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Explore the updated Government Schemes in India List 2025 covering Central, Centrally Sponsored, and State-specific schemes. Learn their objectives, categories, and benefits for inclusive growth, education, health, empowerment, and UPSC prep.
Madhavi Gaur
June 27, 2025
Government Schemes in India: The Indian Government, at all levels, announces welfare schemes for a broad cross-section of society to promote inclusive growth and social security. These Government Schemes in India are either launched by the Central Government, implemented by State Governments, or formulated as a joint collaboration between both. With the ever-evolving needs of the population and a vision to support socio-economic transformation, the schemes are designed to address issues ranging from poverty alleviation and employment to health, education, and infrastructure development.
Government Schemes in India are systematically categorised based on the source of funding, administrative control, and implementation mechanism. This classification ensures efficient governance, clear division of responsibilities, and targeted service delivery across the nation.
Broadly, all welfare and development schemes launched in the country fall under the following three categories:
Important Government Scheme for UPSC
Central Sector Schemes are fully funded and executed by the Central Government through its various ministries or departments. These schemes do not involve any financial contribution from the states and are directly implemented by central agencies. They are generally aimed at fulfilling national objectives and cover areas such as defence, atomic energy, space research, road and railway infrastructure, digital development, and major economic and financial initiatives.
Centrally Sponsored Schemes are jointly funded by the Central and State Governments, where the Centre contributes a fixed proportion of the funding, while the responsibility of implementation lies with the respective States or Union Territories. The cost-sharing ratio may vary depending on the type of state—general, northeastern, or Union Territory. These schemes primarily focus on areas that require state-level customisation, such as health, education, rural development, and social welfare.
State-Specific Schemes are exclusively formulated, financed, and implemented by the respective State Governments to address local needs, cultural preferences, and region-specific challenges. These schemes reflect the autonomy of states within the federal structure and are tailored to achieve state-specific developmental goals.
The Government Schemes in India continue to evolve in response to the dynamic socio-economic needs of its population. Various ministries and departments across the central and state levels have introduced specialised programs targeting different sectors such as education, economic empowerment, social justice, and non-governmental organisation (NGO) support.
Below is an updated and categorised Government Schemes List in India, including the latest initiatives introduced by the Ministry of Social Justice and Empowerment and other related bodies:
These schemes aim to support voluntary organisations and NGOs working in the field of education, social justice, and rehabilitation:
| NGO-Based Schemes | |
| Scheme Name | Website |
| Scheme for Residential Education for Students in High Schools in Targeted Areas (SHRESHTA) | grants-msje.gov.in |
| National Action Plan for Drug Demand Reduction | grants-msje.gov.in |
| Atal Vayo Abhyuday Yojana (AVYAY) | grants-msje.gov.in |
| Scheme of National Awards for Outstanding Services in Prevention of Alcoholism and Drug Abuse | nisddams.gov.in |
| Implementation Framework of National Action Plan for Drug Demand Reduction | grants-msje.gov.in |
Focused on enabling access to quality education for disadvantaged sections, including SCs, OBCs, EBCs, and others, these schemes are vital in reducing educational inequality:
| Educational Schemes | |
| Scheme Name | Website |
| National Fellowship for OBC Students (NF-OBC) | nbcfdc.gov.in |
| Construction of Hostels for OBC Boys and Girls | pmajay.dosje.gov.in |
| Dr. Ambedkar Interest Subsidy Scheme for Overseas Studies (OBCs & EBCs) | canarabankcsis.in |
| Educational Loans by NBCFDC | nsfdc.nic.in |
| Pre-Matric and Post-Matric Scholarships for SC & OBC Students | scholarships.gov.in |
| National Overseas Scholarship (NOS) for SC Students | nosmsje.gov.in |
| National Fellowship for Scheduled Caste Students | nsfdc.nic.in |
| Free Coaching Scheme for SCs, OBCs, and PM CARES Children | — |
| Scholarships for PM CARES Children | pmcaresforchildren.in |
| SHREYAS Scheme for OBCs and Others (2021–2026) | — |
| Top Class Education for OBC, EBC & DNT Students | scholarships.gov.in |
Designed to foster entrepreneurship and financial independence among marginalised communities, these schemes are essential in promoting equitable economic growth:
| Schemes for Economic Development | |
| Scheme Name | Website |
| Entrepreneurial Schemes of NBCFDC | nbcfdc.gov.in |
| Credit Enhancement Guarantee Scheme for SCs | ifcicegssc.in |
| National Safai Karamcharis Finance and Development Corporation (NSKFDC) | nskfdc.nic.in |
| National Scheduled Castes Finance and Development Corporation (NSFDC) | nsfdc.nic.in |
| Assistance to SC Development Corporations (SCDCs) | nsfdc.nic.in |
| NAMASTE Scheme for Sanitation Workers | bmsnamaste.dosje.gov.in |
| PM-DAKSH Yojana for Skilling of Marginalised Groups | pmdaksh.dosje.gov.in |
| Scheme for Economic Empowerment of De-notified Tribes (SEED) | dwbdnc.dosje.gov.in |
| Special Training of Geriatric Care Givers | — |
These schemes aim to promote social justice, protect the rights of vulnerable communities, and empower individuals through livelihood and rehabilitation support:
| Schemes for Social Empowerment | |
| Scheme Name | Website |
| NBCFDC Initiatives for Social Empowerment | nbcfdc.gov.in |
| Implementation of PCR Act, 1955 and PoA Act, 1989 | nhapoa.gov.in |
| Information-Monitoring, Evaluation & Social Audit (I-MESA) | — |
| SMILE Scheme (Support for Marginalised Individuals) | smile-b.dosje.gov.in |
| PM-YASASVI Scheme for OBCs and Others | yet.nta.ac.in |
| PM Anusuchit Jaati Abhyuday Yojna (PM-AJAY) | pmajay.dosje.gov.in |
This updated Government Schemes List in India highlights the diverse initiatives undertaken by the Indian Government to achieve inclusive development and empowerment of the underprivileged. These schemes cover essential areas such as education, skill development, healthcare, entrepreneurship, and rehabilitation, and are integral to the government schemes list 2025.
Central Sector Schemes are fully funded by the Central Government and often involve significant national priorities. As per the latest budget estimates, the allocation for CS schemes is around ₹6.67 lakh crore. Notable schemes include:
These schemes cover economic growth, social development, agriculture, healthcare, education, technology, and infrastructure.
Centrally Sponsored Schemes form a major part of the Government Schemes in India. Centrally Sponsored Schemes (CSS) are jointly funded by the Centre and States. Key CSS schemes include:
CSS schemes play a pivotal role in uplifting weaker sections and promoting rural and urban development across the country.
States have also actively launched tailored schemes that cater to their regional demographics. Some well-known state-specific schemes include:
The state-wise government schemes in India reflect the diversity and autonomy of states in implementing social development programs tailored to their demographic and geographic context.
The landscape of Government Schemes in India is vast, dynamic, and integral to the country’s development. From Central Sector Schemes (CS) to Centrally Sponsored Schemes (CSS) and State-Specific Schemes, these initiatives target a wide range of beneficiaries and sectors. Staying informed about the Government Schemes List in India and the government schemes list 2025 is essential for understanding India’s policy direction and governance priorities.
With innovation, digital integration, and inclusive outreach at their core, Government Schemes in India continue to pave the path toward a stronger, self-reliant, and equitable society.
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