\u093e \u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u0940 \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0928\u093e: <\/b><span style=\"font-weight: 400;\">\u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u092e\u0947\u0902 <\/span><b>\u0932\u0948\u0902\u0917\u093f\u0915 \u0938\u092e\u093e\u0928\u0924\u093e \u0915\u094b <\/b><span style=\"font-weight: 400;\">\u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0940 \u0928\u0940\u0924\u093f\u092f\u093e\u0901, <\/span><b>\u092a\u0942\u0930\u094d\u0935\u0940 \u090f\u0936\u093f\u092f\u093e <\/b><span style=\"font-weight: 400;\">\u092e\u0947\u0902 \u0915\u093f\u090f \u0917\u090f \u092a\u094d\u0930\u092f\u093e\u0938\u094b\u0902 \u0915\u0947 \u0938\u092e\u093e\u0928 <\/span><b>\u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d\u093e\u0902\u0936 \u0915\u094b \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0902<\/b><span style=\"font-weight: 400;\">\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0938\u094d\u091f\u0948\u0902\u0921-\u0905\u092a \u0907\u0902\u0921\u093f\u092f\u093e \u092f\u094b\u091c\u0928\u093e, <\/b><span style=\"font-weight: 400;\">\u092e\u0939\u093f\u0932\u093e \u0909\u0926\u094d\u092f\u092e\u093f\u0924\u093e \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0924\u0940 \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span style=\"font-size: 18pt;\"><b>\u0907\u0938 \u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f<\/b> <b>\u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u0947 \u092e\u0947\u0902 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901<\/b><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0915\u0943\u0937\u093f \u092a\u0930 \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u0928\u093f\u0930\u094d\u092d\u0930\u0924\u093e: <\/b><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924 \u0915\u0947 \u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u0915\u093e \u090f\u0915 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0939\u093f\u0938\u094d\u0938\u093e \u0915\u0943\u0937\u093f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0938\u0902\u0932\u0917\u094d\u0928 \u0939\u0948, <\/span><b>\u091c\u093f\u0938\u0938\u0947 \u0907\u0938\u0915\u0940 \u0909\u0924\u094d\u092a\u093e\u0926\u0915\u0924\u093e \u0938\u0940\u092e\u093f\u0924 \u0939\u094b \u0930\u0939\u0940 \u0939\u0948<\/b><span style=\"font-weight: 400;\">\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924 \u0915\u093e \u0932\u0917\u092d\u0917 <\/span><b>46% \u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u0915\u0943\u0937\u093f \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f\u0930\u0924 \u0939\u0948\u0964<\/b><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0905\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0901\u091a\u093e: <\/b><span style=\"font-weight: 400;\">\u0905\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 <\/span><b>\u0936\u093f\u0915\u094d\u0937\u093e <\/b><span style=\"font-weight: 400;\">\u0914\u0930 <\/span><b>\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0947\u0935\u093e<\/b> <b>\u0935\u094d\u092f\u092f <\/b><span style=\"font-weight: 400;\">\u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u0915\u0940 \u0909\u0924\u094d\u092a\u093e\u0926\u0915\u0924\u093e \u0924\u0925\u093e \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u0940 \u0915\u094b \u0938\u0940\u092e\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0938\u092e\u0917\u094d\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u092d\u093e\u0930\u0924 \u0905\u092a\u0928\u0947 \u0938\u0915\u0932 \u0918\u0930\u0947\u0932\u0942 \u0909\u0924\u094d\u092a\u093e\u0926 \u0915\u093e <\/b><span style=\"font-weight: 400;\">\u0915\u0947\u0935\u0932 1.3% \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0947\u0935\u093e \u092a\u0930 \u0916\u0930\u094d\u091a \u0915\u0930\u0924\u093e \u0939\u0948, <\/span><b>\u091c\u094b \u0935\u0930\u094d\u0937 2022 \u092e\u0947\u0902 \u091a\u0940\u0928 \u0915\u0947 7% <\/b><span style=\"font-weight: 400;\">\u0938\u0947 \u0915\u093e\u092b\u0940 \u0915\u092e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0906\u092f \u0905\u0938\u092e\u093e\u0928\u0924\u093e \u0914\u0930 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0905\u0938\u092e\u093e\u0928\u0924\u093e\u090f\u0901: <\/b><span style=\"font-weight: 400;\">\u0905\u0938\u092e\u093e\u0928 \u0935\u093f\u0915\u093e\u0938 \u0914\u0930 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0906\u092f \u0905\u0938\u092e\u093e\u0928\u0924\u093e\u090f\u0901 <\/span><b>\u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u092e\u093e\u0935\u0947\u0936\u093f\u0924\u093e \u0915\u094b \u0938\u0940\u092e\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964\u00a0<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f:<\/b><span style=\"font-weight: 400;\"> \u092d\u093e\u0930\u0924 \u0915\u0947 \u0915\u0941\u091b \u0930\u093e\u091c\u094d\u092f\u094b\u0902 \u092e\u0947\u0902 <\/span><b>\u092a\u094d\u0930\u0924\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0906\u092f, <\/b><span style=\"font-weight: 400;\">\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0914\u0938\u0924 \u0938\u0947 \u0915\u093e\u092b\u0940 \u0915\u092e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li><b>\u092a\u094d\u0930\u0936\u093e\u0938\u0928\u093f\u0915<\/b> <b>\u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u092c\u093e\u0927\u093e\u090f\u0901: \u092a\u094d\u0930\u0936\u093e\u0938\u0928\u093f\u0915<\/b> <b>\u091c\u0921\u093c\u0924\u093e <\/b><span style=\"font-weight: 400;\">\u0914\u0930 \u0930\u093e\u091c\u094d\u092f\u094b\u0902 \u092e\u0947\u0902 <\/span><b>\u0905\u0938\u0902\u0917\u0924 \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0905\u0928\u0941\u092c\u0902\u0927\u094b\u0902 \u0915\u093e \u0915\u094d\u0930\u093f\u092f\u093e\u0928\u094d\u0935\u092f\u0928 <\/b><span style=\"font-weight: 400;\">\u0905\u091a\u094d\u091b\u0947 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0928\u0939\u0940\u0902 \u0939\u094b \u092a\u093e\u0924\u093e<\/span> <span style=\"font-weight: 400;\">\u0939\u0948<\/span><b> \u0914\u0930 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0932\u093e\u0917\u0924 <\/b><span style=\"font-weight: 400;\">\u092d\u0940 <\/span><b>\u092c\u0922\u093c<\/b> <b>\u091c\u093e\u0924\u0940<\/b> <b>\u0939\u0948\u0964<\/b>\n<ul>\n<li><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">\u0908\u091c \u0911\u092b \u0921\u0942\u0907\u0902\u0917 \u092c\u093f\u091c\u0928\u0947\u0938 \u0930\u0948\u0902\u0915\u093f\u0902\u0917 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926, <\/span><b>\u0935\u093f\u0936\u094d\u0935 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0906\u0901\u0915\u0921\u093c\u094b\u0902 \u0938\u0947 <\/b><span style=\"font-weight: 400;\">\u092a\u0924\u093e \u091a\u0932\u0924\u093e \u0939\u0948 \u0915\u093f \u092d\u093e\u0930\u0924 <\/span><b>\u0905\u0928\u0941\u092c\u0902\u0927\u094b\u0902 \u0915\u094b \u0932\u093e\u0917\u0942 \u0915\u0930\u0928\u0947 \u0915\u0947<\/b> <b>\u092e\u093e\u092e\u0932\u0947<\/b> <b>\u092e\u0947\u0902 \u0928\u093f\u091a\u0932\u0947 \u092a\u093e\u092f\u0926\u093e\u0928 \u092a\u0930 \u0939\u0948 <\/b><span style=\"font-weight: 400;\">, \u091c\u093f\u0938\u0915\u0947 \u092a\u0930\u093f\u0923\u093e\u092e\u0938\u094d\u0935\u0930\u0942\u092a \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u092e\u093e\u0927\u093e\u0928 \u092e\u0947\u0902 \u0926\u0947\u0930\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li><b>\u0935\u093f\u0926\u0947\u0936\u0940 \u0928\u093f\u0935\u0947\u0936 \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0940\u092e\u093e\u090f\u0901: \u0928\u0940\u0924\u093f\u0917\u0924 \u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e <\/b><span style=\"font-weight: 400;\">\u0914\u0930 <\/span><b>\u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e \u0938\u0902\u092c\u0902\u0927\u0940 <\/b><span style=\"font-weight: 400;\">\u091a\u093f\u0902\u0924\u093e\u090f\u0901 \u0935\u093f\u0926\u0947\u0936\u0940 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u0930\u094b\u0915\u0924\u0940 \u0939\u0948\u0902, \u091c\u092c\u0915\u093f \u0915\u0941\u091b \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u0926\u0947\u0936\u0940 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927, \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093f\u0926\u0947\u0936\u0940 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0906\u0915\u0930\u094d\u0937\u0923 \u0915\u094b \u0914\u0930 \u0905\u0927\u093f\u0915 \u0938\u0940\u092e\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964\u00a0<\/span>\n<ul>\n<li><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0916\u0941\u0926\u0930\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930 <\/b><span style=\"font-weight: 400;\">\u092e\u0947\u0902, \u091c\u091f\u093f\u0932 FDI \u0928\u093f\u092f\u092e \u0915\u0908 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u094b \u092e\u091c\u092c\u0942\u0924\u0940 \u0938\u0947\u00a0 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0939\u094b\u0928\u0947 \u0938\u0947 \u0930\u094b\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span class=\"vc_button\"><a href=\"https:\/\/store.pw.live\/govt-entrance-exams\/upsc-books?utm_source=SEO&#038;utm_medium=PW+Live&#038;utm_campaign=UPSC+CSE+Books\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Check Out UPSC CSE Books From PW Store<\/span><\/a><\/span><\/p>\n<h2><span style=\"font-size: 18pt;\"><b>\u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u093e \u0926\u094b\u0939\u0928 \u0915\u0930\u0928\u0947 \u0939\u0947\u0924\u0941<\/b> <b>\u0906\u0917\u0947 \u0915\u0940<\/b> <b>\u0930\u093e\u0939<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0936\u093f\u0915\u094d\u0937\u093e \u0914\u0930 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u0915\u0930\u0928\u093e: <\/b><span style=\"font-weight: 400;\">\u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e\u092a\u0942\u0930\u094d\u0923 <\/span><b>\u0936\u093f\u0915\u094d\u0937\u093e \u0914\u0930 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0947\u0935\u093e <\/b><span style=\"font-weight: 400;\">\u0909\u0924\u094d\u092a\u093e\u0926\u0915\u0924\u093e \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0938\u094d\u0935\u0938\u094d\u0925 \u0914\u0930 \u0915\u0941\u0936\u0932 \u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u092c\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f<\/b> <b>\u0936\u093f\u0915\u094d\u0937\u093e \u0928\u0940\u0924\u093f (NEP) 2020, \u0936\u093f\u0915\u094d\u0937\u0923 \u092a\u0930\u093f\u0923\u093e\u092e\u094b\u0902 \u0914\u0930 \u0930\u094b\u091c\u0917\u093e\u0930 \u0915\u094d\u0937\u092e\u0924\u093e \u092e\u0947\u0902 <\/b><span style=\"font-weight: 400;\">\u0938\u0941\u0927\u093e\u0930 \u092a\u0930 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u094b\u091c\u0917\u093e\u0930 \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0928\u093e: \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u094b\u091c\u0917\u093e\u0930 \u0915\u093e <\/b><span style=\"font-weight: 400;\">\u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0928\u094c\u0915\u0930\u0940 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0932\u093e\u092d \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 <\/span><b>\u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930\u0940 \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948<\/b><span style=\"font-weight: 400;\">\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">\u092a\u0947\u0902\u0936\u0928 \u0915\u0935\u0930\u0947\u091c \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0940 <\/span><b>EPFO<\/b> <b>\u092a\u0939\u0932 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0930\u094b\u091c\u0917\u093e\u0930 \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948 <\/b><span style=\"font-weight: 400;\">\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0909\u0926\u094d\u092f\u092e\u0936\u0940\u0932\u0924\u093e \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e: \u0938\u094d\u091f\u093e\u0930\u094d\u091f\u0905\u092a \u0914\u0930 MSME \u0915\u094b <\/b><span style=\"font-weight: 400;\">\u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0938\u0947 \u0935\u093f\u0935\u093f\u0927 \u0930\u094b\u091c\u0917\u093e\u0930 \u0905\u0935\u0938\u0930 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 <\/span><b>\u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948<\/b><span style=\"font-weight: 400;\">\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0938\u094d\u091f\u093e\u0930\u094d\u091f\u0905\u092a<\/b> <b>\u0907\u0902\u0921\u093f\u092f\u093e \u092f\u094b\u091c\u0928\u093e \u0928\u0947 50,000 <\/b><span style=\"font-weight: 400;\">\u0938\u0947 \u0905\u0927\u093f\u0915 \u0938\u094d\u091f\u093e\u0930\u094d\u091f\u0905\u092a \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u0915\u093f\u092f\u093e \u0939\u0948, \u091c\u094b \u090f\u0915 <\/span><b>\u0909\u0926\u094d\u092f\u092e\u0936\u0940\u0932 \u092a\u093e\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u0915\u0940 \u0924\u0902\u0924\u094d\u0930 \u0915\u093e \u092a\u0915\u094d\u0937\u0927\u0930 \u0939\u0948\u0964<\/b><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u0935\u093f\u0915\u093e\u0938 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u093e: \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0905\u0938\u092e\u093e\u0928\u0924\u093e\u0913\u0902 \u0915\u094b <\/b><span style=\"font-weight: 400;\">\u0915\u092e \u0915\u0930\u0928\u0947 \u0914\u0930 \u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0938\u0947 \u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d\u093e\u0902\u0936 \u0915\u0947 \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u094b \u0905\u0927\u093f\u0915\u0924\u092e \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u0906\u0915\u093e\u0902\u0915\u094d\u0937\u0940<\/b> <b>\u091c\u093f\u0932\u093e \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e \u0905\u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u094b <\/b><span style=\"font-weight: 400;\">\u0932\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f <\/span><b>\u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0935\u093f\u0915\u093e\u0938 \u0939\u0948\u0964<\/b><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u0914\u0930 \u0928\u0935\u093e\u091a\u093e\u0930 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936: \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u0914\u0930 \u0935\u093f\u0915\u093e\u0938 <\/b><span style=\"font-weight: 400;\">\u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0938\u0947 <\/span><b>\u091c\u094d\u091e\u093e\u0928 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u093e <\/b><span style=\"font-weight: 400;\">\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964\u00a0<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924 \u0915\u093e <\/span><b>\u0905\u091f\u0932 \u0928\u0935\u093e\u091a\u093e\u0930 \u092e\u093f\u0936\u0928 <\/b><span style=\"font-weight: 400;\">\u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f <\/span><b>\u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u0902\u0927\u093e\u0930\u0923\u0940\u092f<\/b> <b>\u0935\u093f\u0915\u093e\u0938 \u0939\u0948 <\/b><span style=\"font-weight: 400;\">\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924<\/span> <span style=\"font-weight: 400;\">\u0915\u093e<\/span> <span style=\"font-weight: 400;\">\u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d\u093e\u0902\u0936<\/span><b>, \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 <\/b><span style=\"font-weight: 400;\">\u0939\u0947\u0924\u0941 \u0905\u092a\u093e\u0930 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u090f\u0901 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948 , \u092c\u0936\u0930\u094d\u0924\u0947 \u0938\u0939\u0940 \u0928\u0940\u0924\u093f\u092f\u093e\u0901 \u0932\u093e\u0917\u0942 \u0915\u0940 \u091c\u093e\u090f\u0901\u0964 <\/span><b>\u0936\u093f\u0915\u094d\u0937\u093e, \u0915\u094c\u0936\u0932 \u0935\u093f\u0915\u093e\u0938 \u0914\u0930 \u0914\u0926\u094d\u092f\u094b\u0917\u093f\u0915 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u092e\u0947\u0902 \u0930\u0923\u0928\u0940\u0924\u093f\u0915 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0938\u093e\u0925<\/b><span style=\"font-weight: 400;\">, \u092d\u093e\u0930\u0924 \u0905\u092a\u0928\u0947 \u092a\u0942\u0930\u094d\u0923 \u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948, <\/span><b>\u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u0914\u0930 \u0938\u0924\u0924\u094d \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u0938\u0941\u0917\u092e \u092c\u0928\u093e \u0938\u0915\u0924\u093e \u0939\u0948 <\/b><span style=\"font-weight: 400;\">\u0914\u0930 \u0935\u0930\u094d\u0937 2047 \u0924\u0915 \u0935\u093f\u0915\u0938\u093f\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u0915\u093e \u0926\u0930\u094d\u091c\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n<div class=\"vc_table_green\"><\/p>\n<table style=\"width: 100.043%;\">\n<tbody>\n<tr>\n<td style=\"width: 130.811%; text-align: center; border-style: solid; border-color: #000000;\" colspan=\"2\"><span style=\"font-size: 18pt;\"><b>Must Read<\/b><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50.5357%; text-align: center; border-style: solid; border-color: #000000;\"><a href=\"https:\/\/pwonlyias.com\/stage\/editorial-analysis\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">UPSC Daily Editorials<\/span><\/a><\/td>\n<td style=\"width: 80.2753%; text-align: center; border-style: solid; border-color: #000000;\"><a href=\"https:\/\/pwonlyias.com\/stage\/daily-current-affairs\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">UPSC Daily Current Affairs<\/span><\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50.5357%; text-align: center; border-style: solid; border-color: #000000;\"><a href=\"https:\/\/store.pw.live\/govt-entrance-exams\/upsc-books\/upsc-textbooks?utm_source=SEO&#038;utm_medium=PW+Live&#038;utm_campaign=UPSC+Textbooks\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Check Out UPSC NCERT Textbooks From PW Store<\/span><\/a><\/td>\n<td style=\"width: 80.2753%; text-align: center; border-style: solid; border-color: #000000;\"><a href=\"https:\/\/store.pw.live\/govt-entrance-exams\/upsc-books\/upsc-modules?utm_source=SEO&#038;utm_medium=PW+Live&#038;utm_campaign=UPSC+Modules\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Check Out UPSC Modules From PW Store<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50.5357%; text-align: center; border-style: solid; border-color: #000000;\"><a href=\"https:\/\/store.pw.live\/govt-entrance-exams\/upsc-books\/upsc-previous-year-papers?utm_source=SEO&#038;utm_medium=PW+Live&#038;utm_campaign=UPSC+Previous+Year+Papers\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Check Out Previous Years Papers From PW Store<\/span><\/a><\/td>\n<td style=\"width: 80.2753%; text-align: center; border-style: solid; border-color: #000000;\"><a href=\"https:\/\/pwonlyias.com\/stage\/upsc-test-series-courses\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">UPSC Test Series 2024<\/span><\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50.5357%; text-align: center; border-style: solid; border-color: #000000;\"><a href=\"https:\/\/pwonlyias.com\/stage\/quiz\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Daily Current Affairs Quiz<\/span><\/a><\/td>\n<td style=\"width: 80.2753%; text-align: center; border-style: solid; border-color: #000000;\"><a href=\"https:\/\/pwonlyias.com\/stage\/mains-answer-writing\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Daily Main Answer Writing<\/span><\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 130.811%; text-align: center; border-style: solid; border-color: #000000;\" colspan=\"2\"><a href=\"https:\/\/store.pw.live\/govt-entrance-exams\/upsc-books?utm_source=SEO&#038;utm_medium=PW+Live&#038;utm_campaign=UPSC+CSE+Books\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Check Out UPSC CSE Books From PW Store<\/span><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u092a\u094d\u0930\u0936\u094d\u0928 \u0915\u0940 \u092e\u0941\u0916\u094d\u092f \u092e\u093e\u0901\u0917 \u092d\u093e\u0930\u0924 \u0915\u0947 \u091c\u0928\u0938\u093e\u0902\u0916\u094d\u092f\u093f\u0915\u0940\u092f \u0932\u093e\u092d\u093e\u0902\u0936 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0905\u0935\u0938\u0930\u094b\u0902 \u0915\u0940 \u0930\u0942\u092a\u0930\u0947\u0916\u093e \u0932\u093f\u0916\u093f\u090f\u0964 \u0909\u0928 \u0915\u093e\u0930\u0923\u094b\u0902 \u092a\u0930 \u091a\u0930\u094d\u091a\u093e \u0915\u0940\u091c\u093f\u090f \u0915\u093f \u0915\u094d\u092f\u094b\u0902 \u092c\u0921\u093c\u0940 \u0915\u093e\u0930\u094d\u092f\u0936\u0940\u0932 \u0906\u092f\u0941 \u0935\u093e\u0932\u0940 \u091c\u0928\u0938\u0902\u0916\u094d\u092f\u093e \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u092d\u093e\u0930\u0924 \u0915\u0947 \u092a\u094d\u0930\u091c\u0928\u0928 \u0926\u0930 \u092e\u0947\u0902 \u0917\u093f\u0930\u093e\u0935\u091f \u0906 \u0930\u0939\u0940 \u0939\u0948 \u0914\u0930 \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901 \u0906 \u0930\u0939\u0940 \u0939\u0948\u0902\u0964 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0906\u092c\u093e\u0926\u0940 \u0915\u0947 \u0935\u0943\u0926\u094d\u0927 \u0939\u094b\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u092d\u093e\u0930\u0924 \u0915\u0940 \u0907\u0938&hellip; <a class=\"more-link\" href=\"https:\/\/pwonlyias.com\/stage\/mains-answer-writing\/indias-demographic-dividend-presents-both-opportunities-and-challenges\">Continue reading <span class=\"screen-reader-text\">India&#8217;s demographic dividend presents both opportunities and challenges. Despite having a large working-age population, the country faces declining fertility rates and manufacturing sector struggles. Critically analyze the measures needed to leverage this demographic advantage before India grows old while comparing it with China&#8217;s development trajectory. in hindi<\/span><\/a><\/p>\n","protected":false},"author":11,"featured_media":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"paper-wise":[2089],"subject":[2100],"acf":[],"_links":{"self":[{"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/mains-answer-writing\/142113"}],"collection":[{"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/mains-answer-writing"}],"about":[{"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/types\/mains-answer-writing"}],"author":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/comments?post=142113"}],"version-history":[{"count":4,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/mains-answer-writing\/142113\/revisions"}],"predecessor-version":[{"id":142413,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/mains-answer-writing\/142113\/revisions\/142413"}],"wp:attachment":[{"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/media?parent=142113"}],"wp:term":[{"taxonomy":"paper-wise","embeddable":true,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/paper-wise?post=142113"},{"taxonomy":"subject","embeddable":true,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/subject?post=142113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}