Important Government Scheme for UPSC Mains 2024

PWOnlyIAS August 28, 2024 07:38 3311 0

The Important Government Scheme for UPSC Mains 2024 is provided here. Candidates can check the Government Scheme for UPSC Mains 2024 and changes in existing schemes in this detailed blog.

Important Government Scheme for UPSC Mains 2024

Important Government Scheme for UPSC Mains 2024 – Finance Minister Nirmala Sitharaman unveiled the Union Budget 2024–25 on July 23, 2024, with the goal of advancing India’s development towards being a developed country by 2047. In order to promote social advancement, economic expansion, and good governance, the budget proposes a number of new initiatives as well as changes to current ones. Here is a list of important government schemes for UPSC Mains 2024, as well as the most recent state and central lists.

This page contains all of the government schemes and programs in the news that are relevant to the government initiative for UPSC Mains 2024

Also Read: Government Central Schemes

Important Government Scheme for UPSC Mains 2024

Several new schemes and changes to current ones are included in the Union Budget 2024–2025 with the goal of promoting comprehensive national development. The government’s dedication to sustainable development, inclusive growth, and preparing the country for upcoming difficulties is shown in these programs. As these initiatives are essential to the Indian economy and politics, candidates for the UPSC must comprehend them.

In 2024, the government of India launched many important programs with the objective of addressing diverse socio-economic issues and promoting equitable development across the country. Here is the list of the important government scheme for UPSC Mains 2024-

Rooftop Solarisation Scheme

Name of Scheme: PM Surya Ghar Muft Bijli Yojana

  • Goal: Using rooftop solar installations to provide 300 units of free power every month to 1 crore families.
  • Benefits include yearly savings of between Rs. 15,000 and Rs. 18,000 per family, easier EV charging, and the creation of job and entrepreneurial possibilities in the solar industry.

Atma Nirbhar Abhiyan Oil Seeds 

  • Goal: Make oil seeds self-sufficient.
  • Coverage includes sunflower, sesame, mustard, soybean, and groundnut.
  • Focus areas include high-yield cultivars, value-added agricultural methods, procurement strategies, market connections, and crop insurance.

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Viksit Bharat by 2047

Viksit Bharat 2047, the goal is for India to become a developed country by 2047.

Purvodaya Plan

  • The Purvodaya Plan encompasses the following regions: Andhra Pradesh, West Bengal, Jharkhand, Bihar, and Odisha.
  • Emphasis: Economic opportunity, human resource development, and infrastructure.
  •  Goal: Transform the eastern area into a growth engine.

Development of Nuclear Energy

  • Initiatives: creating innovative nuclear technology and collaborating with the corporate sector to establish Bharat Small Reactors and developing new nuclear technologies.

Pradhan Mantri Janjatiya Unnat Gram Abhiyan

  • The goal is to improve socioeconomic circumstances in native communities.
  • Coverage: 63,000 villages in regions with a tribal majority and aspirational districts.
  •  Five crore tribals will benefit.

Employment Linked Incentive Schemes

Scheme A: First Timers.

  • Goal: Recently hired personnel in formal industries.
  • Benefit: Three instalments of up to Rs. 15,000 for a month’s wages.
  • Salary up to Rs. 1 lakh per month is eligible.
  • Impact: Helps 210 lakh young people.

Scheme B: Job Creation in Manufacturing

  • Focus: Increased employment in manufacturing associated with new hires.
  • Support for EPFO contributions during the first four years of employment serves as an incentive.
  •  Impact: Helps 30 lakh young people and their companies.

Scheme C: Assistance to Employers

  • Coverage: Additional jobs with monthly incomes under Rs. 1 lakh across all sectors.
  • Reimbursement of up to Rs. 3,000 per month for the first two years of EPFO contributions is the incentive.
  • Impact: Promotes 50 lakh employment opportunities.

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Scheme D: Skills Based Opportunities

A fourth scheme in the PM’s Package focusses on the skilling program. Over five years, it seeks to skill 20 lakh youths. Additionally, under the hub-and-spoke configuration with outcome orientation, 1,000 Industrial Training Institutes (ITI) will be modernised. The updates’ course content and design are in accordance with the industry’s skill requirements.

Scheme E: Comprehensive Internship Opportunities Scheme

  • Goal: In five years, offer internships to one crore young people.
  • Details: Top 500 companies provide 12-month internship programs.
  • Benefits: One-time help of Rs. 6,000 and a monthly stipend of Rs. 5,000.
  • CSR Participation: Businesses will cover 10% of the cost of internships and training.

Credit Guarantee Scheme for MSMEs

Goal: Make it easier for MSMEs to get term loans without collateral.

Mechanism: Combining a self-financing guarantee fund with credit risk pooling.

Guarantee Cover: For each application, up to Rs. 100 crore.

NPS Vatsalya

Goal: Permit guardians and parents to make contributions to NPS on behalf of their kids.

A modified version of the National Pension System (NPS) created especially for minors is called NPS Vatsalya. It enables guardians and parents to register an NPS account for their children and make consistent contributions until their children reach 18.

Credit Support to MSMEs during Stress Period

The scheme would work by pooling the credit risks of such MSMEs. Each applicant will receive guarantee protection up to Rs 100 crore from a separately established self-financing guarantee fund, while the loan amount may be more. An yearly guarantee charge on the decreasing loan balance as well as an upfront guarantee cost will be required of the borrower.

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Recent Government Schemes for UPSC

The Indian government recently announced several significant initiatives aimed at solving various kinds of social and economic issues and advancing national development. The PMGKY, which aims to aid people during the COVID-19 pandemic, the Atmanirbhar Bharat Rozgar Yojana, which creates employment opportunities, the PLI scheme, which supports manufacturing in important sectors, the Swachh Bharat Mission (Phase 2), which enhances sanitation facilities, and the Jal Jeevan Mission, which guarantees every household has access to safe drinking water, are some of the most recent government initiatives.

Also Check: Government Schemes 2023

Social Sector Schemes for UPSC

Social security programs are those in which the government attempts to offer monetary help to persons who have no or insufficient income. There are several programmes in India that function as social security programmes. “Social Security Scheme” is a crucial IAS Exam topic that falls under Mains GS-II. 

  • The Indian government is primarily focused on encouraging and enabling the working poor to enrol in the National Pension System (NPS) since it is deeply concerned about the old age income security of this population.
  • The government launched the Swavalamban Scheme in 2010–11 to address the risks to the lifespan of professionals working in the unorganised sector and to encourage incompetent workers to consciously save for their retirement. The Atal Pension Yojana, which was created to give workers in the unorganised sector retirement income security, has taken the role of the Swavalamban Yojana.
  • The 66th Round of the NSSO Survey of 2011–12 shows that 88% of the 47.29 crore workers are employed in the unorganised sector.
  • There are no official pension plans established for workers in the unorganised economy.
  • However, the majority of the time, the scope of the Swavalamban Scheme is inadequate due to the lack of clarity around pension benefits for those over 60.
  • Three ambitious Social Security schemes in the protection and benefits domain have been spearheaded by the government.
  • This would be an innovative effort to provide reasonably comprehensive access to basic government disability insurance in an arrangement that is advantageously linked to the endorser’s bank account through the auto-charge office.
  • The benefits conspire, Atal Pension Yojana (APY), will take care of seniority pay security needs. The two protection plans, specifically Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), would provide protection cover in the terrible event of death by any reason/demise or inability due to an accident.
  • In order to solve the situation of low scope of life/mishap protection and maturity pay security goods in the country, the plans’ helpful conveyance system is necessary.
  • In his Budget Speech for 2015–16, the Finance Minister mentioned the Atal Pension Yojana (APY), another program.
  • The Alternative Provident Fund (APY) would target all indigenous people working in the unorganised sector who enrol in the Pension Fund Regulatory and Development Authority (PFRDA)-managed National Pension System (NPS) and do not fall under any legally defined disability plan.

Important Schemes for UPSC Mains

To enhance the social and economic circumstances of the nation, the Indian government has started several types of initiatives through various ministries. Initiatives like these are crucial for government employment tests like the UPSC Civil Services Exam. The main government programs that you should know about in 2024 are outlined below.

Pradhan Mantri Garib Kalyan Anna Yojna

Launched on March 26, 2020, this initiative gives the underprivileged access to food security. As part of the Pradhan Mantri Garib Kalyan Anna Yojana, five kilograms of rice or wheat and one kilogramme of dal are given to each ration card holder. This program has been approved for a four-month extension in 2022, having initially covered 80 crore ration cards for three months in 2020.

Meri Policy Mere Hath

The Pradhan Mantri Fasal Bima Yojana launched this initiative to give farmers crop insurance. The policy ensures that rural communities have access to resources and information. Funding is provided by the Pradhan Mantri Fasal Bima Yojana, and farmers who have suffered crop loss or damage will get financial support.

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Ayushman Bharat Yojana

In 2018, the Ayushman Bharat Yojana—also referred to as the Pradhan Mantri Jan Arogya Yojana—was introduced. It seeks to give over 10 crore people that are at risk and lack access to high-quality healthcare health insurance coverage of up to Rs. 5 lakh per family annually. One of the largest healthcare programs in the world, it encompasses both basic and secondary healthcare services.

Bharat Swachh Abhiyan

To encourage sanitation and cleanliness across the nation, the Swachh Bharat Abhiyan was introduced in 2014. The program’s objectives are to end open defecation, advance waste management, and enhance general hygiene. The program has been effective in reaching its goals, and India’s infrastructure for sanitation has improved significantly.

Pradhan Mantri Awas Yojana (PMAY)

Government Schemes in India: Launched on June 25, 2015, this initiative intends to provide urban inhabitants with affordable homes by 2022 on behalf of the Government of India. Interest rates under the Pradhan Mantri Awas Yojana start at 6.5% per year and go up to 20 years. The eligibility has been extended to March 31, 2022, for both the LIG and EWS categories.

Government Scheme for UPSC Mains 2024 – Changes to Previous Ones

Many social and economic issues that Indian citizens who reside in both urban and rural regions confront can be resolved by these government programs. All of the state and federal government’s initiatives must be known to Indians. One of the most crucial aspects of UPSC Civil Services Exam preparation is a list of government programs. The UPSC Prelims Exam may include questions about the Indian Government.

PM Awas Yojana

  • 3 crore additional houses in both rural and urban regions are the new target.
  • The Urban 2.0 Initiative would provide housing with an investment of Rs. 10 lakh crore for one crore urban poor and middle-class households.

Model Skill Loan Scheme

  • Updated Loan Limit: Rs. 7.5 lakh with a fund guarantee supported by the government.
  • Impact: Provides aid to 25,000 students every year.

Mudra Yojana

  • Increased Loan Limit: Rs. 20 lakh in the “Tarun” category.
  • Emphasis: Business owners that have a history of successfully repaying their loans.

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The PMGSY, or Pradhan Mantri Gramme Sadak Yojana

  • Phase IV: I To provide all-weather connectivity to 25,000 rural habitations which have become eligible in view of their population increase.

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FAQs on Important Government Scheme for UPSC Mains 2024

The Important Government Schemes for UPSC Mains 2024 are Rooftop Solarisation Scheme, Atma Nirbhar Oil Seeds Abhiyan, Employment Linked Incentive Schemes, New Skilling Program, Pradhan Mantri Janjatiya Unnat Gram Abhiyan, Credit Guarantee Scheme for MSMEs and NPS Vatsalya.

The best government schemes in India are Sukanya Samriddhi Yojana (SSY), National Pension Scheme (NPS), Public Provident Fund (PPF), National Savings Certificate (NSC), Atal Pension Yojana (APY), Pradhan Mantri Jan Dhan Yojana (PMJDY), PMVVY or Prime Minister Vaya Vandana Yojana and Sovereign Gold Bonds.

'Viksit Bharat' means 'Developed India'. 'Viksit Bharat' means 'Developed India'. Viksit Bharat 2047 depicts the government's ambition of transforming the country into a developed entity by 2047, when it would celebrate its 100th independence.

Yuva (Youth), Garib (Poor), Mahilayen (Women), and Annadata (Farmers) are the four pillars of Viksit Bharat.

The main characteristics of the Rooftop Solarisation Program is to use rooftop solar panels to provide 300 units of free power each month to 1 crore people, resulting in large yearly savings and encouraging green energy.
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