Books & Magazines
Madhavi Gaur
February 11, 2025 01:00
12366
0
The Housing For All Scheme, also known as Pradhan Mantri Awas Yojana (Urban) Mission, was initiated on June 25, 2015, with the goal of providing housing for all in urban areas by 2022. To know more read this article.
Housing For All Scheme: The Housing For All Scheme, also known as Pradhan Mantri Awas Yojana (Urban) – PMAY-U, was launched on June 25, 2015, with the objective of providing affordable housing to all eligible urban beneficiaries by 2022. This mission is implemented under the Ministry of Housing and Urban Affairs (MoHUA) and aims to bridge the housing gap by ensuring pucca houses with basic amenities for economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG) in urban areas.
Housing For All Scheme: As of 2022, the Indian government has extended the scheme until December 2024. A significant financial assistance of ₹127,579 crores has been released, with 64.45 lakh houses completed and 122.69 lakh houses sanctioned.
The Pradhan Mantri Awas Yojana-Urban (PMAY-U) is a flagship initiative aimed at ensuring affordable housing for all in urban areas. Launched in 2015, the scheme provides financial assistance to eligible urban poor to own a pucca house. It operates through four key verticals:
Achievements of PMAY-U Till March 2022
| Parameter | Figures |
|---|---|
| Houses Sanctioned | 123 lakh |
| Houses Grounded/Under Construction | 102 lakh |
| Houses Completed | 62 lakh |
| Total Central Assistance Approved | ₹2.03 lakh crore |
| Funds Released | ₹1.18 lakh crore |
| Additional Funds for 2022-2024 | ₹85,406 crore |
In August 2024, the government introduced Pradhan Mantri Awas Yojana-Urban (PMAY-U) 2.0, a five-year extension aimed at providing affordable housing to 1 crore additional urban families. This phase introduces new verticals, expanding its scope to include rental housing and increased subsidies.
Pradhan Mantri Awas Yojana – Urban (PMAY-U) is a flagship mission implemented by the Ministry of Housing and Urban Affairs, launched on June 25, 2015. The primary objective is to address the housing deficit among Economically Weaker Sections (EWS)/Low Income Group (LIG) and Middle Income Group (MIG) categories, including slum dwellers, ensuring a pucca house for all eligible urban households by 2022.
The scheme caters to different income groups:
Beneficiaries are eligible for various components of the scheme, with special consideration for people with disabilities, the elderly, minority groups, and vulnerable sections of society.
Any household with an annual income between ₹3 lakh and ₹18 lakh is eligible. The beneficiary family must not own a pucca house anywhere in India to qualify for central aid under PMAY.
The scheme’s operational period is from 2015 to 2022, covering urban areas, including statutory towns, notified planning areas, and various development authorities.
The Housing For All Scheme comprises four components:
The scheme is implemented in three phases, covering all 4041 statutory towns by March 2022.
To apply for the Housing For All Scheme, visit the official PMAY website, create an account, verify details, select the desired scheme component, provide personal and financial information, upload required documents, and submit the application.
The Housing For All Scheme is a commendable initiative by the Indian government to provide housing to the underprivileged in both rural and urban areas. Proper implementation and adherence to the provisions are crucial for achieving the intended goals of the program.
| Also Read | |
| One Nation One Ration Card Scheme (ONORCS) | NIRVIK Scheme (Niryat Rin Vikas Yojana) |
| SATAT Scheme | PM AASHA Scheme (Pradhan Mantri Annadata Aay SanraksHan Abhiyan) |
| Must Read | |
| NCERT Notes For UPSC | UPSC Daily Current Affairs |
| UPSC Blogs | UPSC Daily Editorials |
| Daily Current Affairs Quiz | Daily Main Answer Writing |
| UPSC Mains Previous Year Papers | UPSC Test Series 2024 |
.png)
Connect with our experts to get free counselling & start preparing
Download Our App
Download Our App
Books & Magazines
Prelims Wallah (Q&A Bank)
Udaan
Udaan 500+
Budget & Economic Survey
Monthly Current Wallah
Weekly Current Wallah
Editorial Summary
Editorial Q&A Compilation
NCERT Wallah
Prahaar (Mains Wallah)
Marks Booster
Mains Wallah (Q&A Bank)
<div class="new-fform">
</div>
Latest Comments