UPSC EPFO Salary 2025, Structure, Allowances, Pay Scale

UPSC EPFO Salary for EO/AO starts at basic pay of ₹47,600, and for Personal Assistant it starts at ₹44,900. The APFC post offers higher pay, i.e., 56,100 under Level 10. Salary includes DA, HRA, TA, Fixed Medical Allowance, and regular promotions.

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July 28, 2025

UPSC EPFO Salary 2025, Structure, Allowances, Pay Scale

UPSC EPFO Salary: UPSC decides the salary and pay structure for the EPFO Enforcement Officer or Accounts Officer post. The UPSC EPFO salary includes a fixed basic and multiple variable allowances such as travel allowance, dearness allowance, PF, and more. These perks are structured as per the official norms and are designed to support officers in various aspects of their professional and personal lives.

UPSC EPFO salary for EO/AO starts at a basic pay of ₹47,600 with a total in-hand salary of around ₹76,000–₹79,000 per month after allowances, while for the APFC post, it starts at 56,100 under Level 10. 

UPSC EPFO Salary 2025

UPSC EPFO starting basic pay offered to EPFO officers is INR 47,600. After adding various allowances, the UPSC EPFO in-hand salary reaches approximately INR 79,000. Besides this, several allowances like DA, HRA, TA, and healthcare are also provided through a Fixed Medical Allowance, which covers routine medical needs and treatments. 

Also Read: UPSC EPFO Notification 2025

UPSC EPFO Pay Scale

The EPFO pay scale, as governed by UPSC, is designed in alignment with the 7th Central Pay Commission. The salary structure for the APFC post is designed as per Level 10, while the pay structure for the AO or EO post aligns with Level 8 of the pay matrix. The table below presents the UPSC EPFO pay scale for different posts. Based on the designation, pay levels and entitlements vary within the official pay matrix system. 

Also Read: UPSC EPFO Exam Date 2025

UPSC EPFO Pay Scale
Post Group Type Pay Matrix Level Grade Pay (₹) Basic Pay (₹) Pay Band
APFC Group “A”, Non-Ministerial Level 10 5,400 56,100 15600-39100
EO/AO Group “B”, Non-Ministerial Level 8 4,800 47,600 9300-34800
Personal Assistant Group “B”, Non-Gazetted Service Level 7 4,600 44,900 9300-34800

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UPSC EPFO Allowances

The UPSC EPFO salary varies based on several factors, especially the location of their posting. The base salary for Enforcement Officers and Accounts Officers starts at INR 47,600. Above the basic pay, officers receive multiple UPSC EPFO salary benefits. Here are the key UPSC EPFO allowances offered to AO/EO officers:

  • House Rent Allowance (HRA)
  • Dearness Allowance (DA)
  • Medical coverage

These benefits are based on the city classification. For metros officers get the highest HRA, followed by tier-2 and rural or smaller towns.

UPSC EPFO Salary Structure

The net salary received by an EPFO officer after all statutory deductions represents their total in-hand earnings. While the gross salary includes several components, the final credited amount reflects necessary deductions as per government policies. This take-home salary increases progressively through annual increments and career promotions.

The table below shows the detailed monthly UPSC EPFO salary structure of an Enforcement Officer:

UPSC EPFO Salary Structure
Particulars Approximate Monthly Amount (INR)
Basic Pay 47,600
Grade Pay 4,800
House Rent Allowance (HRA) 12,852
Dearness Allowance (DA) 18,088
Fixed Medical Allowance (FMA) 2,000
Transport Allowance (TA) 4,968
Total Earnings 90,308
Deductions (PF, Tax, NPS, etc.) 8,783
Net In-Hand Salary INR 76,722

Factors Affecting UPSC EPFO Salary

The salary for EPFO officers recruited through UPSC follows the 7th Pay Commission framework. However, the final amount received each month can vary based on UPSC EPFO allowances and other factors. These are:

  • Location of Posting: The city where an officer is posted plays a major role in determining the House Rent Allowance (HRA). Officers in metropolitan cities receive a higher HRA (up to 27%). In contrast, those in urban and rural areas receive 18% and 9% respectively.
  • Travel Allowance: Transport Allowance (TA) is not uniform and varies based on the city. Additionally, it is influenced by the recent DA rate.
  • Inflation-Linked Adjustments: Dearness Allowance (DA) is updated quarterly in response to inflation rates. These variations have a direct impact on the gross earnings of the officer.
  • Policy-Based Allowances: Although other allowances remain largely consistent, they may change based on updates in central government policies.
  • Mandatory Deductions: Several statutory deductions such as contributions to the NPS, PF, professional tax, and income tax are deducted, which reduce the in-hand salary.
  • Career Growth: As an officer-grade position, the role offers regular promotions and annual salary increments. Over time, this leads to a higher basic pay and additional perks, enhancing the overall salary package.

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UPSC EPFO Career Growth and Promotion 

The role of Enforcement Officer/Accounts Officer in the EPFO offers significant scope for promotions and career growth. Starting from Level 8 in the pay matrix, officers can eventually reach up to Level 13, taking on senior responsibilities and earning a higher pay scale with each step.

Promotions are granted based on the years of service, performance, and the recruitment rules set by the organisation. Over time, an EO/AO can rise to the prestigious post of Additional Central Provident Fund Commissioner, which falls under Pay Matrix Level 13. The details of tentative UPSC EPFO salary growth is presented below:

UPSC EPFO Career Growth and Promotion
Designation Required Experience Pay Structure
Enforcement Officer / Accounts Officer Entry-level position PB-2: INR 9,300–34,800 + GP INR 4,800 (Level 8)
Assistant Provident Fund Commissioner After 5–7 years (as per rules) PB-3: INR 15,600–39,100 + GP INR 5,400 (Level 10)
Regional PF Commissioner – II After 5 years PB-3: INR 15,600–39,100 + GP INR 6,600 (Level 11)
Regional PF Commissioner – I After 5 more years PB-3: INR 15,600–39,100 + GP INR 7,600 (Level 12)
Additional Central PF Commissioner After 6 additional years PB-4: INR 37,400–67,000 + GP INR 8,700 (Level 13)

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UPSC EPFO Salary FAQs

UPSC APFC in-hand salary is around INR 1,06,896 per month, with total annual benefits potentially reaching up to INR 20 lakhs.

A newly appointed EO/AO starts receive a basic pay of INR 47,600, while the in-hand salary, including allowances, is about INR 79,000 per month.

The APFC role in EPFO is a Group A Gazetted Officer post, while the EO/AO position is classified as Group B non-gazetted.

The salary for an EPFO Enforcement Officer in 2025 comes under Level 8 of the 7th Pay Matrix. The basic salary amount ranges between INR 43,600 and INR 55,200.

The UPSC EPFO job profile involves handling accounts, legal matters, administration, pensions, MIS, employee claims, and addressing employee grievances.

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