{"id":144919,"date":"2024-11-29T13:55:14","date_gmt":"2024-11-29T08:25:14","guid":{"rendered":"https:\/\/pwonlyias.com\/stage\/?post_type=mains-answer-writing&#038;p=144919"},"modified":"2024-11-30T19:51:27","modified_gmt":"2024-11-30T14:21:27","slug":"dbt-schemes-aim-to-enhance-social-welfare","status":"publish","type":"mains-answer-writing","link":"https:\/\/pwonlyias.com\/stage\/mains-answer-writing\/dbt-schemes-aim-to-enhance-social-welfare","title":{"rendered":"&#8220;Direct Benefit Transfer (DBT) schemes aim to enhance social welfare but face criticism as election-time initiatives.&#8221; Discuss the efficacy of DBTs in achieving long-term social welfare objectives in India. in hindi"},"content":{"rendered":"<table style=\"width: 99.8971%;\">\n<tbody>\n<tr>\n<td style=\"width: 100%;\">\n<h3><span style=\"font-size: 16pt;\"><b>\u092a\u094d\u0930\u0936\u094d\u0928 \u0915\u0940 \u092e\u0941\u0916\u094d\u092f \u092e\u093e\u0902\u0917<\/b><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0938\u092e\u091d\u093e\u0907\u090f \u0915\u093f \u0915\u0948\u0938\u0947 \u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0932\u093e\u092d \u0905\u0902\u0924\u0930\u0923 (DBT) \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0915\u0932\u094d\u092f\u093e\u0923 \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u093e \u0939\u0948 \u0932\u0947\u0915\u093f\u0928 \u091a\u0941\u0928\u093e\u0935 \u0915\u0947 \u0938\u092e\u092f \u0915\u0940 \u092a\u0939\u0932 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0909\u0928\u094d\u0939\u0947\u0902 \u0906\u0932\u094b\u091a\u0928\u093e \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0915\u0932\u094d\u092f\u093e\u0923 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 DBT \u0915\u0940 \u092a\u094d\u0930\u092d\u093e\u0935\u0915\u093e\u0930\u093f\u0924\u093e \u092a\u0930 \u091a\u0930\u094d\u091a\u093e \u0915\u0940\u091c\u093f\u092f\u0947\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0915\u0932\u094d\u092f\u093e\u0923 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 DBT \u0915\u0940 \u091a\u093f\u0902\u0924\u093e\u0913\u0902 \u0915\u0940 \u091c\u093e\u0901\u091a \u0915\u0940\u091c\u093f\u092f\u0947\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0906\u0917\u0947 \u0915\u0940 \u0930\u093e\u0939 \u0932\u093f\u0916\u093f\u090f \u0964<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-size: 18pt;\"><b>\u0909\u0924\u094d\u0924\u0930<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0932\u093e\u092d \u0905\u0902\u0924\u0930\u0923 (DBT) \u090f\u0915 \u0910\u0938\u0940 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0939\u0948 \u091c\u0939\u093e\u0901 \u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u092c\u094d\u0938\u093f\u0921\u0940, \u0915\u0932\u094d\u092f\u093e\u0923\u0915\u093e\u0930\u0940 \u0932\u093e\u092d \u090f\u0935\u0902 \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u0940\u0927\u0947 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u093f\u092f\u094b\u0902 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u092c\u093f\u091a\u094c\u0932\u093f\u092f\u094b\u0902 \u0915\u094b \u0916\u0924\u094d\u092e \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0932\u094d\u092f\u093e\u0923\u0915\u093e\u0930\u0940 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e\u094b\u0902 \u0915\u0940 \u0926\u0915\u094d\u0937\u0924\u093e \u092c\u0922\u093c\u093e\u0928\u093e, \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u093f\u0924\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0924\u0925\u093e \u0930\u093f\u0938\u093e\u0935 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0907\u0938\u0947 \u0930\u093e\u091c\u0928\u0940\u0924\u093f \u0938\u0947 \u092a\u094d\u0930\u0947\u0930\u093f\u0924 \u0939\u094b\u0928\u0947 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0906\u0932\u094b\u091a\u0928\u093e \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u091a\u0941\u0928\u093e\u0935 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928\u0964<\/span><\/p>\n<p style=\"text-align: center;\"><span class=\"vc_button\"><a href=\"https:\/\/www.pw.live\/batches\/upsc?utm_source=seo+upsc+batch&#038;utm_medium=seo+upsc&#038;utm_campaign=seo&#038;utm_id=upsc\" target=\"_blank\" rel=\"noopener\">Enroll now for UPSC Online Course<\/a><\/span><\/p>\n<h2><span style=\"font-size: 18pt;\"><b>\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0932\u093e\u092d \u0905\u0902\u0924\u0930\u0923 (DBT) \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0915\u0932\u094d\u092f\u093e\u0923 \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u091a\u0941\u0928\u093e\u0935 \u0915\u0947 \u0938\u092e\u092f \u0915\u0940 \u092a\u0939\u0932 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0907\u0938\u0947 \u0906\u0932\u094b\u091a\u0928\u093e \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964<\/b><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0932\u093e\u092d\u094b\u0902 \u0915\u093e \u0915\u0941\u0936\u0932 \u0932\u0915\u094d\u0937\u094d\u092f\u0940\u0915\u0930\u0923:<\/b><span style=\"font-weight: 400;\"> DBT \u0938\u0940\u0927\u0947 \u0907\u091a\u094d\u091b\u093f\u0924 \u092a\u094d\u0930\u093e\u092a\u094d\u0924\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0932\u093e\u092d \u0932\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948, \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u0932\u094d\u092f\u093e\u0923\u0915\u093e\u0930\u0940 \u092f\u094b\u091c\u0928\u093e\u090f\u0901 \u0938\u0939\u0940 \u0932\u094b\u0917\u094b\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0947\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f:<\/b><span style=\"font-weight: 400;\"> PM-\u0915\u093f\u0938\u093e\u0928 \u092f\u094b\u091c\u0928\u093e, \u091c\u094b \u0915\u093f\u0938\u093e\u0928\u094b\u0902 \u0915\u094b \u0938\u0940\u0927\u0947 \u0906\u092f \u0938\u0939\u093e\u092f\u0924\u093e \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948, \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948 \u0915\u093f \u092c\u093f\u091a\u094c\u0932\u093f\u092f\u094b\u0902 \u0915\u094b \u0916\u0924\u094d\u092e \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u092a\u093e\u0924\u094d\u0930 \u0915\u093f\u0938\u093e\u0928\u094b\u0902 \u0915\u094b \u0938\u092c\u094d\u0938\u093f\u0921\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u091c\u093e\u090f\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092d\u094d\u0930\u0937\u094d\u091f\u093e\u091a\u093e\u0930 \u090f\u0935\u0902 \u0930\u093f\u0938\u093e\u0935 \u092e\u0947\u0902 \u0915\u092e\u0940:<\/b><span style=\"font-weight: 400;\"> \u092c\u093f\u091a\u094c\u0932\u093f\u092f\u094b\u0902 \u0915\u094b \u0926\u0930\u0915\u093f\u0928\u093e\u0930 \u0915\u0930\u0915\u0947, DBTs \u092d\u094d\u0930\u0937\u094d\u091f\u093e\u091a\u093e\u0930 \u090f\u0935\u0902 \u0930\u093f\u0938\u093e\u0935 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u0913\u0902 \u0915\u094b \u0915\u093e\u092b\u0940 \u0915\u092e \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0932\u093e\u092d \u0917\u0930\u0940\u092c\u094b\u0902 \u0924\u0925\u093e \u091c\u0930\u0942\u0930\u0924\u092e\u0902\u0926\u094b\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0947\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">34 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0930\u093e\u0936\u093f \u0915\u0947 DBTs \u0915\u0947 \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928 \u0938\u0947 \u0938\u0930\u0915\u093e\u0930 \u0915\u094b 2.7 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u092c\u091a\u0924 \u0939\u0941\u0908, \u091c\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0941\u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 DBT \u0915\u0940 \u0926\u0915\u094d\u0937\u0924\u093e \u0915\u094b \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0915\u0932\u094d\u092f\u093e\u0923 \u0915\u093e \u0930\u093e\u091c\u0928\u0940\u0924\u093f\u0915\u0930\u0923:<\/b><span style=\"font-weight: 400;\"> DBT \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u094b \u0915\u092d\u0940-\u0915\u092d\u0940 \u091a\u0941\u0928\u093e\u0935 \u0915\u0947 \u0938\u092e\u092f \u092e\u0924\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0909\u092a\u0915\u0930\u0923 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0938\u0930\u0915\u093e\u0930\u0947\u0902 \u091a\u0941\u0928\u093e\u0935\u094b\u0902 \u0938\u0947 \u0920\u0940\u0915 \u092a\u0939\u0932\u0947 \u092c\u0921\u093c\u0947 \u0915\u0932\u094d\u092f\u093e\u0923 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e \u0936\u0941\u0930\u0942 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u092b\u094b\u0915\u0938: <\/b><span style=\"font-weight: 400;\">\u0906\u0932\u094b\u091a\u0915\u094b\u0902 \u0915\u093e \u0924\u0930\u094d\u0915 \u0939\u0948 \u0915\u093f DBT \u092f\u094b\u091c\u0928\u093e\u090f\u0901 \u0905\u0915\u094d\u0938\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0915\u0932\u094d\u092f\u093e\u0923 \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u092c\u091c\u093e\u092f \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0930\u093e\u091c\u0928\u0940\u0924\u093f\u0915 \u092b\u094b\u0915\u0938 \u0915\u0947 \u0938\u093e\u0925 \u0932\u093e\u0917\u0942 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0938\u0902\u0930\u091a\u0928\u093e\u0924\u094d\u092e\u0915 \u092e\u0941\u0926\u094d\u0926\u094b\u0902 \u092a\u0930 \u0938\u0940\u092e\u093f\u0924 \u092a\u094d\u0930\u092d\u093e\u0935: <\/b><span style=\"font-weight: 400;\">\u0906\u0932\u094b\u091a\u0915\u094b\u0902 \u0915\u093e \u0926\u093e\u0935\u093e \u0939\u0948 \u0915\u093f DBT \u0917\u0930\u0940\u092c\u0940, \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930\u0940 \u092f\u093e \u0905\u0938\u092e\u093e\u0928\u0924\u093e \u091c\u0948\u0938\u0947 \u0905\u0902\u0924\u0930\u094d\u0928\u093f\u0939\u093f\u0924 \u0938\u0902\u0930\u091a\u0928\u093e\u0924\u094d\u092e\u0915 \u092e\u0941\u0926\u094d\u0926\u094b\u0902 \u0915\u094b \u0938\u0902\u092c\u094b\u0927\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948, \u091c\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923 \u0915\u0947 \u092c\u093e\u0926 \u092d\u0940 \u092c\u0928\u0947 \u0930\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f:<\/b><span style=\"font-weight: 400;\"> \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 DBT \u0915\u0947 \u0935\u094d\u092f\u093e\u092a\u0915 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926, \u092d\u093e\u0930\u0924 \u0915\u0947 \u0915\u0908 \u0939\u093f\u0938\u094d\u0938\u094b\u0902 \u092e\u0947\u0902 \u0915\u0941\u092a\u094b\u0937\u0923 \u090f\u0935\u0902 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0926\u0947\u0916\u092d\u093e\u0932 \u0915\u0940 \u0915\u092e\u0940 \u0932\u0917\u093e\u0924\u093e\u0930 \u0938\u092e\u0938\u094d\u092f\u093e \u092c\u0928\u0940 \u0939\u0941\u0908 \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span style=\"font-size: 18pt;\"><b>\u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u092e\u093e\u091c \u0915\u0932\u094d\u092f\u093e\u0923 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 DBTS \u0915\u0940 \u092a\u094d\u0930\u092d\u093e\u0935\u0915\u093e\u0930\u093f\u0924\u093e<\/b><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0915\u0941\u0936\u0932 \u0915\u0932\u094d\u092f\u093e\u0923 \u0935\u093f\u0924\u0930\u0923 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e: <\/b><span style=\"font-weight: 400;\">DBT \u092c\u093f\u091a\u094c\u0932\u093f\u092f\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930\u0924\u093e \u0915\u094b \u0915\u092e \u0915\u0930\u0924\u093e \u0939\u0948 \u090f\u0935\u0902 \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u0932\u094d\u092f\u093e\u0923 \u0928\u093f\u0927\u093f \u0938\u0940\u0927\u0947 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u093f\u092f\u094b\u0902 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a\u0947, \u091c\u093f\u0938\u0938\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0938\u0902\u0938\u093e\u0927\u0928\u094b\u0902 \u0915\u0947 \u0915\u0941\u0936\u0932 \u0909\u092a\u092f\u094b\u0917 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u092e\u093f\u0932\u0947\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">DBT-\u0906\u0927\u093e\u0930\u093f\u0924 LPG \u0938\u092c\u094d\u0938\u093f\u0921\u0940 \u092f\u094b\u091c\u0928\u093e \u0928\u0947 \u0908\u0902\u0927\u0928 \u0938\u092c\u094d\u0938\u093f\u0921\u0940 \u092e\u0947\u0902 \u0926\u0947\u0930\u0940 \u0915\u094b \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930 \u0926\u093f\u092f\u093e, \u091c\u093f\u0938\u0938\u0947 \u0917\u0930\u0940\u092c \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u094b \u0938\u092e\u092f \u092a\u0930 \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923 \u0938\u0947 \u0938\u0940\u0927\u0947 \u0932\u093e\u092d \u0939\u0941\u0906\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0928\u093e: <\/b><span style=\"font-weight: 400;\">\u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u094b \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0916\u094b\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0915\u0947, DBT \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u090f\u0935\u0902 \u0938\u0936\u0915\u094d\u0924\u093f\u0915\u0930\u0923 \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">\u091c\u0928 \u0927\u0928 \u092f\u094b\u091c\u0928\u093e \u0928\u0947 53 \u0915\u0930\u094b\u0921\u093c \u0938\u0947 \u0905\u0927\u093f\u0915 \u0916\u093e\u0924\u0947 \u0916\u094b\u0932\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u090f\u0901 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u090f\u0935\u0902 \u0936\u0939\u0930\u0940 \u0906\u092c\u093e\u0926\u0940 \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915 \u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u092c\u0928 \u0917\u0908 \u0939\u0948\u0902\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e:<\/b><span style=\"font-weight: 400;\"> DBT \u0939\u093e\u0936\u093f\u090f \u092a\u0930 \u0930\u0939\u0928\u0947 \u0935\u093e\u0932\u0947 \u0938\u092e\u0942\u0939\u094b\u0902 \u0915\u0947 \u0915\u0932\u094d\u092f\u093e\u0923 \u0915\u094b \u0932\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u0947, \u091c\u0930\u0942\u0930\u0924\u092e\u0902\u0926 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0926\u0947\u0916\u092d\u093e\u0932, \u0936\u093f\u0915\u094d\u0937\u093e \u090f\u0935\u0902 \u0906\u0935\u093e\u0938 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0906\u0935\u093e\u0938 \u092f\u094b\u091c\u0928\u093e (PMAY) <\/b><span style=\"font-weight: 400;\">\u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0915\u092e\u091c\u094b\u0930 \u0935\u0930\u094d\u0917\u094b\u0902 \u0915\u094b \u0932\u093e\u092d \u092a\u0939\u0941\u0902\u091a\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092b\u093e\u092f\u0924\u0940 \u0906\u0935\u093e\u0938 \u0915\u0947 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0947 \u0932\u093f\u090f \u0938\u0940\u0927\u0947 \u0927\u0928 \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f DBT \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938:<\/b><span style=\"font-weight: 400;\"> DBT \u0938\u0930\u0915\u093e\u0930\u0940 \u0935\u093f\u092d\u093e\u0917\u094b\u0902 \u092a\u0930 \u092c\u094b\u091d \u0915\u094b \u0915\u092e \u0915\u0930\u0924\u093e \u0939\u0948 \u090f\u0935\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0927\u0928 \u0915\u093e \u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u0925\u093e \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u0909\u092a\u092f\u094b\u0917 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0947 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u090f\u0935\u0902 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u092e\u0947\u0902 \u092a\u0941\u0928\u0930\u094d\u0928\u093f\u0935\u0947\u0936 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u092e\u0939\u093e\u0924\u094d\u092e\u093e \u0917\u093e\u0902\u0927\u0940 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0930\u094b\u091c\u0917\u093e\u0930 \u0917\u093e\u0930\u0902\u091f\u0940 \u0905\u0927\u093f\u0928\u093f\u092f\u092e (MGNREGA)<\/b><span style=\"font-weight: 400;\"> \u091c\u0948\u0938\u0940 DBT-\u0906\u0927\u093e\u0930\u093f\u0924 \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0928\u0947 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0906\u092f \u090f\u0935\u0902 \u0930\u094b\u091c\u0917\u093e\u0930 \u092c\u0922\u093c\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0940 \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span style=\"font-size: 18pt;\"><b>\u091a\u093f\u0902\u0924\u093e\u090f\u0901<\/b><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092c\u0939\u093f\u0937\u094d\u0915\u0930\u0923 \u0924\u094d\u0930\u0941\u091f\u093f\u092f\u093e\u0901: <\/b><span style=\"font-weight: 400;\">DBT \u0915\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u092c\u0939\u093f\u0937\u094d\u0915\u0930\u0923 \u0924\u094d\u0930\u0941\u091f\u093f\u092f\u093e\u0902 \u0939\u0948\u0902, \u091c\u0939\u093e\u0902 \u0917\u0932\u0924 \u0921\u0947\u091f\u093e \u092f\u093e \u0916\u0930\u093e\u092c \u0932\u0915\u094d\u0937\u094d\u092f\u0940\u0915\u0930\u0923 \u0915\u0947 \u0915\u093e\u0930\u0923 \u092a\u093e\u0924\u094d\u0930 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u093f\u092f\u094b\u0902 \u0915\u094b \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0901\u091a\u0947 \u0915\u0940 \u0938\u0940\u092e\u093e\u090f\u0901: <\/b><span style=\"font-weight: 400;\">\u0915\u0908 \u0926\u0942\u0930\u0926\u0930\u093e\u091c \u0915\u0947 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0905\u092d\u0940 \u092d\u0940 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0901\u091a\u0947 \u0915\u093e \u0905\u092d\u093e\u0935 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f DBT \u0932\u093e\u092d\u094b\u0902 \u0924\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0922\u0902\u0917 \u0938\u0947 \u092a\u0939\u0941\u0901\u091a\u0928\u093e \u092e\u0941\u0936\u094d\u0915\u093f\u0932 \u0939\u094b \u0917\u092f\u093e \u0939\u0948\u0964<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0905\u0928\u092a\u0947\u0915\u094d\u0937\u093f\u0924 \u0935\u094d\u092f\u0935\u0927\u093e\u0928:<\/b><span style=\"font-weight: 400;\"> DBT \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0928\u0947 \u0909\u0928 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0935\u094d\u092f\u0935\u0927\u093e\u0928 \u092a\u0948\u0926\u093e \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948 \u091c\u094b \u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u093f\u0938\u094d\u091f\u092e \u0938\u0947 \u092a\u0930\u093f\u091a\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0932\u093e\u092d \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923 \u092e\u0947\u0902 \u0926\u0947\u0930\u0940 \u0939\u0941\u0908 \u0939\u0948\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">\u0909\u091c\u094d\u091c\u094d\u0935\u0932\u093e \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0924\u0939\u0924 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092e\u0939\u093f\u0932\u093e\u0913\u0902 \u0915\u094b DBT \u0915\u0947 \u0936\u0941\u0930\u0941\u0906\u0924\u0940 \u0930\u094b\u0932\u0906\u0909\u091f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092e\u0941\u0926\u094d\u0926\u094b\u0902 \u0915\u0947 \u0915\u093e\u0930\u0923 LPG \u0938\u092c\u094d\u0938\u093f\u0921\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u093e\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0932\u093e\u092d: <\/b><span style=\"font-weight: 400;\">\u091c\u092c\u0915\u093f DBT \u0924\u0924\u094d\u0915\u093e\u0932 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0930\u093e\u0939\u0924 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u092f\u0939 \u0906\u0935\u0936\u094d\u092f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0928\u094c\u0915\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u0915\u092e\u0940, \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e\u092a\u0942\u0930\u094d\u0923 \u0936\u093f\u0915\u094d\u0937\u093e \u092f\u093e \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0926\u0947\u0916\u092d\u093e\u0932 \u091c\u0948\u0938\u0947 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u0902\u0930\u091a\u0928\u093e\u0924\u094d\u092e\u0915 \u092e\u0941\u0926\u094d\u0926\u094b\u0902 \u0915\u094b \u0938\u0902\u092c\u094b\u0927\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">PM-\u0915\u093f\u0938\u093e\u0928 \u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0906\u092f \u0938\u0939\u093e\u092f\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092f\u0939 \u092d\u0942\u092e\u093f \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u092f\u093e \u0915\u0943\u0937\u093f \u0938\u0902\u0915\u091f \u0915\u0940 \u092e\u0942\u0932 \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u0915\u093e \u0938\u092e\u093e\u0927\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span class=\"vc_button\"><a href=\"https:\/\/store.pw.live\/govt-entrance-exams\/upsc-books?utm_source=SEO&#038;utm_medium=PW+Live&#038;utm_campaign=UPSC+CSE+Books\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Check Out UPSC CSE Books From PW Store<\/span><\/a><\/span><\/p>\n<h2><span style=\"font-size: 18pt;\"><b>\u0906\u0917\u0947 \u0915\u0940 \u0930\u093e\u0939<\/b><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u092c\u0947\u0939\u0924\u0930 \u0921\u0947\u091f\u093e \u0938\u0924\u094d\u092f\u093e\u092a\u0928:<\/b><span style=\"font-weight: 400;\"> \u0938\u091f\u0940\u0915 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u0940 \u0921\u0947\u091f\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u090f\u0935\u0902 \u092a\u0939\u091a\u093e\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u0938\u0941\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093f\u0924 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092c\u0939\u093f\u0937\u094d\u0915\u0930\u0923 \u0924\u094d\u0930\u0941\u091f\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0915\u092e\u0940 \u0906\u090f\u0917\u0940 \u0924\u0925\u093e \u0932\u093e\u092d\u094b\u0902 \u0915\u0947 \u0932\u0915\u094d\u0937\u094d\u092f\u0940\u0915\u0930\u0923 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u094b\u0917\u0940\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f:<\/b><span style=\"font-weight: 400;\"> \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0906\u0927\u093e\u0930-\u0906\u0927\u093e\u0930\u093f\u0924 \u092a\u0939\u091a\u093e\u0928 \u0915\u094b \u0932\u093e\u0917\u0942 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092c\u0947\u0939\u0924\u0930 \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u093e: <\/b><span style=\"font-weight: 400;\">\u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u092c\u0922\u093c\u093e\u0928\u0947 \u090f\u0935\u0902 \u0926\u0942\u0930\u0926\u0930\u093e\u091c \u0915\u0947 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0902\u091a\u0947 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0938\u0947 DBT \u092f\u094b\u091c\u0928\u093e\u090f\u0901 \u0939\u093e\u0936\u093f\u090f \u092a\u0930 \u0930\u0939\u0928\u0947 \u0935\u093e\u0932\u0940 \u0906\u092c\u093e\u0926\u0940 \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915 \u0938\u0941\u0932\u092d \u0939\u094b \u091c\u093e\u090f\u0901\u0917\u0940\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">\u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u092e\u094b\u092c\u093e\u0907\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u090f\u0901 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u090f\u0935\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u0930\u0928\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u093f\u092d\u093e\u091c\u0928 \u0915\u094b \u092a\u093e\u091f\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u0902\u0930\u091a\u0928\u093e\u0924\u094d\u092e\u0915 \u0938\u0941\u0927\u093e\u0930:<\/b><span style=\"font-weight: 400;\"> DBT \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925, \u092d\u0942\u092e\u093f \u0938\u0941\u0927\u093e\u0930, \u0936\u093f\u0915\u094d\u0937\u093e \u090f\u0935\u0902 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0926\u0947\u0916\u092d\u093e\u0932 \u091c\u0948\u0938\u0947 \u0938\u0902\u0930\u091a\u0928\u093e\u0924\u094d\u092e\u0915 \u092e\u0941\u0926\u094d\u0926\u094b\u0902 \u0915\u094b \u0938\u0902\u092c\u094b\u0927\u093f\u0924 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0938\u0924\u0924 \u0935\u093f\u0915\u093e\u0938 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b\u0917\u093e\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: <\/b><span style=\"font-weight: 400;\">DBT \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u094b \u0930\u094b\u091c\u0917\u093e\u0930 \u0938\u0943\u091c\u0928 \u092a\u0939\u0932 \u0938\u0947 \u091c\u094b\u0921\u093c\u0928\u0947 \u0938\u0947 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u093e\u092e\u093e\u091c\u093f\u0915-\u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092e\u093f\u0932\u0947\u0917\u0940\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u0928\u093f\u092f\u092e\u093f\u0924 \u0932\u0947\u0916\u093e\u092a\u0930\u0940\u0915\u094d\u0937\u093e \u090f\u0935\u0902 \u0928\u093f\u0917\u0930\u093e\u0928\u0940:<\/b><span style=\"font-weight: 400;\"> \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0915\u093f DBT \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u093e \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0932\u0947\u0916\u093e\u092a\u0930\u0940\u0915\u094d\u0937\u093e \u090f\u0935\u0902 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948, \u0935\u093f\u0932\u0902\u092c\u093f\u0924 \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u0923 \u0924\u0925\u093e \u092d\u094d\u0930\u0937\u094d\u091f\u093e\u091a\u093e\u0930 \u091c\u0948\u0938\u0947 \u092e\u0941\u0926\u094d\u0926\u094b\u0902 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0930\u0928\u0947 \u090f\u0935\u0902 \u0909\u0928\u094d\u0939\u0947\u0902 \u0938\u0941\u0927\u093e\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932\u0947\u0917\u0940\u0964<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f:<\/b><span style=\"font-weight: 400;\"> \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0915 \u090f\u0935\u0902 \u092e\u0939\u093e\u0932\u0947\u0916\u093e \u092a\u0930\u0940\u0915\u094d\u0937\u0915 \u091c\u0948\u0938\u0947 \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0928\u093f\u0915\u093e\u092f \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 DBT \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u0940 \u092a\u094d\u0930\u092d\u093e\u0935\u0936\u0940\u0932\u0924\u093e \u0915\u093e \u0911\u0921\u093f\u091f \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u091a\u0941\u0928\u093e\u0935\u094b\u0902 \u0938\u0947 \u092a\u0930\u0947 \u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0932\u093e\u092d \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923 (DBT) \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u0940 \u092a\u094d\u0930\u092d\u093e\u0935\u0936\u0940\u0932\u0924\u093e \u0915\u094b \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u092e\u091c\u092c\u0942\u0924 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u0940 \u092a\u0939\u091a\u093e\u0928, \u0928\u093f\u0930\u094d\u092c\u093e\u0927 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0901\u091a\u093e \u090f\u0935\u0902 \u0928\u093f\u0930\u0902\u0924\u0930 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \u0935\u094d\u092f\u093e\u092a\u0915 \u0935\u093f\u0915\u093e\u0938\u093e\u0924\u094d\u092e\u0915 \u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 DBT \u0915\u094b \u090f\u0915\u0940\u0915\u0943\u0924 \u0915\u0930\u0928\u0947 \u0924\u0925\u093e \u0938\u092e\u093e\u0928 \u092a\u0939\u0941\u0902\u091a \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0915\u0932\u094d\u092f\u093e\u0923 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0909\u0928\u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e \u092c\u0922\u093c\u0947\u0917\u0940\u0964 \u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, <\/span><b>PM \u091c\u0928 \u0927\u0928 \u092f\u094b\u091c\u0928\u093e (PMJDY)<\/b><span style=\"font-weight: 400;\"> \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u094b \u0914\u0930 \u092e\u091c\u092c\u0942\u0924 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948 \u0924\u0925\u093e \u0938\u094d\u0925\u093e\u092f\u0940 \u0938\u093e\u092e\u093e\u091c\u093f\u0915-\u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0915\u0947 \u0932\u093f\u090f \u0915\u0932\u094d\u092f\u093e\u0923\u0915\u093e\u0930\u0940 \u0932\u093e\u092d\u094b\u0902 \u0915\u093e \u0938\u092e\u093e\u0928 \u0935\u093f\u0924\u0930\u0923 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/p>\n<div class=\"vc_table_green\"><\/p>\n<table style=\"width: 100.043%;\">\n<tbody>\n<tr>\n<td style=\"width: 130.811%; text-align: center; border-style: 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href=\"https:\/\/store.pw.live\/govt-entrance-exams\/upsc-books?utm_source=SEO&#038;utm_medium=PW+Live&#038;utm_campaign=UPSC+CSE+Books\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Check Out UPSC CSE Books From PW Store<\/span><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u092a\u094d\u0930\u0936\u094d\u0928 \u0915\u0940 \u092e\u0941\u0916\u094d\u092f \u092e\u093e\u0902\u0917 \u0938\u092e\u091d\u093e\u0907\u090f \u0915\u093f \u0915\u0948\u0938\u0947 \u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0932\u093e\u092d \u0905\u0902\u0924\u0930\u0923 (DBT) \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0915\u0932\u094d\u092f\u093e\u0923 \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u093e \u0939\u0948 \u0932\u0947\u0915\u093f\u0928 \u091a\u0941\u0928\u093e\u0935 \u0915\u0947 \u0938\u092e\u092f \u0915\u0940 \u092a\u0939\u0932 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0909\u0928\u094d\u0939\u0947\u0902 \u0906\u0932\u094b\u091a\u0928\u093e \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0915\u0932\u094d\u092f\u093e\u0923 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 DBT \u0915\u0940 \u092a\u094d\u0930\u092d\u093e\u0935\u0915\u093e\u0930\u093f\u0924\u093e \u092a\u0930 \u091a\u0930\u094d\u091a\u093e \u0915\u0940\u091c\u093f\u092f\u0947\u0964 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u093e\u092e\u093e\u091c\u093f\u0915&hellip; <a class=\"more-link\" href=\"https:\/\/pwonlyias.com\/stage\/mains-answer-writing\/dbt-schemes-aim-to-enhance-social-welfare\">Continue reading <span class=\"screen-reader-text\">&#8220;Direct Benefit Transfer (DBT) schemes aim to enhance social welfare but face criticism as election-time initiatives.&#8221; Discuss the efficacy of DBTs in achieving long-term social welfare objectives in India. in hindi<\/span><\/a><\/p>\n","protected":false},"author":11,"featured_media":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"paper-wise":[2084],"subject":[],"acf":[],"_links":{"self":[{"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/mains-answer-writing\/144919"}],"collection":[{"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/mains-answer-writing"}],"about":[{"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/types\/mains-answer-writing"}],"author":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/comments?post=144919"}],"version-history":[{"count":4,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/mains-answer-writing\/144919\/revisions"}],"predecessor-version":[{"id":145187,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/mains-answer-writing\/144919\/revisions\/145187"}],"wp:attachment":[{"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/media?parent=144919"}],"wp:term":[{"taxonomy":"paper-wise","embeddable":true,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/paper-wise?post=144919"},{"taxonomy":"subject","embeddable":true,"href":"https:\/\/pwonlyias.com\/stage\/wp-json\/wp\/v2\/subject?post=144919"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}