Books & Magazines

India@79

Prahaar (Mains Wallah)

Prahaar Summary

Mains Wallah (Q&A Bank)

Budget & Economic Survey

Monthly Current Wallah

Weekly Current Wallah

Editorial Summary

Editorial Q&A Compilation

NCERT Wallah

Marks Booster

Udaan 500+

Udaan

Prelims Wallah (Q&A Bank)

UPSC PYQs

UPSC Notes

CA & Editorials

Daily Current Affairs

Subject Wise Current Affairs

Editorial Analysis

Other Resources

Home/Current Affairs/Countercyclical Capital Buffer (CCyB)

Countercyclical Capital Buffer (CCyB)

16 Apr 2025

Countercyclical Capital Buffer (CCyB)

The Reserve Bank of India (RBI) has decided not to activate the countercyclical capital buffer (CCyB).

  • According to RBI the current economic conditions do not warrant the activation of this measure.

About Countercyclical Capital Buffer (CCyB)

  • Genesis The framework for CCyB was introduced in the aftermath of the 2008 global financial crisis, as part of international financial stability measures endorsed by the Basel Committee.
    • RBI introduced in  February 2015 under Basel III.
  • Purpose: The CCyB is a regulatory tool that aims to ensure that banks build up extra capital during periods of economic stability and growth, which can be used to maintain credit flow during economic downturns.
  • Objective
    • It requires banks to accumulate a buffer of capital during good times to sustain lending in difficult economic periods.
    • It seeks to achieve the macroprudential goal of curbing excessive lending and system-wide risk during periods of excess credit growth.
  • Activation Framework: The credit-to-GDP gap is the primary indicator for activating the CCyB.
    • Other supplementary indicators may also be consider

Also Read
UPSC Daily Editorials UPSC Daily Current Affairs
Daily Current Affairs Quiz Daily Main Answer Writing
Check Out Previous Years Papers From PW Store UPSC Test Series
Check Out UPSC NCERT Textbooks From PW Store Check Out UPSC Modules From PW Store 

Print Friendly, PDF & EmailDOWNLOAD PDF

Follow Us

Need help preparing for UPSC or State PSCs?

Connect with our experts to get free counselling & start preparing

Aiming for UPSC?
Accelera|

Download Our App

# #

Download Our App

# #

Contact Details

Copyright © 2025 PWOnlyIAS
Privacy Policy Terms & Condition

Aiming for UPSC?
Accele|

Download Our App

# #
      

Follow Us:

Contact Details

Download Our App

# #
Copyright © 2025 PWOnlyIAS
Privacy Policy Terms & Condition
Quick Revise Now !
AVAILABLE FOR DOWNLOAD SOON
UDAAN PRELIMS WALLAH
Comprehensive coverage with a concise format
Integration of PYQ within the booklet
Designed as per recent trends of Prelims questions
हिंदी में भी उपलब्ध
Quick Revise Now !
UDAAN PRELIMS WALLAH
Comprehensive coverage with a concise format
Integration of PYQ within the booklet
Designed as per recent trends of Prelims questions
हिंदी में भी उपलब्ध

<div class="new-fform">






    </div>

    Subscribe our Newsletter
    Sign up now for our exclusive newsletter and be the first to know about our latest Initiatives, Quality Content, and much more.
    *Promise! We won't spam you.
    Yes! I want to Subscribe.