Option (c) is correct

Explanation:

• The Reserve Bank of India announced the launch of the Public Tech Platform for Frictionless Credit (PTPFC) pilot project.  
• ‘Public Tech Platform for Frictionless Credit’ is a  Platform for frictionless credit is an end-to-end digital platform that has been developed by the Reserve Bank Innovation Hub, a wholly-owned subsidiary of the central bank.
• Aim: To connect borrowers and lenders, which will make credit more accessible to millions of individuals looking for small loans.     
• Statement 2 is correct: The proposed end-to-end platform will have an open architecture, open Application Programming Interfaces (API) and standards, to which all financial sector players would be able to connect seamlessly in a ‘plug and play’ model. 
• Statement 1 is correct: Frictionless credit is a borrowing approach that seeks to streamline the lending process for consumers. 
  • Unlike the traditional credit systems, where individuals need to go through extensive paperwork, credit checks and lengthy approval procedures, frictionless credit promises a smoother and faster experience. 

Option (a) is correct

Explanation:

• A large number of megalithic hat stones were found from a single site during a recent archaeological salvage excavation conducted by the State Archaeology Department at Nagaparamba in Kuttippuram village, near Tirunavaya, in Kerala.
• Megaliths were constructed either as burial sites or commemorative (non-sepulchral) memorials. 
• Megaliths are spread across the Indian subcontinent, though the bulk of them are found in peninsular India, concentrated in the states of Maharashtra (mainly in Vidarbha), Karnataka, Tamil Nadu, Kerala, Andhra Pradesh and Telangana.
• Different Types of Megalithic Structure include: Stone Circles, Dolmen, Cist, Monolith and Capstone style.

Image Credits: Livemint

Option (d) is correct

Explanation:

• Countries  bordering the Mediterranean sea such as Algeria and Greece are facing Wildfires.
• The Mediterranean Sea is bordered by the continent of Europe in the north; by Asia in the east and by Africa in the south. In the west, the Mediterranean Sea is connected to the Atlantic Ocean via the narrow Strait of Gibraltar. 
• Bordering Countries of the Mediterranean sea: Albania, Algeria, Bosnia and Herzegovina, Croatia, Cyprus, Egypt, France, Greece, Israel, Italy, Lebanon, Libya, Malta, Monaco, Montenegro, Morocco, Slovenia, Spain, Syria, Tunisia, and Turkey.

Image Credits: WorldAtlas

Option (c) is correct

Explanation: Recently, Chandrayaan 3 has undergone a second de-boosting as planned for August 20, 2023.

• Pair 1 is correctly matched: Chang’e is a series of lunar probes launched by the China National Space Administration. Chang’e 5 launched on November 24, 2020, and landed on the Moon on December 1, 2020.
• Pair 2 is correctly matched: Chandrayaan-3 is a follow-on mission to Chandrayaan-2 of India to demonstrate end-to-end capability in safe landing and roving on the lunar surface.
• Pair 3 is not correctly matched: Beresheet was Israel’s first lunar mission and the first attempt by a private company to land on the Moon. The mission achieved lunar orbit, but was lost during an April 2019 landing attempt.
• Pair 4 is correctly matched: Roscosmos has reported that Luna 25 has crashed on the surface. Luna 25, also designated the Luna-Glob-Lander, is a Russian lunar lander mission that launched on 10 August 2023. 

Option (b) is correct

Explanation:

• Sugar millers have urged the government to totally exempt sugar from the mandatory 20 per cent jute-bag packaging from the 2023-24 season, which will start in October.
• Statement 1 is not correct: Government of India approved Reservation norms for mandatory use of jute in packaging of rice, wheat and sugar for the Jute Year 2022-23. The Mandatory norms provide for full reservation for packaging of foodgrains and 20% reservation for packaging of sugar in jute bags.
• Statement 2 is not correct: The  leading  world’s  jute producing  countries are India, Bangladesh , China and Thailand . India is the world’s largest producer of raw jute and jute goods , contributing to over 50 percent and 40 percent respectively of global production.
• Statement 3 is correct: West Bengal leads jute cultivation, along with Bihar, Assam, Orissa, Andhra Pradesh, Tripura, and Meghalaya.West Bengal alone accounts for over 50 percent raw jute production in India.
• Statement 4 is correct: National Jute Board (NJB) is a statutory body constituted as per National Jute Board Act, 2008 headquartered in Kolkata.