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Pradhan Mantri Jan Dhan Yojana (PMJDY)

August 19, 2023

GS Paper III Indian Economy

Context:

The total number of Jan Dhan accounts crossed 50 crore on 9th August.

The National Mission on Financial Inclusion, also known as the Pradhan Mantri Jan Dhan Yojana (PMJDY), was launched on August 28, 2014, and has completed nine years.
It ensures access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

Information	Statistics
Total Number of Jan Dhan Accounts in India	Over 50 Crore
Percentage of Jan Dhan Accounts Belonging to Women	56%
Percentage of Jan Dhan Accounts Opened in Rural and Semi-Urban Areas	67%
Total Deposits in Jan Dhan Accounts	Above Rs 2.03 Lakh Crore
Number of RuPay Cards Issued with Jan Dhan Accounts	Around 34 Crore

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